Airport Lounge Access Without Spend Criteria.

[cardio_guycardio_guy is verified member.]

Updated the main wiki post on this thread -

IDFC First LIC cards needs Rs 5000/- spend in the previous month for lounge access in the next month.

LIC CARDS SERVICES LIMITED | LIC Select Credit Card

new.liccards.in

LIC CARDS SERVICES LIMITED | LIC Classic Credit Card

new.liccards.in

 

[devine_mortal]

I thought Regalia Gold has spend based criteria of ₹15k. Atleast ChatGPT says so.

 

[Hemang]

I thought Regalia Gold has spend based criteria of ₹15k. Atleast ChatGPT says so.

Regalia me hai spend based. Regalia gold as of now is providing non spend based lounge access bhai.

 

[bing1309]

Regalia me hai spend based. Regalia gold as of now is providing non spend based lounge access bhai.

I saw regalia gold owners charged fees for domestic lounge where people denied for charges. But lounge machines show charges for this card and customers walk out.

 

[drsel]

Hi Folks

As the devaluation spree continues in the credit card space with many banks imposing spend-based criteria for availing domestic lounge visits, this is a list of cards with DOMESTIC lounge access without any spending requirement.

Note- I am a beginner at Technofino and the credit card world, so please add any card that I have missed.

CREDIT CARDS
Axis Bank
Burgundy Private (unlimited)
Reserve (unlimited)
Atlas (Silver 6, Gold 12, Plat 18, including guests)

SBI Card
Elite
Prime
Vistara
Pulse
BPCL Octane
Air India
Etihad Guest
Reliance Prime
Aurum
Doctor's

ICICI Bank introduced spend criteria

HDFC Bank
Tata Neu Plus and Infinity
6E Rewards XL Indigo HDFC Card
Regalia Gold
Marriott Bonvoy
Diners Club Black Metal
Infinia (unlimited, even for 3 add on cards)

Punjab National Bank
Visa Signature
RuPay Platinum/Millennial/Select
Patanjali Rupay Platinum/Select

BOB Cards (Available till 1 Jan 2025)
Premier
ICAI, ICMAI, ICSI Cards
HPCL card

AU Small Finance Bank
Zenith/Zenith+
Vetta
Ixigo
Xcite Ace
Xcite Ultra
LIT (On paid activation basis)

IDFC FIRST Bank
FIRST Private

Federal Bank
Imperio
Celesta 4/qtr
Signet

HSBC Bank (only for salaried)
Premier
Cashback

Standard Chartered Bank
Ease my trip 2/qtr
Rewards

IndusInd Bank
Legend
Tiger LTF 2/qtr
Pinnacle

Kotak Mahindra Bank
Privy League Signature (paid variant only)
White Signature (LTF for Privy League)
White Reserve
White Infinite

DEBIT CARDS
IndusInd Exclusive DC 1/Qtr
SBI Rupay Plat DC- 2/Qtr
Canara Rupay Plat DC :- 2/Qtr
Canara Rupay Select DC :- 2/Qtr
Union Rupay Select DC :- 2/Qtr
IndusInd Grande DC
IDFC Wealth and Select DC and Private DC
Rupay Platinum and Select DC
Yes Bank Eclectic
ICICI Wealth DC 2/Qtr
BOB Opulence DC
BOB Sapphire 2/Qtr
BOB Select Wellness 3/Qtr
BOB Platinum
Indusind Select Visa or MC 2/Qtr

Please add more debit cards to this list. Thank you.

What about any Yes bank card like their best card Yes Private?

 

[drsel]

The HDFC Regalia Gold Credit Card provides 2 or 4/qtr complimentary domestic lounge access, but it has a spend-based structure:

1. Base Benefit: Two complimentary domestic lounge visits per quarter.

2. Additional Access: Earn two extra lounge visits in the subsequent quarter by spending ₹1.5 lakh in the current calendar quarter.

I saw regalia gold owners charged fees for domestic lounge where people denied for charges. But lounge machines show charges for this card and customers walk out.

 

[drsel]

Regalia me hai spend based. Regalia gold as of now is providing non spend based lounge access bhai.

I saw regalia gold owners charged fees for domestic lounge where people denied for charges. But lounge machines show charges for this card and customers walk out.

I made the correction
2/qtr without spends
4/qtr spend based

 

[devine_mortal]

Oh that's intresting. Don't think any other bank has curbed Lounge access this way. It's good for occasional fliers and stops overuse of the benefit.

Thanks for updating @drsel

 

[Raavan]

What about any Yes bank card like their best card Yes Private?

