Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done

Via Internet Banking 👇

Menu》Services》Other》Debit Card Cashback

Or
Via Mobile App 👇

Menu》Service Request》Cards and Forex》Debit Card Cashback



*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[ashwinkashwink is verified member.]

I made only mobikwik cc bill payments in january as well as in february. Shall I close the account right away? please suggest.

Wait & see the magic 🎩

 

[ashwinkashwink is verified member.]

For jan it will be charged next month i.e. march

If you're not willing to continue with this acc and is 1yr old. Go and close it asap😂

Without an year you can also close Without any charges just transfer your funds into alternative account and close through Branch they will not ask you anything 😉

 

[sm9811911]

First time they will reverse. Maintain now or close the account.
If you have 500,they will deduct 500.not necessary that they will deduct full amount.

 

[telescope]

For jan it will be charged next month i.e. march

If you're not willing to continue with this acc and is 1yr old. Go and close it asap😂

not even 5 months old account.

someone please find the MCC exclusion list.

 

[varun__goel_]

Without an year you can also close Without any charges just transfer your funds into alternative account and close through Branch they will not ask you anything 😉

Sachiii😂
Phir reverse krane ke 5 din baad close hai😂

 

[samm255]

First time they will reverse. Maintain now or close the account.
If you have 500,they will deduct 500.not necessary that they will deduct full amount.

This is true. They won't wait for full amount to deduct. Sabse pahle jo account me hain woh khaali karke kangaal karenge fir baaki ka baad me dekhenge.

 

[samm255]

any updates ?

Not yet, PNO will take 7-10 working days.

 

[Cebu]

What about transactions done on Paytm? Ye bhi excluded h kya list m se like mobikwik ? @VISHESH_BANSAL
Ab is A/c ko use kidhar krna chahiye ? Maine toh family m 3 accounts khul vaa diye 🙁

 

[sm9811911]

not even 5 months old account.

someone please find the MCC exclusion list.

Cheq and all will be excluded. Freecharge upi will not be. Trick courtesy @Tejo

 

[VISHESH_BANSAL]

What about transactions done on Paytm? Ye bhi excluded h kya list m se like mobikwik ? @VISHESH_BANSAL
Ab is A/c ko use kidhar krna chahiye ? Maine toh family m 3 accounts khul vaa diye 🙁

Wait for Update.

@samm255 already laising Up with PNO

Till then Maintain 25k in Primary Account

 

[Tejo]

Cheq and all will be excluded. Freecharge upi will not be. Trick courtesy @Tejo

They have only said financial institution loads will not be considered as bank cannot be considered as merchant.

But wallet Transactions can be considered as merchant txns.

There is much difference between financial institution and other reloads.

 

[samm255]

What about transactions done on Paytm? Ye bhi excluded h kya list m se like mobikwik ?

MCC 6012 is excluded so whoever tagged this MCC will not be considered in Liberty spends and NMC charges will be applied. Now find out MCC for transactions you have done.

 

[Tejo]

What about transactions done on Paytm? Ye bhi excluded h kya list m se like mobikwik ? @VISHESH_BANSAL
Ab is A/c ko use kidhar krna chahiye ? Maine toh family m 3 accounts khul vaa diye 🙁

Probably, no ...

 

[prash1161]

not even 5 months old account.

someone please find the MCC exclusion list.

Only @VISHESH_BANSAL has data

 

[prash1161]

Bhaiyo 650*4 per year ke liye kya itni magaj mari worth hai?

 

[NShah]

Cheq and all will be excluded. Freecharge upi will not be. Trick courtesy @Tejo

Use Amazon for cc bill payments using upi

 

[sm9811911]

They have only said financial institution loads will not be considered as bank cannot be considered as merchant.

But wallet Transactions can be considered as merchant txns.

There is much difference between financial institution and other reloads.

Yeah let's see.

 

[sm9811911]

Use Amazon for cc bill payments using upi

Whats the mcc there. I tried, merchant name was something along the lines of amazon credit card bill payment

 

[NShah]

Whats the mcc there. I tried, merchant name was something along the lines of amazon credit card bill payment

Showing utility in jupiter app

 

[sm9811911]

Tried loading there?

Showing utility in jupiter app