Anyone got HDFC Core Card as a Second Card after having HDFC Tata Neu card as their first ever (Debut) Card

[SSV]

Want to know if anyone got (either thru pre approved / online/ offline) a HDFC core card like regalia, Millinea etc as their 2nd card after having the Tata Neu Card as their first ever card?

If anyone got a card like this, then it would be contrary to the following HDFC's advice in response to my question regard the same subject matter...
Thanks in advance...

 

[Akashn]

I am also in the same boat, got Tata neu + as first card from hdfc now they wont let me get DCB or any other core card, thinking of closing this card and then applying through agent for dcb.

Let us know if you get any pre approved offers after closing tata neu

 

[kmehtab]

Yes, my millennia card application is approved. And this is my second hdfc card after tata neu plus.

 

[Akashn]

Yes, my millennia card application is approved. And this is my second hdfc card after tata neu plus.

How did you apply?
Limit same as tata neu plus?

 

[VijayflyRaven]

Yes, my millennia card application is approved. And this is my second hdfc card after tata neu plus.

When I tried, they said I already have a card and can only request for limit enhancement. My RM and BM denied it even when I offered to bring 50L (no lien) FD.

 

[kmehtab]

How did you apply?
Limit same as tata neu plus?

I applied via an agent and said to her that I don't have any hdfc card. Application was via C2C method. I will recieved the card tomorrow. I don't know the limit but the card is dispatched.
I have a question?
What is floater card in hdfc, someone said they were being offered millennia as floater card. What is the difference between floater and core card.

 

[Akashn]

I applied via an agent and said to her that I don't have any hdfc card. Application was via C2C method. I will recieved the card tomorrow. I don't know the limit but the card is dispatched.
I have a question?
What is floater card in hdfc, someone said they were being offered millennia as floater card. What is the difference between floater and core card.

Please do update your limit when you get it.

 

[kmehtab]

Please do update your limit when you get it.

Limit is less than neu plus.

 

[Akashn]

Limit is less than neu plus.

How much? But Millenia floor limit is 1 lac

 

[AritraSaha]

How much? But Millenia floor limit is 1 lac

Will the limit will be shared or seperate?

 

[Akashn]

Will the limit will be shared or seperate?

Shared imo

 

[AritraSaha]

Shared imo

Yeah, that what they told me...

 

[kmehtab]

How much? But Millenia floor limit is 1 lac

I think this limit is for upgrading card. Not for new cards

 

[repertoire]

Limit is less than neu plus.

What was the limit on the card used for C2C application?

 

[kmehtab]

What was the limit on the card used for C2C application?

300000

 

[nithin1992]

I have a Tata Neu Plus LTF card with meager 50k limit (lowest by far compared to any other cards of mine).

I was thinking of opening a salary account (Imperia) with HDFC to try and get Infinia eventually, but reading this thread it seems like this is not possible?

I don't really need the Neu Plus Card, is it possible to close the card and then open account with HDFC to get core cards?

 

[SSV]

I don't really need the Neu Plus Card, is it possible to close the card and then open account with HDFC to get core cards

Yes

 

[nithin1992]

Yes

Any idea on how long should we wait to open account / negotiate for a good core CC after closing the Tata Neu card?

 

[SSV]

Any idea on how long should we wait to open account / negotiate for a good core CC after closing the Tata Neu card?

In about 3 months after opening an account , you will be start getting the Pre-approved offers. Key here is not to take the first HDFC card until you are satisfied with your requirements.

 

[nithin1992]

In about 3 months after opening an account , you will be start getting the Pre-approved offers. Key here is not to take the first HDFC card until you are satisfied with your requirements.

Will HDFC provide a card such as DCB LTF on joining with 3L+ salary per month similar to Axis? Or this is not a practice with HDFC?

If not, then i have to open a HDFC account, close Tata neu card and wait for pre approved offers is the only option?

 

[SSV]

Will HDFC provide a card such as DCB LTF on joining with 3L+ salary per month similar to Axis? Or this is not a practice with HDFC?

You can try , not guaranteed...

If not, then i have to open a HDFC account, close Tata neu card and wait for pre approved offers is the only option?

First close the Neu card immediately if you don't need it. then Account opening and waiting game.. its all game , you need to play correctly.