I mentioned yes private
Someone might have edited it

 

[hiraktalukdar]

Lounge Access:

1. Domestic Airport Lounge: Tata Neu Infinity HDFC Bank Credit Card (2/Q) + IndusInd Signature Legend Visa Credit Card (1/Q) + IDFC FIRST Platinum Debit Card (1/Q)
2. International Airport Lounge: Tata Neu Infinity HDFC Bank Credit Card (1/Q)
3. Railway Lounge: IDFC First Wealth Credit Card (4/Q) & Add-on + ICICI Bank Coral Rupay Credit Card (1/Q)

 

[Raavan]

Lounge Access:

1. Domestic Airport Lounge: Tata Neu Infinity HDFC Bank Credit Card (2/Q) + IndusInd Signature Legend Visa Credit Card (1/Q) + IDFC FIRST Platinum Debit Card (1/Q)
2. International Airport Lounge: Tata Neu Infinity HDFC Bank Credit Card (1/Q)
3. Railway Lounge: IDFC First Wealth Credit Card (4/Q) & Add-on + ICICI Bank Coral Rupay Credit Card (1/Q)

@vaibhav111 ab ye vyakti ka reply bhi edit kar dena referral link k wajah se.. don't be partial haan

 

[mahendrabishnoi2]

As the title says, looking for credit cards that provide lounge access without monthly or quarterly spend criteria. Bonus if the card is LTF.

 

[jk51]

Hi Folks

As the devaluation spree continues in the credit card space with many banks imposing spend-based criteria for availing domestic lounge visits, this is a list of cards with DOMESTIC lounge access without any spending requirement.

Note- I am a beginner at Technofino and the credit card world, so please add any card that I have missed.

CREDIT CARDS
Axis Bank
Burgundy Private (unlimited)
Reserve (unlimited)
Atlas (Silver 6, Gold 12, Plat 18, including guests)

Yes Bank
Private (unlimited)

SBI
Elite
Prime
Vistara
Pulse
BPCL Octane
Air India
Etihad Guest
Reliance Prime
Aurum
Doctor's

ICICI Bank introduced spend criteria

HDFC Bank
Tata Neu Plus and Infinity
6E Rewards XL Indigo HDFC Card
Regalia Gold 2/qtr free (4/qtr spend based)
Marriott Bonvoy
Diners Club Black Metal
Infinia (unlimited, even for 3 add on cards)

Punjab National Bank
Visa Signature
RuPay Platinum/Millennial/Select
Patanjali Rupay Platinum/Select

BOB (spend required from 1 Jan 2025)
Premier
ICAI, ICMAI, ICSI Cards
HPCL card

AU S.F.B. (20k spend required from 1 Jan 2025)

IDFC FIRST Bank
FIRST Private

Federal Bank
Imperio
Celesta 4/qtr
Signet

HSBC Bank (only for salaried)
Premier
Cashback

Standard Chartered Bank
Ease my trip 2/qtr
Rewards
Ultimate

IndusInd Bank
Legend
Tiger LTF 2/qtr
Pinnacle

Kotak Mahindra Bank
Privy League Signature (paid variant only)
White Signature (LTF for Privy League)
White Reserve
White Infinite

DEBIT CARDS
IndusInd Exclusive DC 1/Qtr
SBI Rupay Plat DC- 2/Qtr
Canara Rupay Plat DC :- 2/Qtr
Canara Rupay Select DC :- 2/Qtr
Union Rupay Select DC :- 2/Qtr
IndusInd Grande DC
IDFC Wealth and Select DC and Private DC
Rupay Platinum and Select DC
Yes Bank Eclectic
ICICI Wealth DC 2/Qtr
BOB Opulence DC
BOB Sapphire 2/Qtr
BOB Select Wellness 3/Qtr
BOB Platinum
Indusind Select Visa or MC 2/Qtr

Please add more debit cards to this list. Thank you.

Added SC Ultimate and Indusind EazyDiner to the list. Quarterly 4 and 2 domestic visits are complimentary respectively without any spends requirement.

 

[jack333]

Hi Folks

As the devaluation spree continues in the credit card space with many banks imposing spend-based criteria for availing domestic lounge visits, this is a list of cards with DOMESTIC lounge access without any spending requirement.

Note- I am a beginner at Technofino and the credit card world, so please add any card that I have missed.

