-
Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.
Amazon Pay Credit Card Apply?
- Thread starter sudhirsiddhi
- Start date
Chaitanya-a
TF Prestige
You should apply as only your credit score and kyc approval is needed to get this card coz you're under No docs required category.
Farhad sekh
TF Premier
Aisa Nahi hai. Mera v same banner show kar raha tha. Fir v wo log itr mang raha tha
Chaitanya-a
TF Prestige
Asterisk(*) me likha hua h agar credit score or baaki sab thik raha tab ni mangega.
sudhirsiddhi
TF Select
Bro kya Area per bhi depend karta hai kya?
BTW Maine Flipkart CC offline agent ke through apply Kiya to 28/02/23 ko approved ho gaya 110k limit Mila but ITR Diya huya tha No verification only Call Verification
Applying Date 07/02/23
kumaresh b
TF Buzz
I applied in Nov'22, ststus is still pending. called to customer care , not much of help.
Chaitanya-a
TF Prestige
Ni area pe depend ni karta h. ICICI ki service almost har jagah h India me.
akshayhs
TF Legend
When you apply, there are chances if and when they send one of their employees for a phyiscal verficiation. They will surely come and ask some questions like:
1. Type of stay currently (Rented house/owned).
2. Number of dependents of applicant.
3. Applicant status (married/single).
4. Income details like salary/experience in current company etc.
I faced it twice and I am still in touch with that guy who had come. Once he was just below my house and we conversed through a phone call. The second time he came to my door and took all the details mentioned above.
akshayhs
TF Legend
If you are an existing customer, you will avoid all these and card delivery will be the only expectation if everything else is in good standing.Oh ok Thanks for detailed info
Anon1
TF Premier
No I don't have any relationship with ICICI, but in Amazon app it showing no income docs required.
Chaitanya-a
TF Prestige
It doesn't happen to everyone. In fact to most of the applicants. ICICI doing physical verification for Apay is quite rare incident.
akshayhs
TF Legend
I agree that it doesn't happen to everyone. But, all of my friends about 6 of them who had applied (with the exception of only one) had their physical verifications done for APay. The guy with the exception had his salary account with them so they just gave it to him. And all of us live in the same city too.
Chaitanya-a
TF Prestige
That's some extra scrutiny tbh. I too had applied without any prior relationship with them. Once they rejected but approved on 2nd try without physical verification after 6 mnths.
Anon1
TF Premier
I have applied and it was rejected got reason via mail and reason is "Rejected due to insufficient/adverse of credit history being less than required policy norms"
My cibil have active credit card/loan history is 4 months and closed loans history are beyond 5 years. So they are considering 4months as credit history?
My cibil have active credit card/loan history is 4 months and closed loans history are beyond 5 years. So they are considering 4months as credit history?
A friend of mine also got the same reply for Apay ICICI CC rejection. He had 762 CIBIL score with a 9 month old Axis CC and also had ICICI SB account too. He was totally disappointed with this rejection. Any ICICI expert has any say regarding this.
iNokia
TF Premier
This application is not for me but this person has an icici account and the same number is input here. This doesn't seem to be pre approved at all but is there a chance that if he click apply now then he get a preapproved offer? Or should be contact relationship manager?
ajijul_93rahman
TF Buzz
So for amazon ICICI card 1 year active credit history required ??
Similar threads
- Question
- Question
- Question
