Any pro tips for Axis bank limit increase?

[Umangmakwana]

Hello all, I’ve been using Axis ace card with 3L limit from last 2 years. This limit was offered by first time itself and after that I’ve applied Magnus and atlas and using both with same limit sharing. I got atlas card just few days back. I’ve Apay icici card with 5L and Onecard with 3.7. Apay is very old card. can anyone have tips how I can increase my limit in Axis bank cards. Like if anyone have tried using C2C card limit match method. Is Axis accepting that?

 

[Umangmakwana]

I read that you can pay upto 20% more than your credit card limit

Oh okay thanks

 

[lakshmiprasads18]

Just apply Samsung infinite credit card via C2C , post approval mail them to match limit

What should be the other card limit to get Samsung infinite card on C2C basis?.
I already have 2 axis cards with different limits. How to get the 3rd card

 

[0xfallup]

What should be the other card limit to get Samsung infinite card on C2C basis?.
I already have 2 axis cards with different limits. How to get the 3rd card

I have no idea regarding the minimum limit required for Samsung infinite but it worked for me with 240k icici statement and to apply further contact an agent or visit nearest branch

 

[lakshmiprasads18]

I have no idea regarding the minimum limit required for Samsung infinite but it worked for me with 240k icici statement and to apply further contact an agent or visit nearest branch

When did you apply all agents are saying we require 4 Lakhs in other credit card to apply for new axis credit card

 

[kgaurav00]

When did you apply all agents are saying we require 4 Lakhs in other credit card to apply for new axis credit card

yes its true 4L required in your card for applying C2C.

 

[Tirajat]

I read that you can pay upto 20% more than your credit card limit

I recently paid around 70% over limit for paying stamp duty using Vistara Infinite. I could easily deposit but Vistara kept declining large ticket transactions and had to do in multiple small tranches.

 

[0xfallup]

When did you apply all agents are saying we require 4 Lakhs in other credit card to apply for new axis credit card

Last month only

 

[hs23]

Some one please send me agent no in Mumbai. I want to apply Axis card c2c.

 

[rohansamal]

I recently paid around 70% over limit for paying stamp duty using Vistara Infinite. I could easily deposit but Vistara kept declining large ticket transactions and had to do in multiple small tranches.

I'm trying to pay too, is it because the transaction limit might not be enough

 

[card-shard]

Simple ways to increase your limit is by paying more than the total due on your credit card.
Only you will not get interest on the excess payment.

can you explain this strategy?
If my outstanding is 10K, should I pay 12-15k , and let that amount balance out for next transactions?
or, if my limit is 50k, then add 20K, then purchase something worth 70k?

 

[card-shard]

Or you can open a Burgundy saving account or fixed deposit and then ask for limit increase in the branch itself

Lol.
for killing a hen, you are suggesting someone to buy a tank. 🤣
People who can deposit enough money for burgundy account, won't have to look for tricks to increase limit.

 

[rohansamal]

can you explain this strategy?
If my outstanding is 10K, should I pay 12-15k , and let that amount balance out for next transactions?
or, if my limit is 50k, then add 20K, then purchase something worth 70k?

Im wondering if this works. Because the Transaction limit won't change, will it? It will still stay at max your CC limit

 

[Riya Sharma]

Just apply Samsung infinite credit card via C2C , post approval mail them to match limit

Why do you say that? Is Samsung Infinite the easiest card to get from Axis?

 

[0xfallup]

Why do you say that? Is Samsung Infinite the easiest card to get from Axis?

joining bonus do set off the fees paid

 

[prateekm03]

I got my LE by sending email to pno with closure warning that I am unable to use card due to low limit , they asked for salary details and as my salary account is axis they increased the limit.

 

[insight]

I got my LE by sending email to pno with closure warning that I am unable to use card due to low limit , they asked for salary details and as my salary account is axis they increased the limit.

Did you get a CIBIL hit during that time?
What kind of Salary & Account you had with Axis at the time?

 

[prateekm03]

Did you get a CIBIL hit during that time?
What kind of Salary & Account you had with Axis at the time?

I didn't get any cibil hit, had prestige account, salary between 1.25 to 1.5l

 

[Predator]

Just apply Samsung infinite credit card via C2C , post approval mail them to match limit

do they match limit with the card used for C2C application ?

 

[SSV]

do they match limit with the card used for C2C application ?

Yes, they mostly do..especially if it is from reputed bank, not ICICI/ Kotak

 

[Predator]

Yes, they mostly do..especially if it is from reputed bank, not ICICI/ Kotak

thanks for the response.
Do you have any idea about the minimum or base limit of Samsung Infinite card?