zubairsiddiqui
TF Buzz
I am trying to get axis bank credit card since 2018-19,i have tried all the way to get card even Axis bank offer me a pre-approved myzone credit card with the limit of 40000/- five years ago also get declined and every time i have applied card also got rejected and every card getting rejected even after physical kyc or Vkyc I have already 4 credit cards of different bank like icici bank, hdfc bank, sbi bank,each limit more than 400k i have applied through multiple methods like physical form and card-to-card, i have also income proof of ITR more than 500k and very good Cibil Score also never default any payment and my utilisation is less than 30% all method still failed,kindly suggest me best way to get card easily also complaint in RBI Banking Ombudsman still not approved,
And received a mail from axis bank that i have not filled condition as mentioned down parameters are considered in evaluation of a credit card application. However, we regret to inform you of our inability to process the same, as it does not meet the Bank's prevailing credit card norms.
Creditworthiness of an applicant in the credit card business is ascertained by assessing the applicant on various parameters such as income and/or past credit behavior (CIBIL), the nature of the applicant's employment/business, the experience in the industry, the qualification of the applicant, his banking health, repayment track record on any previous loans/credit card availed etc.
However, please note that our inability to offer you a credit card does not in anyway reflect on your credit worthiness and you are advised to explore other options and request you to understand the same with acceptance.
And received a mail from axis bank that i have not filled condition as mentioned down parameters are considered in evaluation of a credit card application. However, we regret to inform you of our inability to process the same, as it does not meet the Bank's prevailing credit card norms.
Creditworthiness of an applicant in the credit card business is ascertained by assessing the applicant on various parameters such as income and/or past credit behavior (CIBIL), the nature of the applicant's employment/business, the experience in the industry, the qualification of the applicant, his banking health, repayment track record on any previous loans/credit card availed etc.
However, please note that our inability to offer you a credit card does not in anyway reflect on your credit worthiness and you are advised to explore other options and request you to understand the same with acceptance.
