-
Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.
Axis Ace and Axis Airtel
- Thread starter z1xxuqvoi
- Start date
Jhon Anand
TF Premier
Yes I hold both
Thank you for confirmation!
Looks my rejection reason could be something else then. They just mentioned "internal policies" as rejection reason which is just very broad term and could not guess what else could be. CIBIL score is good, should be something else.
There is no such rules about credit cards in Axis.
1. Some people even have 4 cards while their rule says 3.
2. Some priority account holders get privilege cc as LTF while others get FYF
3. Some NTB customers easily get both Airtel and Ace cc while an age-old HNI customer can't even get any.
4. Some even get 2-3 cc approved within a month/quarter whereas to some a cooling period of 3 months get applied
With axis, things are always mysterious every time
1. Some people even have 4 cards while their rule says 3.
2. Some priority account holders get privilege cc as LTF while others get FYF
3. Some NTB customers easily get both Airtel and Ace cc while an age-old HNI customer can't even get any.
4. Some even get 2-3 cc approved within a month/quarter whereas to some a cooling period of 3 months get applied
With axis, things are always mysterious every time
Last edited:
chandra.prakash
TF Premier
I hold both
Thanks for these - it really helps to know I am not alone 
and not the odd one!
Yeah, it's bit crazy, seriously. I have a Citi card as well - not sure how they are going to map it! Going to wait and watch. Just thought this 25% cb for monthly airtel payments 'll be useful and applied but it's what it is!
Just need to move on, also better in a way for me - got bit obsessed in taming/optimizing game and need to just let go of these reward games and just use a "core" card.
and not the odd one!Yeah, it's bit crazy, seriously. I have a Citi card as well - not sure how they are going to map it! Going to wait and watch. Just thought this 25% cb for monthly airtel payments 'll be useful and applied but it's what it is!
Just need to move on, also better in a way for me - got bit obsessed in taming/optimizing game and need to just let go of these reward games and just use a "core" card.
Why don't you map it to an amex card? i.e, apply for a new Amex credit card (with my referral link ofc).
This ain't useful, to be frank, it looks useful only till u don't have it. 25% upto Rs 300, seriously? What happens in 300 per month, that's a meager 3600rs annually. With a new Amex cc, you will get this amount easily in one go at approval time. Also, the monthly milestone rewards on just 6k spends, which is easily >300 per month.
You are absolutely correct. Move from axis to amex, and here you are allowed to have 3 cards together - mrcc, gold and plat travel.
They will try to say I am upselling you amex cards for referral but you and I both know the ground reality.
Jhon Anand
TF Premier
Got Ace after 2 of these internal rejection, finally got it via pre-approved offers
James
TF Ace
I got Ace in April from pre approved offers. In Oct, I applied for airtel. Got it approved.
The problem with airtel is you can get 300 cashback in stead of 600 and For Swiggy transactions also, I didn't get correct cashback.
Jhon Anand
TF Premier
True for swiggy. Recieved for transaction right merchant name bundltechnologies but no 10% cashback for swiggybanglore.
Both were swiggy orders.
There are many others ways to get 10% off swiggy
Best is getting amazon pay vouchers at effective 10% discount and then use them wherever swiggy, Zomato, tomato, etc
Jhon Anand
TF Premier
How to get apay at 10% off without premium cards ?
Amex Mrcc, amex gold
Hdfc cards
Jhon Anand
TF Premier
Amex isn't worth it for me, as for hdfc I can see that via payzapp I can get for 5-6% off with my Millenia LTF. Don't wanna get swiggy hdfc card
Thanks a lot for your thoughts. Let me think about it.
Just after reading a lot of pros/cons - I am leaning towards just 1 card for all spends - nothing else. Not sure if that's going to be Amex or something else - More leaning towards a Visa card for wider acceptance., but will decide soon.
I had only Indian Oil Citibank card for a pretty long time and was happy with it as the points were covering for all my petrol expenses. But then Covid struck and got used to WFH from then on. Travel just got reduced exponentially to almost bare minimum except for some weekend drives which also is minucule now compared to earlier.
Last year, I got Axis Ace offer from GPay, and along with it came the FOMO of rewards. It all started while trying to read about the offers of this card, and Youtube recommendations from the finfluencers created a real FOMO! Then I subsequently got HDFC Millenia, SBI cashback, and Amazon ICICI Pay and this game of optimization/maximization of rewards started.
Now, thinking back, I want to go back to the 1 card world and put an end to this madness.
1 card to rule them all, and in the darkness bind them.?
Very much very much, my precious!!!
James
TF Ace
No, 1 card will not be enough
Totally understand., you are right. Backup is needed for sure, but ok to compromise on others.
So, One Core and One Backup. Backup may be Amazon ICICI Pay, yet to decide on the core
Similar threads