CREDIT CARDS
Axis Bank
Burgundy Private (unlimited)
Reserve (unlimited)
Atlas (Silver 6, Gold 12, Plat 18, including guests)

Yes Bank
Private (unlimited)

SBI
Elite
Prime
Vistara
Pulse
BPCL Octane
Air India
Etihad Guest
Reliance Prime
Aurum
Doctor's

ICICI Bank introduced spend criteria

HDFC Bank
Tata Neu Plus and Infinity
6E Rewards XL Indigo HDFC Card
Regalia Gold 2/qtr free (4/qtr spend based)
Marriott Bonvoy (12/yr)
Diners Club Black Metal
Infinia (unlimited, even for 3 add on cards)

Punjab National Bank
Visa Signature
RuPay Platinum/Millennial/Select
Patanjali Rupay Platinum/Select

BOB (spend required from 1 Jan 2025)
Premier
ICAI, ICMAI, ICSI Cards
HPCL card

AU S.F.B. (20k spend required from 1 Jan 2025)

IDFC FIRST Bank
FIRST Private

Federal Bank
Imperio
Celesta 4/qtr
Signet

HSBC Bank (only for salaried)
Premier
Cashback

Standard Chartered Bank
Ease my trip 2/qtr
Rewards
Ultimate

IndusInd Bank
Legend
Tiger LTF 2/qtr
Pinnacle
EazyDiner

Kotak Mahindra Bank
Privy League Signature (paid variant only)
White Signature (LTF for Privy League)
White Reserve
White Infinite

DEBIT CARDS
IndusInd Exclusive DC 1/Qtr
SBI Rupay Plat DC- 2/Qtr
Canara Rupay Plat DC :- 2/Qtr
Canara Rupay Select DC :- 2/Qtr
Union Rupay Select DC :- 2/Qtr
IndusInd Grande DC
IDFC Wealth and Select DC and Private DC
Rupay Platinum and Select DC
Yes Bank Eclectic
ICICI Wealth DC 2/Qtr
BOB Opulence DC
BOB Sapphire 2/Qtr
BOB Select Wellness 3/Qtr
BOB Platinum
Indusind Select Visa or MC 2/Qtr

Please add more debit cards to this list. Thank you.

Isn't it spend based on bob debit cards?

 

[drsel]

Isn't it spend based on bob debit cards?

I sent you a direct message

 

[cardio_guycardio_guy is verified member.]

J

Thread 'Credit Cards without any spending criteria with Lounge Access, BMS BOGO offers'

Nov 10, 2024

Here is a list of credit cards that offer benefits such as lounge access, access to golf courses, and "buy one, get one" offers for shows, all without any spending criteria.

1. BOB Eterna
2. BOB Tiara ( Coming Soon )
3. BOB Premier
4. BOB HPCL
5. Canara Bank World Mastercard
6. Canara Bank Rupay Select
7. Canara Bank Rupay Platinum
8. PNB Rupay Select
9. PNB Rupay Platinum
10. BOI Rupay Select
11. BOI Rupay Platinum
12. BOM Rupay Select
13. BOM Rupay Platinum
14. Union Bank Rupay Select
15. Union Bank Rupay Platinum
16. Federal Banks all credit cards
17. IndusInd Bank all credit...

• jetesh
• bms cards credit cards lounge lounge access offers
• Replies: 78
• Forum: Credit Card - General

• 

Similar thread? possible to merge them? @BVC @Vasuki

 

[hiraktalukdar]

Number of Lounges Covered :-

Sad (S) - <10 Lounges

Low (L) - 10 - 20 Lounges

Basic (B) - 20 - 30 Lounges

Medium (M) - 30 - 40 Lounges

High (H) - 40 - 50 Lounges

Very High (V) - 50 - 60 Lounges

Extensive (E) - >60 Lounges

💺 *Lounge Limits :-*

*Domestic* :-

C/c :-

- HDFC Tata Neu Plus C/c :- 1/Qtr (L - 12)

- Amex Plat Travel C/c :- 2/Qtr (L - 12)

- Axis Vistara Signature C/c :- 2*/Qtr (B - 27)

- RBL World Safari C/c :- 2/Qtr (B - 28)

- SBI Doc's C/c :- 2/Qtr (V - 59)

- Axis Magnus C/c :- U.L.* + 4 Guests*/Yr (M - 37)

- HDFC Diners Black C/c :- U.L. (V - 53)

- IDFC Select C/c :- 4*/Qtr (M - 31)

- ICICI MMT Sig C/c :- 2*/Qtr (V - 51)

- ICICI MMT Plat C/c :- 1*/Qtr (V - 51)

- ICICI Coral Visa C/c :- 1*/Qtr (V - 51)

- ICICI Coral Rupay C/c :- 1*/Qtr (V - 51)

D/c :-

- SBI Rupay Plat D/c :- 2/Qtr (E - 62)

- CAN Rupay Plat D/c (UN) :- 2/Qtr (E - 62)

- CAN Rupay Select D/c :- 2/Qtr (E - 62)

- UNI Rupay Select D/c (UN) :- 2/Qtr (E - 62)

- HDFC Platinum D/c :- 2*/Qtr (L - 12)

*International* :-

- ICICI MMT Sig D.F. :- 1/Yr

- UNI Rupay Select D/c (UN) :- 2/Yr

- CAN Rupay Select D/c :- 2/Yr

- RBL World Safari P.P. :- 2/Yr + ~*

- Axis Magnus P.P. :- U.L. + 4 Guests/Yr

- HDFC Diners Black C/c :- U.L.

