American Express Limit Increase

[Heisenberg37]

can you get LE on amex card without income docs, i have spent around 4-5 lac in past 4 months on mrcc.
Card is 4 months old.

 

[KingAAR]

LE on Amex is possible only after 6months ..

 

[Deleted member 11974]

can you get LE on amex card without income docs, i have spent around 4-5 lac in past 4 months on mrcc.
Card is 4 months old.

try contacting customer care

 

[It_is_Naruto]

can you get LE on amex card without income docs, i have spent around 4-5 lac in past 4 months on mrcc.
Card is 4 months old.

Mostly automatic LE can come in 6 months... Just check with app chat support. You can request basis on the spends and they might agree.
Just curious - What is the current limit? The max you can get on MRCC is 6 lacs.

 

[Heisenberg37]

Mostly automatic LE can come in 6 months... Just check with app chat support. You can request basis on the spends and they might agree.
Just curious - What is the current limit? The max you can get on MRCC is 6 lacs.

current limit is 153000

 

[It_is_Naruto]

current limit is 153000

So it's high time to persue the Amex CC team... The limit revision is due in mu opinion but it's better you ask for it.
And use this email matrix to pur forward your case-
Thread 'All Bank Credit Card Department Email ID & Phone No' https://www.technofino.in/community/threads/all-bank-credit-card-department-email-id-phone-no.529/

 

[Heisenberg37]

So it's high time to persue the Amex CC team... The limit revision is due in mu opinion but it's better you ask for it.
And use this email matrix to pur forward your case-
Thread 'All Bank Credit Card Department Email ID & Phone No' https://www.technofino.in/community/threads/all-bank-credit-card-department-email-id-phone-no.529/

have you ever asked for LE to amex?

 

[great]

Amex is very slow in giving LE. Very very slow. They may sleep for years also.

 

[It_is_Naruto]

have you ever asked for LE to amex?

Nope... jarurat nahi Padi....
Mrcc used to have 4 lacs as highest limit till 2 or 3 years back...
Then they increased it to 6...and based on my spends it was done immediately.

 

[It_is_Naruto]

Additional info... my card is 6 years old ...and monthly spends have been 20+... may be that's a reason.
Your spends have been great... you can always ask for it... try ..

 

[Heisenberg37]

Nope... jarurat nahi Padi....
Mrcc used to have 4 lacs as highest limit till 2 or 3 years back...
Then they increased it to 6...and based on my spends it was done immediately.

my card is 4 months old, but i a, spending around 1 lac monthly

 

[Heisenberg37]

Amex is very slow in giving LE. Very very slow. They may sleep for years also.

can you describe your experience?

 

[great]

can you describe your experience?

I was holding mrcc for 3 yrs then upgraded to travel platinum
the limit was 180000 when I started then after two years since no LE, I requested amex for LE..They increased by 10k (yes massive 10k) to 190000. And it's same till date.

 

[zaid_2913]

Mostly automatic LE can come in 6 months... Just check with app chat support. You can request basis on the spends and they might agree.
Just curious - What is the current limit? The max you can get on MRCC is 6 lacs.

For Smartearn how much maximum limit? Any idea

 

[It_is_Naruto]

For Smartearn how much maximum limit? Any idea

Nahi yar. ...you can check with CC team..
For Mrcc ...they only told me that 4 ( and now 6) is the highest limit. I had once asked for LE when it was 4 lacs ;D

 

[Heisenberg37]

I was holding mrcc for 3 yrs then upgraded to travel platinum
the limit was 180000 when I started then after two years since no LE, I requested amex for LE..They increased by 10k (yes massive 10k) to 190000. And it's same till date.

did you upgrade from offer from amex without income docs? or you applied online?

 

[ARV]

I have MRCC, got it in Oct 22 with a limit ok 50k, tried to increase after 5 months but they denied stating card has to complete 6 months. Called them just after 6 months 2 days and they agreed to increase the limit to 75k without any docs . Another option is to share income docs and they will review based on income. Took the second option and they increased the limit to 3.96L.

 

[Walter White]

I asked them this month for LE as my card completed 6 months. Initially, they were unwilling to do it without proofs given my high exposure to Amex. I told them I am yet to file ITR so they asked me to give an estimate amount. They gave a 2L increase on my existing limit without asking for any docs, taking my overall limit to above 10L.

 

[Heisenberg37]

I asked them this month for LE as my card completed 6 months. Initially, they were unwilli/ng to do it without proofs given my high exposure to Amex. I told them I am yet to file ITR so they asked me to give an estimate amount. They gave a 2L increase on my existing limit without asking for any docs, taking my overall limit to above 10L.

can you explain ?
how much were you spending?
which card
and was it the general customer care or they connected you to any special team ?

 

[Walter White]

can you explain ?
how much were you spending?
which card
and was it the general customer care or they connected you to any special team ?

I hold Amex Gold (the major reason why they were unwilling to enhance the limit) and Platinum Travel. I have managed to spend close to 3.4L on Plat Travel in close to 6 months. I just called on the number mentioned on the website. That's it.