Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link*

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link**

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[CyberPsych]

I am looking to open it only for Ace. Otherwise no use of that account for me. That's why wanted to know for it. It's shocking and strange that they will let you close account for free within 14 days. Is the closing process offline only?

@VISHESH_BANSAL @4uziaul Is "Easy access" digital account enough for a stand-by account which will also give me pre-approved Ace card?

 

[abc123987]

If I buy Apay gift card from Amazon on weekends using this debit card, will I get 5% cashback?

 

[Tejo]

If I buy Apay gift card from Amazon on weekends using this debit card, will I get 5% cashback?

100% sure.

 

[Tejo]

@VISHESH_BANSAL @4uziaul Is "Easy access" digital account enough for a stand-by account which will also give me pre-approved Ace card?

Ace is signature card, also Preapproved depends upon existing card usage.

Try to open high variant acc, liberty with amb , priority, prestige.

In money manager, there's experian report, just refresh when available, Preapproved chances will vary.

 

[CyberPsych]

In money manager

In Axis netbanking?

 

[Tejo]

In Axis netbanking?

Yes

Also in. Freecharge, cibil available.

Just use debit card for bill payments in Google pay, you will get an option to apply ace credit card.

 

[skbgp]

I was having Axis Asap account when it was providing zero balance account in 2018 but due to no usage for almost 1 year, they closed my account and now when I am trying to open Liberty account online, it says, you have an existing relationship. So, only option is to visit branch to open account?

 

[NShah]

I was having Axis Asap account when it was providing zero balance account in 2018 but due to no usage for almost 1 year, they closed my account and now when I am trying to open Liberty account online, it says, you have an existing relationship. So, only option is to visit branch to open account?

You have to visit Branch for Account opening

 

[Shubham Yadav]

I was having Axis Asap account when it was providing zero balance account in 2018 but due to no usage for almost 1 year, they closed my account and now when I am trying to open Liberty account online, it says, you have an existing relationship. So, only option is to visit branch to open account?

Have credit card also ?

 

[Dhruvit.SDhruvit.S is verified member.]

I'm intrested in having one Axis Bank account. Is this one good for me. I wanted 0MAB but looks like they don't offer. I live in a metro, and what are the tricks to spend 10k-15k on this account monthly?

 

[NShah]

I'm intrested in having one Axis Bank account. Is this one good for me. I wanted 0MAB but looks like they don't offer. I live in a metro, and what are the tricks to spend 10k-15k on this account monthly?

Just Read this full Thread you will find your answer

 

[skbgp]

Have credit card also ?

No.

 

[Cebu]

As Mobikwik utility MCC is now dead. Does Liberty spends on wallet load etc will count towards avg monthly spends and for the quarterly voucher? Mainly had liberty cards for using it on cc payments and being rewarded. Any way to achieve this now ?

 

[imdjay]

What is the difference between these two? If we open Liberty Digital, will get all the benefits mentioned here in the thread?
Which one is suggested offline or online?

 

[shutapdiya]

As Mobikwik utility MCC is now dead. Does Liberty spends on wallet load etc will count towards avg monthly spends and for the quarterly voucher? Mainly had liberty cards for using it on cc payments and being rewarded. Any way to achieve this now ?

Any merchant payments counts, no issue wherever you spend

 

[varun__goel_]

What is the difference between these two? If we open Liberty Digital, will get all the benefits mentioned here in the thread?
Which one is suggested offline or online?

View attachment 29814

It's just opened offline or online via vkyc. No diff at all.

 

[varun__goel_]

As Mobikwik utility MCC is now dead. Does Liberty spends on wallet load etc will count towards avg monthly spends and for the quarterly voucher? Mainly had liberty cards for using it on cc payments and being rewarded. Any way to achieve this now ?

Better do via cred or paytm cc payment rather than wallet

 

[Tejo]

What is the difference between these two? If we open Liberty Digital, will get all the benefits mentioned here in the thread?
Which one is suggested offline or online?

View attachment 29814

You will not get extra virtual debit card .. mostly online rewards dc bin.

 

[skbgp]

I visited Axis bank branch and told them to open a Liberty Savings Account. I did initial funding of 25k. The account is now active but it shows Prime on top in net banking dashboard. Code is SBLBR. How to confirm it is Liberty or Prime ?

 

[ashwinkashwink is verified member.]

I visited Axis bank branch and told them to open a Liberty Savings Account. I did initial funding of 25k. The account is now active but it shows Prime on top in net banking dashboard. Code is SBLBR. How to confirm it is Liberty or Prime ?

Don't worry it's always shows prime
SBLBR is Liberty Savings Account code.