Manoj Pant
TF Premier
Currently I have no relationship with Axis Bank, but Ace Banner is showing in my Gpay app. Can I apply for this card? How much CIBIL required?
-
Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.
Axis Bank ACE credit card (how to get)
- Thread starter Manoj Pant
- Start date
Patil007
TF Legend
Don’t think too much, just apply.
750+ CIBIL.
If you are salaried, they might ask salary slip, but that too depends.
Manoj Pant
TF Premier
Salaried but CIBIL is low 730 ,no overdue but Hight Utilisation because of HDFC false credit limit reporting to CIBIL & ICICI cc application is currently in process. Will this banner keep showing for next 2-3 months ? Please advise regarding this.
Patil007
TF Legend
CIBIL is low the + you don’t have Axis account. I am not sure about banner time but don’t click now. High chances of rejection.
Consult with Axis representative without knowing them about ace. Just do normal credit card enquiry and try to get their opinion.
Patil007
TF Legend
Batmanbaba
TF Legend
Dont even try..... Application will be rejected.... The best way to get a card in axis is having a savings account....... Just open easy access account in any rural branch of axis.... Just 2500 mab.... They will easily give any card u want.... Else.... They will ask every documents possible.... Physical verification... And all.... Just open the account... Keep it for 1 year.. Get the card and close it.... If u dont want the account....
Or else.... If u have cibil above 750 and a valid salary slip... Then u can get any card of axis easily without any savings account....
For any cc better to maintain 750 plus cibil and Reg axis cards if u r in their employer list there will not be physical checking and documentation too
In my case I got magnus without account and no documents asked since my employer appeared in drop down and my cibil at that time of application was 783
Furthermore I have been issued 2 Amex cards within 10DAYS with hard enquiries before magnus online application
Manoj Pant
TF Premier
@Batmanbaba @Wealth is my birth right! @Patil007
There are 2 types of banners showing in Gpay....My friend's Gpay app is showing get credit card...& mine is showing Gpay Exclusive under Manage your money menu....which one has more chances of approval?
There are 2 types of banners showing in Gpay....My friend's Gpay app is showing get credit card...& mine is showing Gpay Exclusive under Manage your money menu....which one has more chances of approval?
Patil007
TF Legend
I think your friends banner has more chances as in my brother's app also it was showing banner and I got that card.
In your case, I think once you click on it, it might shows "Currently no offer" or "Thanks for interest" as same happens in case of Airtel.
But, If you are able to process with your app then apply, it will get approved.
Manoj Pant
TF Premier
These are 2 different banners in G Pay...no idea what to do?
Attachments
Get card options have high approval chances
Manage money is a kind of timepass if we click it say offer not applicable
Manoj Pant
TF Premier
one more quary bro...Ace vs Airtel which one is better choice for normal uses like electricity bill payment, Recharges?
Patil007
TF Legend
I have posted one excel table in this forum but not getting right now.
Excel is in laptop, will share that tomorrow here.
It is depends on amount as ACE has 5% unlimited and Airtel has 10% but Max 300 Rs.
Patil007
TF Legend
Check this and decide as per your requirement.
| credit card | Airtel Mobile, Broadband, WiFi and DTH bill payments | Utility bill payments such as gas, electricity, etc., | Prefered merchant | Other | Launge | Annual fee Charges |
| Airtel | 25% Max Rs. 300 (If bill is Rs. 1200) | 10% Max. Rs. 300 (If bill is Rs. 3K) | 10% Max. Rs. 500 (If bill is Rs, 5K) Swiggy, Zomato, Bigbasket | 1% | 4 | 500 |
| Ace | 5% unlimited (60 Rs. On bill Rs. 1200). If bill is 6K+ then Rs. 300+ cashback | 5% unlimited (Rs. 150 on bill Rs. 3K) If bill is Rs. 6K+ then Rs. 300+ cashback | 4% -Swiggy, Zomato, Ola (200 Rs. On bill Rs, 5K) if bill is Rs. 12.5K+ then Rs. 500 + cashback | 2% | 4 | 500 |
Patil007
TF Legend
I directly upgraded from my LTF Flipkart Card by calling Axis Customer Care I guess(I don't exactly remember) and got Axis Airtel with shared limit. Since the limit was less and it wasn't LTF, and it was going to be around 1 year, I closed the card. Now I want ACE C2C but can't see a way for that.By the way, I want both card.
Got ACE and trying for Airtel now.
Patil007
TF Legend
I tried calling customer care but they are not providing Airtel card on call.
Manoj Pant
TF Premier
Have u applied from Airtel Thanx? Is there Any pre-approved Airtel banner like Ace in GPay?
Similar threads
- Question