*Railway* :-

- IDFC Select C/c :- 4/Otr

- ICICI MMT Sig C/c :- 1/Qtr

- ICICI MMT Plat C/c :- 1/Qtr

- ICICI Coral Visa C/c :- 1/Qtr

- ICICI Coral Rupay C/c :- 1/Qtr

*Spa* :-

- ICICI MMT Sig D.F. :- 1/Yr

- UNI Rupay Select D/c :- 1/Yr

- CAN Rupay Select D/c :- 1/Yr

*Golf* :-

- HDFC Diners Black C/c :- 6/Qtr

- Axis Vistara Signature C/c :- 3/Yr

- UNI Rupay Select D/c :- 1/Yr

- CAN Rupay Select D/c :- 1/Yr

Hi Folks

As the devaluation spree continues in the credit card space with many banks imposing spend-based criteria for availing domestic lounge visits, this is a list of cards with DOMESTIC lounge access without any spending requirement.

Note- I am a beginner at Technofino and the credit card world, so please add any card that I have missed.

CREDIT CARDS
Axis Bank
Burgundy Private (unlimited)
Reserve (unlimited)
Atlas (Silver 6, Gold 12, Plat 18, including guests)

Yes Bank
Private (unlimited)

Canara
Canara Bank World Mastercard
Canara Bank Rupay Select
Canara Bank Rupay Platinum

SBI
Elite
Prime
Vistara
Pulse
BPCL Octane
Air India
Etihad Guest
Reliance Prime
Aurum
Doctor's

ICICI Bank introduced spend criteria

HDFC Bank
Tata Neu Plus and Infinity
6E Rewards XL Indigo HDFC Card
Regalia Gold 2/qtr free (4/qtr spend based)
Marriott Bonvoy (12/yr)
Diners Club Black Metal
Infinia (unlimited, even for 3 add on cards)

Punjab National Bank
Visa Signature
RuPay Platinum/Millennial/Select
Patanjali Rupay Platinum/Select

BOB (spend required from 1 Jan 2025)

AU S.F.B. (20k spend required from 1 Jan 2025)

IDFC FIRST Bank
FIRST Private

Federal Bank
Imperio
Celesta 4/qtr
Signet

HSBC Bank (only for salaried)
Premier
Cashback

Standard Chartered Bank
Ease my trip 2/qtr
Rewards
Ultimate

IndusInd Bank
Legend
Tiger LTF 2/qtr
Pinnacle
EazyDiner

Kotak Mahindra Bank
Privy League Signature (paid variant only)
White Signature (LTF for Privy League)
White Reserve
White Infinite

DEBIT CARDS (Not maintained by @Pradumya)
IndusInd Exclusive DC 1/Qtr
SBI Rupay Plat DC- 2/Qtr
Canara Rupay Plat DC :- 2/Qtr
Canara Rupay Select DC :- 2/Qtr
Union Rupay Select DC :- 2/Qtr
IndusInd Grande DC
IDFC Wealth and Select DC and Private DC
Rupay Platinum and Select DC
Yes Bank Eclectic
ICICI Wealth DC 2/Qtr
BOB Opulence DC
BOB Sapphire 2/Qtr
BOB Select Wellness 3/Qtr
BOB Platinum
Indusind Select Visa or MC 2/Qtr

Please add more debit cards to this list. Thank you.

Among these which are LTF Cards (like IndusInd Tiger CC)? Cards like Yes Bank Private CC are of super-premium category with very high fees.

 

[Manu_CK]

From 20 April --
Atlas has no spend requirement for both domestic and international lounge access.
Use Atlas card directly at Dreamfolks lounges (no Priority pass required)

Other Axis cards with Priority pass-- no spend requirement only for international lounge access using Priority pass.
For domestic lounge access you need to spend 50000 in the previous three months

What if you are not Silver Tier i.e., haven't spend 3L for the preceding year?

n.b. For the first year, you are automatically in Silver Tier. Don't consider that.

 

[jetesh]

As the title says, looking for credit cards that provide lounge access without monthly or quarterly spend criteria. Bonus if the card is LTF.

IndusInd Cards .... Celesta, Eazy Dinner
Federal Bank ........ Celesta and Imperio
ICICI ........ Emerald
Canara Bank .... Rupay Select and World Master Card

 

[drsel]

What if you are not Silver Tier i.e., haven't spend 3L for the preceding year?

n.b. For the first year, you are automatically in Silver Tier. Don't consider that.

All Atlas cards have free lounge access without spend requirement regardless of your tier.
Silver, gold and platinum tiers only determine how many domestic and International Lounge access you will get.

So even if you have not spent a single rupee on your Atlas card (never mind 3 lacs), you will still get both domestic and International lounge access (the minimum for silver tier)