Application of BOB

[praful47]

I applied bob credit card . They are asking 3 month bank statement. I provided them with Paytm payment bank account statement , but they are not accepting saying our policy do not accept Paytm . What to do now ?? I do most of the transaction through this bank because of 0 transaction failure.
Anybody has idea or trick how to approve the card then do share your views....

 

[redrabbit]

If you're a salaried person, then you should give a statement of salary account to get your application moving forward.
If you're a businessman, maybe you're doing most of your transactions on Paytm, but the real source account might be different. You should share the bank account where you receive the money from your customers or investors.

 

[RishiKiDev]

I applied bob credit card . They are asking 3 month bank statement. I provided them with Paytm payment bank account statement , but they are not accepting saying our policy do not accept Paytm . What to do now ?? I do most of the transaction through this bank because of 0 transaction failure.
Anybody has idea or trick how to approve the card then do share your views....

Did you give any details of credit card while applying?

 

[praful47]

Did you give any details of credit card while applying

Did you give any details of credit card while applying?

No.. did not had any option

 

[praful47]

If you're a salaried person, then you should give a statement of salary account to get your application moving forward.
If you're a businessman, maybe you're doing most of your transactions on Paytm, but the real source account might be different. You should share the bank account where you receive the money from your customers or investors.

I have other account but do business transaction through this only

 

[Nishan11]

I applied bob credit card . They are asking 3 month bank statement. I provided them with Paytm payment bank account statement , but they are not accepting saying our policy do not accept Paytm . What to do now ?? I do most of the transaction through this bank because of 0 transaction failure.
Anybody has idea or trick how to approve the card then do share your views....

Bob mostly never accept paytm/airtel payment bank statement for their credit card application.

If you can give statement of your other bank accounts where you receive funds from business or job, then only you have chance of approval.

If your other account don't get regular funds then start taking business/salary funds in your other bank accounts if its convenient to you. It will be helpful in future in getting desired credit cards.
Because most banks will not issue credit card on paytm/airtel bank statements.

 

[RishiKiDev]

No.. did not had any option

Please then upload your ITR instead. Maybe they can consider if ITR is of high income

 

[insight]

I applied bob credit card . They are asking 3 month bank statement. I provided them with Paytm payment bank account statement , but they are not accepting saying our policy do not accept Paytm . What to do now ?? I do most of the transaction through this bank because of 0 transaction failure.
Anybody has idea or trick how to approve the card then do share your views....

Similar drama..

Anyone recall this conveyed anyway during BOB CC Application Process? "We only accept ITR if applicant has account in Bank Of Baroda"?

Whats the exact email wording you got from them? I am thinking of using their own claims to catch them.

 

[praful47]

Similar drama..

Anyone recall this conveyed anyway during BOB CC Application Process? "We only accept ITR if applicant has account in Bank Of Baroda"?

Whats the exact email wording you got from them? I am thinking of using their own claims to catch them.

As per policy we do not accept paytm

 

[insight]

As per policy we do not accept paytm

Is this because you applied as Self Employed and they want to see your Business Transactions to validate?
What about ITR? Did you share, what amount?

@praful47 ^

 

[KLB@96]

Guys , I already shared all the docs almost two months ago and there was no update and I sent email yesterday they replied with VKYC link and I completed, what would be the next step ? is it approved ?

 

[praful47]

Guys , I already shared all the docs almost two months ago and there was no update and I sent email yesterday they replied with VKYC link and I completed, what would be the next step ? is it approved ?

Email again for application status

 

[sxchzy]

Guys , I already shared all the docs almost two months ago and there was no update and I sent email yesterday they replied with VKYC link and I completed, what would be the next step ? is it approved ?

write an email to crm@bobfinancial.com

 

[KLB@96]

write an email to crm@bobfinancial.com

I sent email to this one and they sent me link to complete KYC how many days should I wait now ?

 

[sxchzy]

depends on kyc outcome

 

[KLB@96]

depends on kyc outcome

the kyc agent told its successful

 

[insight]

I sent email to this one and they sent me link to complete KYC how many days should I wait now ?

the kyc agent told its successful

What KYC is this? After CC is approved?

 

[KLB@96]

What KYC is this? After CC is approved?

I mean the agent told KYC is sucessfull on the video. The status says its under process.