Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 15th November, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 15th November, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[Buttman]

Have you opened liberty account offline?

Nope. Online a year ago

 

[Deleted member 18439]

Nope. Online a year ago

Tab toh fir virtual card ka charge nhi hona chahiye as per image shared by varun bhai..
Lado
Maar daalo axis ko
2 gaaliya mere taraf se bhi

 

[varun__goel_]

Nope. Online a year ago

Bhai itna shaant kaise ho🤣

Ulta latka do axis ko

Ye mail sidha rbi bo ko bhjo SoC ke saath

 

[kuchbhikuchbhi is verified member.]

इतना चुभने लगा हूँ, ज़ख्म गहरा हुआ,

तेरी हर बात का अब मतलब नया हुआ।

जो कभी खुशबू थी, अब हवा में ज़हर है,

तेरी वफ़ा का ये कैसा असर है।

 

[kuchbhikuchbhi is verified member.]

Aaj kal koi bharosa nahi
🏳️‍🌈

sahi baat hai
ab to india mai bhi legal hai

 

[hellobois]

Nope. Online a year ago

Then time to close the account 😁 😁.
I'm planning to launch a campaign to close all existing Axis Liberty Accounts.
I hope one day I'll get noble peace prize 🏆 as I will save a lot of innocent lives ....

 

[Aniket]

Yes, upon doing this the branch manager personally will deliver the silver play button & nmc waiver certificate for achieving this milestone

Along with, 2/4 laat:
🙂

 

[qwert]

Hello, Did wallet loading through debit card be considered as spends If I do in weekend?

 

[tharun]

Hello, Did wallet loading through debit card be considered as spends If I do in weekend?

No
I don't think they will be considered for qualified merchant spends for NMC waiver

 

[soccer]

Hello, Did wallet loading through debit card be considered as spends If I do in weekend?

Axis has a clear list of MCC's that it considers for the weekend cashback (it's listed on their site), and these are in the niches of Travel/Hotels, Shopping, Entertainment & Food.

Don't think wallet loads are counted in those MCC's.

 

[akilmds]

Hello, Did wallet loading through debit card be considered as spends If I do in weekend?

No. wallet load MCC is not considered.

 

[qwert]

No
I don't think they will be considered for qualified merchant spends for NMC waiver

I see, it will be difficult to spend 10k per months as I generally pay via cc or UPI.

 

[hellobois]

I see, it will be difficult to spend 10k per months as I generally pay via cc or UPI.

Then close the account and through the DC in the nearest river (debit card visarjan).
Live a peaceful life 🧬 🌟
Join my club of "No Chindigiri" where we teach how to live a peaceful and meaningful life without any 100-150 collection trick.

 

[qwert]

Then close the account and through the DC in the nearest river (debit card visarjan).
Live a peaceful life 🧬 🌟
Join my club of "No Chindigiri" where we teach how to live a peaceful and meaningful life without any 100-150 collection trick.

Good advice, I am already frustrated with Axis to begin with so I can take your suggestion.

 

[SureShot]

Just now got this mail, perfect meme material for expectations vs reality 😂

 

[SureShot]

Citi migrated customers, don’t think this account is any beneficial for us. In mails, they are sending that all the benefits are similar to the existing liberty debit card but in tnc, it looks like entirely different.

No weekend cashbacks, quarterly vouchers and so on. Time to say good bye, not a pleasant short stint.

 

[6ix9ine]

Citi migrated customers, don’t think this account is any beneficial for us. In mails, they are sending that all the benefits are similar to the existing liberty debit card but in tnc, it looks like entirely different.

No weekend cashbacks, quarterly vouchers and so on. Time to say good bye, not a pleasant short stint.

View attachment 76152

It's been there from many months. Citi peeps are not eligible.

 

[soccer]

The regular Liberty gives you 1 point per 200 (both domestic and international) I think.

Citi folks are getting 8 for domestic transactions.

And from what I'm reading on another thread, Citi folks who've been giving the priority debit card seem to have unlimited lounge access (not available for regular priority holders)

 

[cardio_guycardio_guy is verified member.]

How is Axis burgundy account with Select credit card in 2025? Is it any good after all the devaluations?

 

[Shubham Yadav]

Chal rahi h thread


Sahi h