AXIS BANK CLOSE FLIPKART AXIS CC FOR COMMERCIAL USE

[bhavik886151]

when i try to place an order today on Flipkart using my axis Flipkart CC
it declined 2 times
so call customer care to know the reason for transaction declined
customer care inform the CC is permanently close by the AXIS bank under commercial usage reason
i not received any email earlier like other mentioned here to prove the high usage of the axis credit card

 

[irajnish]

One of my friend uses my flipkart axis card few times a month.

Card block to nahi hoga na?

 

[akki7163]

One of my friend uses my flipkart axis card few times a month.

Card block to nahi hoga na?

If heavy usage hoga yaa comercial hoga toh ho jayegaa

 

[VISHESH_BANSAL]

My Question is What is the Purpose behind Creating this Post ?

You know you did Commercial usage , hence Axis Blocked the Card.

Then why are you doing RR by creating this post ?

Every One is aware in this forum that Axis And ICICi Block Cashback Cards for Hefty usage or Commercial Ususage.

 

[panchabhut]

Every card has a specific clause in the t&C regarding commercial use. So technically, all commercial use are illegal. When people misuse the cards for commercial benefits, the bank has two options, either to block the individual offenders or to have a general devaluation of the card benefits. Why should normal users suffer for few persons' illegal activities?

 

[irajnish]

If heavy usage hoga yaa comercial hoga toh ho jayegaa

Nah. Just one or two grocery orders worth around 1000-1500.

 

[akki7163]

Nah. Just one or two grocery orders worth around 1000-1500.

Nope Nahi hoga

 

[zaid_2913]

Amazon offers a 10% instant discount bank offer every other day. Despite having an Amazon Pay ICICI card, I don't use it much. Instead, I opt for the 10% discount on electronics.

 

[pprakash11]

My Question is What is the Purpose behind Creating this Post ?

You know you did Commercial usage , hence Axis Blocked the Card.

Then why are you doing RR by creating this post ?

Every One is aware in this forum that Axis And ICICi Block Cashback Cards for Hefty usage or Commercial Ususage.

Exactly.
Bas ek naya thread nikal gaya

 

[bhavik886151]

have you f

My Question is What is the Purpose behind Creating this Post ?

You know you did Commercial usage , hence Axis Blocked the Card.

Then why are you doing RR by creating this post ?

Every One is aware in this forum that Axis And ICICi Block Cashback Cards for Hefty usage or Commercial Ususage.

I know that many person here received email from axis for heavy usage few month back. But not found anyone whose card close by Axis for these reason. and i not received any mail and my card close so i create these post just to inform every one who are using it as commercial that your card may close without any communication from Axis any time.

 

[VISHESH_BANSAL]

have you f

I know that many person here received email from axis for heavy usage few month back. But not found anyone whose card close by Axis for these reason. and i not received any mail and my card close so i create these post just to inform every one who are using it as commercial that your card may close without any communication from Axis any time.

threads containing same info already Available in the forum.

Do search Forum Properly before Creating a thread.

Phle toh sirf direct Block hote the.

Yeh confirmation via E-Mail wala trend recently aaya hai woh bhi Shayad HNI Customers ke liye. HNI Customer ka Card direct block kardege toh Bank ko business kha se milega

Customer like you who use it for Commercial Ususage is loss for Bank. Hence Axis directly Closed your Card

 

[bhavik886151]

threads containing same info already Available in the forum.

Do search Forum Properly before Creating a thread.

send the link of thread where some one credit card close by bank for the commercial usage

 

[hakunamatata]

My Question is What is the Purpose behind Creating this Post ?

You know you did Commercial usage , hence Axis Blocked the Card.

Then why are you doing RR by creating this post ?

Every One is aware in this forum that Axis And ICICi Block Cashback Cards for Hefty usage or Commercial Ususage.

Posts like these act as a soft deterrent for those in hope of misusing their cards for petty gains.

It's nice to have posts like this once a month or two.

 

[akshayhs]

i not received any email earlier like other mentioned here to prove the high usage of the axis credit card

There must be a clause in MITC where they would have mentioned card can be closed without any intimation to the customer.

 

[VISHESH_BANSAL]

Posts like these act as a soft deterrent for those in hope of misusing their cards for petty gains.

It's nice to have posts like this once a month or two.

Farak padega kisiko.

Paytm Merchant Account ke through Some People are doing Credit Card to Bank Transfer in Lakhs or thousands Jisse IT and GST Scrutiny ke chances increase ho jate hai , aise Customers Card Block se darege kya jo IT ya GST Scrutiny se nhi dar rahe.

 

[hakunamatata]

Farak padega kisiko.

Paytm Merchant Account ke through Some People are doing Credit Card to Bank Transfer in Lakhs or thousands Jisse IT and GST Scrutiny ke chances increase ho jate hai , aise Customers Card Block se darege kya jo IT ya GST Scrutiny se nhi dar rahe.

That's a miniscule minority, I'm talking about a large base who have a thought of doing such things.

 

[Vikaas]

I use my airtet axis credit card only on airtel thanks app and don't do any other transaction anywhere.. I maximise cb on all 3 categories around 1100 Rs per billing cycle and don't use the card for rest of the month (utility bill, Airtel Dth and mobil recharge, big basket)...is this transaction pattern will create some issue? Or should I do same other transaction apart from airtel thanks app

 

[Wealth is my birth right!]

I use my airtet axis credit card only on airtel thanks app and don't do any other transaction anywhere.. I maximise cb on all 3 categories around 1100 Rs per billing cycle and don't use the card for rest of the month (utility bill, Airtel Dth and mobil recharge, big basket)...is this transaction pattern will create some issue? Or should I do same other transaction apart from airtel thanks app

Use for some pos too

 

[Chaitanya-a]

I use my airtet axis credit card only on airtel thanks app and don't do any other transaction anywhere.. I maximise cb on all 3 categories around 1100 Rs per billing cycle and don't use the card for rest of the month (utility bill, Airtel Dth and mobil recharge, big basket)...is this transaction pattern will create some issue? Or should I do same other transaction apart from airtel thanks app

No need to do any other txn. I'm doing same as there's no use of it in another place. It'll go just fine. Don't worry about it. Been using since past 10 months.

 

[akki7163]

I use my airtet axis credit card only on airtel thanks app and don't do any other transaction anywhere.. I maximise cb on all 3 categories around 1100 Rs per billing cycle and don't use the card for rest of the month (utility bill, Airtel Dth and mobil recharge, big basket)...is this transaction pattern will create some issue? Or should I do same other transaction apart from airtel thanks app

What's your cashback for a month????

 

[bhavik886151]

Nobody told you about keeping it below 6k cb every month just to be on safe side.

I don't know about that rule to keep cb below 6k

There must be a clause in MITC where they would have mentioned card can be closed without any intimation to the customer.

no i read MITC and there is nothing mentioned like they can close the card without any intimation to the customer