Axis Bank Horizon Travel Credit Card

[Infamous]

Axis bank has updated the new Horizon Travel Credit card on the website. Here's a first look:

Welcome Benefits​

• 5000 EDGE Miles credited on the first transaction greater than or equal to INR 1000 within 30 days of the card issuance date.

Renewal Benefits​

• 1500 EDGE Miles worth INR 1,500 on completion of anniversary year

Joining Fee	INR 3000+GST For Primary No Fee For Add-On
Annual Fee	INR 3000+GST For Primary No Fee For Add-On
Lounge Access	2 International airport lounge access per calendar quarter 8 Complimentary domestic airport lounge visits per calendar quarter (VISA) and 6 complimentary visits per calendar quarter (Mastercard)
Fuel Surcharge Waiver	1% Surcharge waiver for fuel transaction between INR 400 – INR 5000 (max. capping of INR 400 per statement month)
Accelerated Rewards	5 EDGE Miles on every INR 100 spent on Axis Bank Travel EDGE portal and direct airline websites.

 

[Itsoldsport]

So, you Pay INR 5000+GST for Atlas and get 2500 Edge Miles and Pay INR 3000+GST for Horizon and get 5000 Edge Miles??

 

[Rdspam]

So, you Pay INR 5000+GST for Atlas and get 2500 Edge Miles and Pay INR 3000+GST for Horizon and get 5000 Edge Miles??

I think axis is having inter department wars where they are trying to kill their own products themselves.

 

[Itsoldsport]

I think axis is having inter department wars where they are trying to kill their own products themselves.

I hope their Edge Miles bucket is the same as Atlas, So Axis will technically be paying 6460 INR worth of value In Miles to Atlas holders for applying.

 

[Rdspam]

I hope their Edge Miles bucket is the same as Atlas, So Axis will technically be paying 6460 INR worth of value In Miles to Atlas holders for applying.

Sapne toh dekh sakte hum but uss se pehle axis devaluation ka bomb fodd dega.

 

[SSV]

So, you Pay INR 5000+GST for Atlas and get 2500 Edge Miles and Pay INR 3000+GST for Horizon and get 5000 Edge Miles??

I think axis is having inter department wars where they are trying to kill their own products themselves.

That is the beauty of these guys 🪓 ...
and no-one knows what it would be like in 3 to 6 months time ..

This Horizon CC may become Vertical CC... 😉

 

[Itsoldsport]

Sapne toh dekh sakte hum but uss se pehle axis devaluation ka bomb fodd dega.

Usse pehle cashin karke card hi band kardenge. 🤣

 

[Infamous]

So, you Pay INR 5000+GST for Atlas and get 2500 Edge Miles and Pay INR 3000+GST for Horizon and get 5000 Edge Miles??

That's what surprised me, doesn't make any sense but I think that this is just an introductry offer for the migrating Citi Folks and will definetly get devalued.

 

[Deleted member 11974]

miles bucket would be different
they devalued citi's 20% off up to 1k ed off to 25% off up to 800

but they brought miles against renewal fee
and have kept the redemption rate equal to premier miles

 

[SSV]

Usse pehle cashin karke card hi band kardenge. 🤣

This is exaclty the sort of behaviour they are encouraging for the last few years .. ...
Ater the card is launched and later after 6 to 12 months of abuse.. poor genuine holders will suffer...
this is the story of 🪓 in a nutshell...

 

[Slayer]

On some post here someone mentioned that Horizontal card will have 1 ER = 1 mile

 

[namit]

1 edge mile = 1 partner point. It is mentioned in TnC. If miles pool is same as atlas joining benefits are still good.

 

[_ayush]

is the lounge mentioned here per quarter or per year. seems too good to be true if per quarter
edit: its per quarter and the list is much bigger compared to atlas

 

[drsel]

On some post here someone mentioned that Horizontal card will have 1 ER = 1 mile

So if someone has got Atlas and horizon how will he convert his miles?
At 1:2 or 1:1 ratio?

 

[SSV]

So if someone has got Atlas and horizon how will he convert his miles?
At 1:2 or 1:1 ratio?

You need to tell us, after getting Vertical CC soon .. 😉
.
.
.
.
Vertical is my nick name for Horizon !! 😉
If 🪓 , does 🪓 on Horizon then it becomes Vertical !!😉

 

[drsel]

Axis Bank Horizon Credit Card - Check Benefits and Apply Online

Check complete features, fees, and benefits including reward point earning with the Axis Bank Horizon Credit Card. Apply now online for this travel-centric card.

cardinsider.com

1:1 transfer ratio so inferior to Atlas.

It will be very confusing to have 4 different edge buckets, all with different conversion ratios--
Edge points 5:2
Burgundy points 5:4
Atlas edge miles 2:1
Horizon edge miles 1:1

 

[Anupama_Jha]

So, you Pay INR 5000+GST for Atlas and get 2500 Edge Miles and Pay INR 3000+GST for Horizon and get 5000 Edge Miles??

Tranfer ratio is less compared to Atlas

 

[drsel]

So, you Pay INR 5000+GST for Atlas and get 2500 Edge Miles and Pay INR 3000+GST for Horizon and get 5000 Edge Miles??

In Atlas, 1st year loss is Rs. 900 ; 5900-5000
In Atlas, 2nd year onwards profit or lost depends on your tier, whether Silver (5900 loss) Gold (900 loss) or Platinum (4100 profit)

In Horizon, 1st year profit is Rs.1460; 3540-5000.
In Horizon, 2nd year onwards loss is Rs.2040; 3540-1500.
Horizon does not have any Silver Gold or Platinum tiers

 

[Deleted member 13981]

Atlas conversion ratio 1:2.
Welcome benefit - 2500 edge miles i.e. 5000 partner points (with 1 exception).

Horizon conversion ratio 1:1.
Welcome benefit - 5000 edge miles i.e. 5000 partner points (across the board)

Horizon is basically Premier Miles with Axis branding. Reward rate/value and even the no. of domestic lounge access on Visa and MasterCard are the same. International lounge access and renewal benefits are extra perks to keep citi users happy. Downside is the list of exclusions which was very small with Citi PM.

Premier Miles used to give 4 points/100 on general spends and 10 points/100 on travel spends with a value of 45p per point.
General spends - 4 x 0.45 = 1.80 Rs
Travel spends - 10 x 0.45 = 4.5 Rs

For Horizon 2 points/100 on general spends and 5 points/100 on travel spends with a value of 1 Rs per point.
General spends - 2 x 1 = 2 Rs
Travel spends - 5 x 1 = 5 Rs

 

[SSV]

Axis Bank Horizon Credit Card - Check Benefits and Apply Online

Check complete features, fees, and benefits including reward point earning with the Axis Bank Horizon Credit Card. Apply now online for this travel-centric card.

cardinsider.com

1:1 transfer ratio so inferior to Atlas.

It will be very confusing to have 4 different edge buckets, all with different conversion ratios--
Edge points 5:2
Burgundy points 5:4
Atlas edge miles 2:1
Horizon edge miles 1:1

This explains why 5K edge miles as welcome benefit ...