Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link*

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link**

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[Tejo]

Any app to pay 30k hdfc cc bill which does not use these mcc and has instant settlement? Want to use axis dc/upi to pay to help with qtly rewards.
Suggestions? @VISHESH_BANSAL @4uziaul @NShah and other experts?

When onwards axis giving rewards on upi txns?

 

[4uziaul]

When onwards axis giving rewards on upi txns?

He is referring to the quarterly rewards.

 

[VISHESH_BANSAL]

Any app to pay 30k hdfc cc bill which does not use these mcc and has instant settlement? Want to use axis dc/upi to pay to help with qtly rewards.
Suggestions? @VISHESH_BANSAL @4uziaul @NShah and other experts?

Parkplus but not instant settlement

 

[varun__goel_]

Any app to pay 30k hdfc cc bill which does not use these mcc and has instant settlement? Want to use axis dc/upi to pay to help with qtly rewards.
Suggestions? @VISHESH_BANSAL @4uziaul @NShah and other experts?

If they are bbps supported:- sbi unipay

 

[NShah]

If they are bbps supported:- sbi unipay

Hdfc cc bbps ?

 

[sm9811911]

Freecharge (utility mcc) and phonepe (probably business mcc)

Both will have charges.

Thank you sir! Tried freecharge with small amount. No charges on upi. But waiting for settlement.

 

[sm9811911]

Parkplus but not instant settlement

P+ caused this last minute rush.

 

[sm9811911]

If they are bbps supported:- sbi unipay

Thanks for replying though.

 

[varun__goel_]

Hdfc cc bbps ?

Oops, I missed hdfc
I thought he was asking in general

 

[samm255]

weekend cashback credited this month?

 

[runzone]

Update by PNO:
We would like to inform you that we checked all the transactions made by you in the last quarter and observed that the transactions are excluded from Liberty spends calculation as the transaction is not categorized as a merchant payment i.e. (MCC code 6012 - Payment to financial institution).

For your reference:

17-10-2023 ECOM PUR/IndusInd Bank/Mumbai/171023/13:45 INR 1,000.00
19-10-2023 ECOM PUR/IndusInd Bank/Mumbai/191023/01:39 INR 20,000.00
19-10-2023 ECOM PUR/IndusInd Bank/Mumbai/191023/16:43 INR 24,000.00
01-12-2023 ECOM PUR/IndusInd Bank/Mumbai/011223/23:18 INR 19,000.00
02-12-2023 ECOM PUR/IndusInd Bank/Mumbai/021223/01:28 INR 6,000.00

@VISHESH_BANSAL @Tejo

NMC waiver ke liye count hoga na?

 

[varun__goel_]

weekend cashback credited this month?

Y e s

 

[varun__goel_]

NMC waiver ke liye count hoga na?

N o o

 

[samm255]

NMC waiver ke liye count hoga na?

No. Here is their further reply.

Hence, we request you to maintain or spend (merchant transactions) Rs 25000 in a month to avoid the levy of non-maintenance charges.

 

[runzone]

No. Here is their further reply.

Hence, we request you to maintain or spend (merchant transactions) Rs 25000 in a month to avoid the levy of non-maintenance charges.

1 saal se mai indusind me hi add kar raha lekin aaj tak charges toh nahi kata hai

1 baar me katega kya

 

[samm255]

1 saal se mai indusind me hi add kar raha lekin aaj tak charges toh nahi kata hai

I think they excluded it in Dec month. so you should be good until Nov.

 

[runzone]

I think they excluded it in Dec month. so you should be good until Nov.

Bc ab isme bhi maintain karna padega 25k

 

[sm9811911]

Thank you sir! Tried freecharge with small amount. No charges on upi. But waiting for settlement.

Still not settled.
Will use cheq now. Too much time and brain spent
@Tejo but thanks anyways.

 

[varun__goel_]

Still not settled.
Will use cheq now. Too much time and brain spent
@Tejo but thanks anyways.

Freecharge does not have instant credit.

But why to worry if you have paid? The day you made payment will be considered.

 

[samm255]

Freecharge does not have instant credit.

UPI should be instant, isn't it? I never paid through freecharge UPI though.