Any pro tips for Axis bank limit increase?

[Umangmakwana]

Hello all, I’ve been using Axis ace card with 3L limit from last 2 years. This limit was offered by first time itself and after that I’ve applied Magnus and atlas and using both with same limit sharing. I got atlas card just few days back. I’ve Apay icici card with 5L and Onecard with 3.7. Apay is very old card. can anyone have tips how I can increase my limit in Axis bank cards. Like if anyone have tried using C2C card limit match method. Is Axis accepting that?

 

[Fini7777]

Does LE with salary also cause CIBIL hit or only with C2C?

There will be cibil hit for c2c and sal

 

[deep@vie]

I applied for a LE, i was given a limit of 15k from last 2 years but then after giving salary slip and also attached APAY statement showing 5.4L limit. Within a day I got a LE to 4.2L. Checked cibil and yes I got a hit but then disputed enquiry in CIBIL website got it removed within 3days. Till now everything seemed happy happy but then my junior in office after listening to my success story tampered her salary slip and got a LE from 15k to 5.2L my heart broke❤️‍🩹. And then she did the same with other bank cards and got succeeded everywhere. When asked will u not face anything sort of legal action she replied my father is a senior officer in Home ministry🥺🫠

For how much salary,they increased it to 4.2l?

 

[meadityaraj]

For how much salary,they increased it to 4.2l?

In hand 74 something

 

[meadityaraj]

I am thinking of getting axis atlas, but I have myzone LTF my first card which I can’t obviously close. Axis airtel for all my airtel and utility spends and axis kiwi using it for UPI. Is there anyway I can get a 4th card bcoz I don’t want to close any

 

[ARCHISMAN_DAS]

I am thinking of getting axis atlas, but I have myzone LTF my first card which I can’t obviously close. Axis airtel for all my airtel and utility spends and axis kiwi using it for UPI. Is there anyway I can get a 4th card bcoz I don’t want to close any

Request customer care or may be apply for it... because many of our community members get there 4th card easily... it's not a hard job... depends on the axis mood...hahah..

 

[Strange]

tampered her salary slip

She edited her bank statement also?

 

[Vasuki]

I applied for a LE, i was given a limit of 15k from last 2 years but then after giving salary slip and also attached APAY statement showing 5.4L limit. Within a day I got a LE to 4.2L. Checked cibil and yes I got a hit but then disputed enquiry in CIBIL website got it removed within 3days. Till now everything seemed happy happy but then my junior in office after listening to my success story tampered her salary slip and got a LE from 15k to 5.2L my heart broke❤️‍🩹. And then she did the same with other bank cards and got succeeded everywhere. When asked will u not face anything sort of legal action she replied my father is a senior officer in Home ministry🥺🫠

Salary slip vs bank statement? Mismatch?

 

[mortye0]

There is so much of fear mongering among members here about CIBIL enquiry that it's appalling TBH.

Those who are financially responsible, shouldn't worry about CIBIL enquiries, PERIOD.
Even if it goes down by 2-5 points, it will recover or sometimes increase after payment info is tallied by 5th of next month.

I had 30 cibil enquiry in last 14 months. Score always fluctuate between 10 to 15.
As I have noticed Its limit utilisation not the enquiry which decreases mostly my cibil score. Enquiry mostly causes 2-6 point up down
Utilisation 5 - 10.

 

[arydestroyer]

You don't need to pay extra unless you want to do a big spend.
Pay 39900 before statement generation date to get a bill of 100!

Therefore, reducing my credit utilization to almost 1-5%. You believe this will help me increase the limit faster?

 

[prashu]

For manual LE , do we need to send 3months payslips or one month is enough?

 

[Buttman]

No no burgundy account makes no sense for me. I cant just put chunk of money for this small thing right but I will try the other thing that Will pay more than the total amound due. Thank you

Did it work?

 

[Vasuki]

For manual LE , do we need to send 3months payslips or one month is enough?

2 month
U can give 3 month statement

 

[Buttman]

2 month
U can give 3 month statement

What about self employed folks? ITR or savings account statement is good enough?

 

[Vasuki]

What about self employed folks? ITR or savings account statement is good enough?

ITr works for self employed
No bank statement

 

[prashu]

2 month
U can give 3 month statement

Provided 2months payslips and bank statement. Forst month Intake is 89k , second is 69k. Recieved increament to only 50k from 24k. Somewhere I read the increment will be around 2 to 3 times of net Income which was not happened in my case