Anyway to check HDFC Account type?

[ccgeek07]

Is there a way to know whether the account is Salary or Savings account in HDFC Bank?

 

[sheru]

By calling phone banking.

 

[ccgeek07]

No other way? Through NetBanking or Mobile Banking?

 

[ccgeek07]

See in monthly smart statement. 2nd section with details like min. required balance etc.

I checked both the PDF as well as web statement. But unable to see these.

 

[ccgeek07]

enter password, unlock the statement.

account statement

select, account type and account number

click view

it displays product type (which is your account type)

in account details section also it displays accoutn type and required balance

btw, when you select account type, you'll know which account type you have.

Thanks for the details.

Product Type displays as "SAVINGS - RESIDENTS"

And under Account details no details reg Account type and required balance

Account Type while selecting it shows Savings Account. If Salary account, does it display as "Salary Account"?

 

[ccgeek07]

yes, yours is normal savings account and have to maintain 10k/5k depends on branch location.

Under Accont Details, it shows req balance as 0

 

[ccgeek07]

yes, yours is normal savings account and have to maintain 10k/5k depends on branch location.

If you're getting salary in that account, check with branch and convert to salary account.

or upgrade to savingsmax (in that case also account type is savings but product type is savings max), better one than regular savings account.

check the same in desktop browser (not mobile desktop mode, actual desktop browser).

It's opened as a Salary account only.

what's the process of upgradation?

 

[panu24]

It's opened as a Salary account only.

what's the process of upgradation?

I think for HDFC what matters is the product code. The only way I know to find it is either download any time statement or if you are receiving estatements then check there.
100 code is for Regular savings account
193 code is for Savings Max account

What code are you seeing in your statement?

 

[ccgeek07]

is this what you're referring to?

 

[panu24]

View attachment 17100
is this what you're referring to?

yes but then I have no idea what kind of account hdfc provides under code 113. Check with customer care.

 

[ccgeek07]

yes but then I have no idea what kind of account hdfc provides under code 113. Check with customer care.

okay

 

[knight]

Mine is SAVINGS - CORPORATE SALARY TYPE 2

Any Idea if it gets downgraded to savings if i stop receiving salary in this account? Or will it just stay like this?

 

[ccgeek07]

Mine is SAVINGS - CORPORATE SALARY TYPE 2

Any Idea if it gets downgraded to savings if i stop receiving salary in this account? Or will it just stay like this?

your account product code please

 

[knight]

your account product code please

I cant see prod code in smart statement.
In pdf statement it shows 113

 

[ccgeek07]

I cant see prod code in smart statement.
In pdf statement it shows 113

Same mine is also 113.
Where you can see "SAVINGS - CORPORATE SALARY TYPE 2"? Is that under ProductType?

 

[knight]

Same mine is also 113.
Where you can see "SAVINGS - CORPORATE SALARY TYPE 2"? Is that under ProductType?

Smart statement link received on email -> Account statement tab -> Product Type (in Account selection box)

 

[ccgeek07]

Smart statement link received on email -> Account statement tab -> Product Type (in Account selection box)

View attachment 17126

Yeah, even I used to get this earlier
Seems my account is downgraded now 😢

 

[CC-Muncher]

1. What happens when one switches company? Does account type change?

2. Also what happens if we stop working and start our own businesses or retire etc

3. What happens to credit cards when we retire?

 

[knight]

Yeah, even I used to get this earlier
Seems my account is downgraded now 😢

did you stop receiving salary in that account?

 

[ccgeek07]

did you stop receiving salary in that account?

Yes