Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done

Via Internet Banking 👇

Menu》Services》Other》Debit Card Cashback

Or
Via Mobile App 👇

Menu》Service Request》Cards and Forex》Debit Card Cashback



*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[telescope]

If they are not consdering 6012 as Valid Spends then most likely Wallet Load(6540) and CC Bills via Paytm (6051) will also be excluded.

O M G

 

[VISHESH_BANSAL]

Update by PNO:
We would like to inform you that we checked all the transactions made by you in the last quarter and observed that the transactions are excluded from Liberty spends calculation as the transaction is not categorized as a merchant payment i.e. (MCC code 6012 - Payment to financial institution).

For your reference:

17-10-2023 ECOM PUR/IndusInd Bank/Mumbai/171023/13:45 INR 1,000.00
19-10-2023 ECOM PUR/IndusInd Bank/Mumbai/191023/01:39 INR 20,000.00
19-10-2023 ECOM PUR/IndusInd Bank/Mumbai/191023/16:43 INR 24,000.00
01-12-2023 ECOM PUR/IndusInd Bank/Mumbai/011223/23:18 INR 19,000.00
02-12-2023 ECOM PUR/IndusInd Bank/Mumbai/021223/01:28 INR 6,000.00

@VISHESH_BANSAL @Tejo

Reply and ask if there is any other MCC which is excluded from Liberty Spends apart from 6012

 

[samm255]

Reply and ask if there is any other MCC which is excluded from Liberty Spends apart from 6012

Okay I'll ask and see if they have any MCC based criteria for this 60k spends.

 

[telescope]

Update by PNO:
We would like to inform you that we checked all the transactions made by you in the last quarter and observed that the transactions are excluded from Liberty spends calculation as the transaction is not categorized as a merchant payment i.e. (MCC code 6012 - Payment to financial institution).

For your reference:

17-10-2023 ECOM PUR/IndusInd Bank/Mumbai/171023/13:45 INR 1,000.00
19-10-2023 ECOM PUR/IndusInd Bank/Mumbai/191023/01:39 INR 20,000.00
19-10-2023 ECOM PUR/IndusInd Bank/Mumbai/191023/16:43 INR 24,000.00
01-12-2023 ECOM PUR/IndusInd Bank/Mumbai/011223/23:18 INR 19,000.00
02-12-2023 ECOM PUR/IndusInd Bank/Mumbai/021223/01:28 INR 6,000.00

@VISHESH_BANSAL @Tejo

can you followup with chuxis on the categories that are excluded, then we'll get proper picture. I'll close this account rightaway if they do not consider cc spends.

 

[varun__goel_]

Iss ch**xis se notification bhi nhi bheji gyi regarding such change😑😑

@VISHESH_BANSAL 1yr se phle acc band krne ke 500 ka charge avoid kse kre?

 

[VISHESH_BANSAL]

@VISHESH_BANSAL 1yr se phle acc band krne ke 500 ka charge avoid kse kre?

Wait.
6012 ka confirm hua hai

6540/6051 ka confirmation aane do😂

 

[samm255]

can you followup with chuxis on the categories that are excluded, then we'll get proper picture. I'll close this account rightaway if they do not consider cc spends.

I replied and asked them so lets see if they have any exclusion list.

 

[samm255]

@VISHESH_BANSAL 1yr se phle acc band krne ke 500 ka charge avoid kse kre?

Bhai itni jaldi kya hai, Indie ki tarah pachhtana na pad jaye baad me 😆

 

[varun__goel_]

Bhai itni jaldi kya hai, Indie ki tarah pachhtana na pad jaye baad me 😆

Socha phle hi suggestion lelu😂

 

[varun__goel_]

Wait.
6012 ka confirm hua hai

6540/6051 ka confirmation aane do😂

Yess yess

Vse paytm ka kya puchoge, unhone vo merchant hi internally block maar rkha hai🤣

 

[Tejo]

Update by PNO:
We would like to inform you that we checked all the transactions made by you in the last quarter and observed that the transactions are excluded from Liberty spends calculation as the transaction is not categorized as a merchant payment i.e. (MCC code 6012 - Payment to financial institution).

For your reference:

17-10-2023 ECOM PUR/IndusInd Bank/Mumbai/171023/13:45 INR 1,000.00
19-10-2023 ECOM PUR/IndusInd Bank/Mumbai/191023/01:39 INR 20,000.00
19-10-2023 ECOM PUR/IndusInd Bank/Mumbai/191023/16:43 INR 24,000.00
01-12-2023 ECOM PUR/IndusInd Bank/Mumbai/011223/23:18 INR 19,000.00
02-12-2023 ECOM PUR/IndusInd Bank/Mumbai/021223/01:28 INR 6,000.00

@VISHESH_BANSAL @Tejo

Don't hope on banks especially axis 🤣, the things are their business.

Just try to do something txns. Mine too indusind/paytm load but I too spend on other category like shopping, or gift card.

5% cb hai na on shopping, you can purchase apay gv from amazon itself and utilise for bill payments.

 

[kshitij_0]

Don't hope on banks especially axis 🤣, the things are their business.

Just try to do something txns. Mine too indusind/paytm load but I too spend on other category like shopping, or gift card.

5% cb hai na on shopping, you can purchase apay gv from amazon itself and utilise for bill payments.

Can we utilize AGV for CC bill payments? Or insurance may be?
Also how to buy AGV to get 5%? Directly from Amazon?

 

[NShah]

Can we utilize AGV for CC bill payments? Or insurance may be?
Also how to buy AGV to get 5%? Directly from Amazon?

Insurance payment
Yes direct from amazon

 

[kshitij_0]

Insurance payment
Yes direct from amazon

Iska matlab firse Eterna ka koi kaam nahi hai. Payzapp wallet se karta tha insurance

 

[NShah]

Iska matlab firse Eterna ka koi kaam nahi hai. Payzapp wallet se karta tha insurance

To idhar 5% cashback hai upto 500 sirf 10k spend karna hai
Weekend par hi purchase karna

 

[pranayt26]

Aaj kisine Liberty DC se AGV buy karne ka try Kiya? OTP he nhi aara hai... Koi update dedo

 

[4uziaul]

Salary Credited 😁

 

[prash1161]

Salary Credited 😁

aisi koi bank hai jisse salary nhi atti ho?

 

[sm9811911]

If they are not consdering 6012 as Valid Spends then most likely Wallet Load(6540) and CC Bills via Paytm (6051) will also be excluded.

Any app to pay 30k hdfc cc bill which does not use these mcc and has instant settlement? Want to use axis dc/upi to pay to help with qtly rewards.
Suggestions? @VISHESH_BANSAL @4uziaul @NShah and other experts?

 

[Tejo]

Any app to pay 30k hdfc cc bill which does not use these mcc and has instant settlement? Want to use axis dc/upi to pay to help with qtly rewards.
Suggestions? @VISHESH_BANSAL @4uziaul @NShah and other experts?

Freecharge (utility mcc) and phonepe (probably business mcc)

Both will have charges.