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Axis Bank Liberty Savings Account Benefits

VISHESH_BANSAL

TF Pioneer
Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-


A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.


A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/


5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.


Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking 👇

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇





One Domestic Lounge Access Per Quarter.



** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇



Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR
 
Last edited:
Agar aapke account me 10000 hain to ATM jake liberty DC use kar ke 500 nikal lena.
Ho gya 5% , simple haiiiiii 😜😜
Sometimes we complicate simple things.
Just like this one 😁😁
On which sites is 5% cashback available and after how many days is it credited? How will we know that we have received cashback?
 
bro like if axis is not charging more than reward is gooood
so should i take?
i don't have any bills to pay
If you don't have any bills to pay, and all your existing spends are covered by cc with better reward rate, then you may skip this account
 
I complaint to PNO with statement screenshot after X support denied me Voucher and wait to see what they have to say,
Update by PNO:
We would like to inform you that we checked all the transactions made by you in the last quarter and observed that the transactions are excluded from Liberty spends calculation as the transaction is not categorized as a merchant payment i.e. (MCC code 6012 - Payment to financial institution).

For your reference:

17-10-2023 ECOM PUR/IndusInd Bank/Mumbai/171023/13:45 INR 1,000.00
19-10-2023 ECOM PUR/IndusInd Bank/Mumbai/191023/01:39 INR 20,000.00
19-10-2023 ECOM PUR/IndusInd Bank/Mumbai/191023/16:43 INR 24,000.00
01-12-2023 ECOM PUR/IndusInd Bank/Mumbai/011223/23:18 INR 19,000.00
02-12-2023 ECOM PUR/IndusInd Bank/Mumbai/021223/01:28 INR 6,000.00

@VISHESH_BANSAL @Tejo
 
Update by PNO:
We would like to inform you that we checked all the transactions made by you in the last quarter and observed that the transactions are excluded from Liberty spends calculation as the transaction is not categorized as a merchant payment i.e. (MCC code 6012 - Payment to financial institution).

For your reference:

17-10-2023 ECOM PUR/IndusInd Bank/Mumbai/171023/13:45 INR 1,000.00
19-10-2023 ECOM PUR/IndusInd Bank/Mumbai/191023/01:39 INR 20,000.00
19-10-2023 ECOM PUR/IndusInd Bank/Mumbai/191023/16:43 INR 24,000.00
01-12-2023 ECOM PUR/IndusInd Bank/Mumbai/011223/23:18 INR 19,000.00
02-12-2023 ECOM PUR/IndusInd Bank/Mumbai/021223/01:28 INR 6,000.00

@VISHESH_BANSAL @Tejo
If they are not consdering 6012 as Valid Spends then most likely Wallet Load(6540) and CC Bills via Paytm (6051) will also be excluded.
 
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