Devaluation Anyone can confirm that they stopped received SBI cashback on flipkart?

[hirenrathod39]

Anyone can confirm that they stopped received SBI cashback on flipkart?

 

[Animal]

So now need to be careful while using SBI CB on FK.

 

[Das.N]

It seems only the Flipkart Axis card is safe to use on Flipkart.

Due to incorrect MCC mapping, a large number of people have been affected this festive season — especially HDFC Swiggy and SBI Cashback cardholders.

agta hai Flipkart ka lalach ki koi seema nehi hai 😡

 

[akiratoriyama]

It seems only the Flipkart Axis card is safe to use on Flipkart.

Due to incorrect MCC mapping, a large number of people have been affected this festive season — especially HDFC Swiggy and SBI Cashback cardholders.

agta hai Flipkart ka lalach ki koi seema nehi hai 😡

Axis can randomly ban the card for commercial use too 😁

 

[lightwaves]

Fk f*cked it up for my sbi cb card. Friend used my card for an order.
Reply from sbi team:

Thank you for writing to SBI Card.

This is with reference to your communication dated 18/10/2025.

Transaction Related: We wish to inform you that transaction made on dated 13/10/2025 comes under 67,282 category whose MCC (merchant category code) is School & Educational Services and same is not eligible for Cashback benefit

Scam cart at it again! Need to mass report it to the authorities

 

[Animal]

It seems only the Flipkart Axis card is safe to use on Flipkart.

Due to incorrect MCC mapping, a large number of people have been affected this festive season — especially HDFC Swiggy and SBI Cashback cardholders.

agta hai Flipkart ka lalach ki koi seema nehi hai 😡

I closed my LTF FK Axis yesterday.

 

[srai98]

It seems only the Flipkart Axis card is safe to use on Flipkart.

Due to incorrect MCC mapping, a large number of people have been affected this festive season — especially HDFC Swiggy and SBI Cashback cardholders.

agta hai Flipkart ka lalach ki koi seema nehi hai 😡

They have a limit of 4K/qtr now

 

[srai98]

I have sent this email to Flipkart grievance officer. Requesting everyone who is impacted to do do.

email - grievance.officer@flipkart.com
Subject : MCC Misclassification – Request for MCC Correction & Cashback Compensation | Order ID: <>

Dear Grievance Officer,

I am writing to raise a formal grievance regarding incorrect Merchant Category Code (MCC) classification applied to my recent Flipkart transaction corresponding to Order ID: <>

Although the purchase is clearly of electronic goods (HSN 85171300 – Mobile Handset + 85044030 – Charger), the payment has been processed under MCC 5942, which corresponds to “School & Educational Supplies.” Due to this incorrect MCC, my cashback benefit on the SBI Cashback Credit Card (5%) has been unfairly denied despite the transaction being a straightforward electronics purchase.

I am attaching:
1. The Flipkart Invoice (showing goods classification under the correct HSN)
2. The SBI Cards written response confirming MCC 5942 was transmitted by merchant

MCC is assigned at the merchant/acquirer level, not by the card issuer. Therefore, the misclassification originates from Flipkart’s payment gateway/acquiring bank, and not from SBI. This constitutes misreporting of merchant category and has resulted in financial loss to me (5% of ₹xxxx ≈ ₹937.70).

As per RBI’s merchant transparency norms and fair trade practices, I request:

1. Correction of MCC mapping for the said transaction
2. Either:
(a) reimbursement/compensation equivalent to the cashback amount lost (xxxx), OR
(b) correction of MCC at the acquirer-side and confirmation to SBI for cashback applicability

Kindly initiate resolution on priority and confirm the same in writing.
Please also share a ticket number / acknowledgment for this grievance for regulatory tracking.

Looking forward to your timely response.

Regards,
Name

 

[srai98]

@TechnoFino Dada what do you suggest? How should we take it up with Flipkart & SBI?

 

[6ix9ine]

Flipkart has tons of mcc, you can literally find any mcc from shopping to plumbing (sanitary) and worst part is all of them belong to couple of names only.

What I meant is FLIPKART PRIV PAYMENT can have 3-4 mcc codes, it's super weird.

Flipkart can't do shit, nor can card provider as they will just say that saar merchant tagged this mcc, not our fault.

If I was in your shoes, I would do bamboo to NCH (national consumer helpline) instead since I'm well aware that flipkart customer care won't understand this issue as it's PHD for them.

And even if you find lvl 3 executive (mostly found on X), they will just say "sorry and move on"

Good luck, peeps.

 

[jiyo]

I have received for transactions done last month.

Merchant name: Flipkart Internet Priv Bangalore IN

I got the same merchant name will I get the cashback or should I cancel the transaction? I ordered a mobile phone worth 15k

 

[akiratoriyama]

I got the same merchant name will I get the cashback or should I cancel the transaction? I ordered a mobile phone worth 15k

Call and ask sbi for mcc

 

[rahulj87]

Call and ask sbi for mcc

They will give mcc code only after the transaction is settled.

 

[akiratoriyama]

They will give mcc code only after the transaction is settled.

Damn. No way to know then.

 

[jiyo]

Call and ask sbi for mcc

They are saying mcc is not showing because the transaction is still not settled.