Amount held on lein in IDFC savings account

[prash1161]

So issue is disputed amount received by me is 5000
I received it in idfc
And nothing happened I was unaware that it is scammed amount or anything
Then I transferred 14k for some thing to uco and then again uco to idfc

So the amount blocked should be 5000 but they blocked 5000 in uco because I sent my money to uco and then I sent to idfc so they blocked again 5000 in idfc

Idfc told me that hold is from cyber cell odisha and gave me a number I tried 10000 times but they never pickup my call.

Also called odisha cyber police got number from offical website, called 5/13 station in odisha and they were unable to get any info

Also got a frnd online he to visited nearby small police station they were also unable to find what's the issue is .

Nor idfc is contacting to cyber police who sent them the intimation to hold, police is also not contacting me to sort it out .

And uco is not even replying by any solution or anything from 2 months . Not even branch manager is helping even I have a good relationship. Also complaint on rbi portal still no response.

For 5000 my 15000 (5+5 in idfc 5 in uco ) is blocked .

This issue is very serious in our country, police to block amount but there's no case or solution given.

For example you are a shopkeeper and I sent you 1l for goods
After a day i reported it as a scam on cybercell mha portal your bank will keep 1l on hold and you will be in loss when u will try to reach cyber police at Max they will do is take 1l and say will unhold from your account.

Government is not taking any action at all nor banks are interested.

I am seeking your helping to get justice. I agree at Max if 5000 is disputed hold that but I did internal transaction so why more 5+5k is holded .

And also why 5000 is holded what's issue no intimation.

 

[prash1161]

Explain more, ₹35 as a fraud txn?

Did you receive ₹35 from others?

What was their excuse for not putting lein for said amount, earlier for 2 months?

If I send u 1l
It is possible that ki 1l mai sa 10rs is linked to fraud
So 10rs will be blocked

All this is happening because of gambling websites and scammers

And genuine logo ka paisa atak Jaa raha

And kuch solution bhi nhi dete chutiy
Paisa bas leined rahega

 

[prash1161]

If I send u 1l
It is possible that ki 1l mai sa 10rs is linked to fraud
So 10rs will be blocked

All this is happening because of gambling websites and scammers

And genuine logo ka paisa atak Jaa raha

And kuch solution bhi nhi dete chutiy
Paisa bas leined rahega

My know one has shop and margin is very less

Recently 20k amount blocked says fraud but it was payment by some customer

20k is alot and gone for no reason and even govt ,bank aren't ready to help.

I forgot number there's 3digit number
If I call and say i got scammed (doesn't matter if I lie) and say transaction I'd and my acc num they will put lein on that particular amt on receiver account.

Block kr rahe without proof and no option for victim.

 

[rahul2004]

This service of getting amounts blocked is becoming a menace. Similar issue with me as well...

Some idiot lady transferred 36.8k by mistake in my ICICI account via UPI. No idea why she didn't see & verify the name before transferring. But upon realizing her mistake, she filed complaint at 1930 saying she was victim of fraud, and it got that 36.8k lien in my account, almost instantly, like maybe within an hour of txn.

But she wasn't probably satisfied with this, so she called her bank same day and filed another complaint with her bank, without informing them of the complain she already made to cyber cell, this time saying reason as 'mistaken txn', so her bank put a lien request to ICICI to block 36.8k in my account. And the king of ret@rds at ICICI put another block, without even checking if same complain already exists or not for that txn (same RRN).

The lady still wasn't satisfied maybe, so she yet again filed a manual complaint after 8 days at her nearest police station. Instead of redirecting her to cyber cell, they took the complaint and asked ICICI to put another block of 36.8k without checking for existing complaints on same txn!!!

So overall, I received 36.8k in my account, but ICICI blocked ~1.1L (36.8k x 3). All complaints have been made by same complainant, and have same RRN (txn number) in its description.

ICICI L1 & L2 customer care is a sham. When I escalated L1 complaint to L2, same person called me up who handled L1 complaint and said bank cannot do anything. And I'm not able to raise L3 complaint (to nodal officer) as the online complaint form on ICICI website throws a weird error asking to fill some 'feedback number', but there is no such field in the form. And complaining via email to headservicequality@icicibank.com is not generating any SR, and absolutely no response.

After relentless efforts with branch manager, I got one lien revoked (one which was raised by bank), but the other two with police orders are still in place. Branch manager also confirmed my doubt that if I give debit consent once, both amounts will be deducted as the debit confirmation will be against that particular RRN, which is most probably same in both complaints. I'm saying 'most probably' because that manual complaint is not even visible in ICICI system.

No idea what to do here. If anyone has got some higher level connections in ICICI who can atleast help see the complaint details, please DM me.

bro.. any update on the issue?

 

[atx]

bro.. any update on the issue?

Nope bro.. as it is..

ICICI is still not able to fetch the complaint letter of 2nd lien, so they cannot confirm if both lien correspond to same txn or not, even though there is only 1 txn of that particular amount in my account, still they need full proof. They're asking me to connect with the relevant police station, and the police station guy there is asking me to come to that city (some town in Jhansi district). What a mess!

 

[rahul2004]

Nope bro.. as it is..

ICICI is still not able to fetch the complaint letter of 2nd lien, so they cannot confirm if both lien correspond to same txn or not, even though there is only 1 txn of that particular amount in my account, still they need full proof. They're asking me to connect with the relevant police station, and the police station guy there is asking me to come to that city (some town in Jhansi district). What a mess!

Since everything is digital, they sud allow dealing with ur nearest police station. seems they are looking for a bribe. Really this country is just pathetic.

 

[HumorSimpson]

Since everything is digital, they sud allow dealing with ur nearest police station. seems they are looking for a bribe. Really this country is just pathetic.

Correct every new rule or regulation is turning to an excuse for bribe.

 

[atx]

Since everything is digital, they sud allow dealing with ur nearest police station. seems they are looking for a bribe. Really this country is just pathetic.

Exactly.. I'm not going anywhere unless a court mandates me to. For a 36.8k block, I'm not going to spend 20-22k on flights + Gwalior to Jhansi taxi, just to present myself to pay a bribe lol. Our own people are making this country pathetic day and night by misusing laws meant to be used in good faith. And because of such crappy people, actual victims have to keep crying a lot for solving their problem, which could've been solved very quickly otherwise.