Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link*

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link**

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[Anil_Singh]

Does Paytm wallet load counts for 25k spending?

I read that it does count. But, dont risk it.

 

[kochiro]

I read that it does count. But, dont risk it.

Actually I wanted to use hdfc dc and I already spent 60k on axis card

 

[Anil_Singh]

Actually I wanted to use hdfc dc and I already spent 60k on axis card

If you have Kotak 811 then load money using Liberty DC and then transfer from Kotak to HDFC.

 

[Rohan]

Hi,
Most of our members hold Axis Bank Liberty savings account. As per the T&C, we will get 5% cashback upto 500 for the spends on Saturday and Sunday.

In this thread let's share various tricks to get that 5% and maximize the rewards

I used to believe people get 5% cashback but No, Out of 100 only 8~10 get 5% cashback. I tired everything and spent on eligible category but didn't get single rupee till now on that 5% cashback offered by liberty account. You can use this account to get axis pre-approved offers and 750rs voucher that's all this account worth of spending 25K or AMB.

 

[kochiro]

If you have Kotak 811 then load money using Liberty DC and then transfer from Kotak to HDFC.

Works 100%

 

[Anil_Singh]

Works 100%

Yes. Already shared by many in this thread. Check this thread from starting.

 

[VISHESH_BANSAL]

Works 100%

Work to Paytm Wallet bhi karega.
Axis pe Trust karte ho toh Wallet se Golmaal karlo.

 

[VISHESH_BANSAL]

I used to believe people get 5% cashback but No, Out of 100 only 8~10 get 5% cashback. I tired everything and spent on eligible category but didn't get single rupee till now on that 5% cashback offered by liberty account. You can use this account to get axis pre-approved offers and 750rs voucher that's all this account worth of spending 25K or AMB.

Till date I have received 5% CashBack
Now after my recent RBI Complaint, Axis Made the redemption Process Automated.

Now You can redeem eligible 5% CashBack from Netbanking.

This feature is already Live.

If you are sure that your spends are eligible, you should raise the complaint with Axis and With RBI BO, if required

I did the Same from past 3 years and this year I raised the Matter with RBI BO.

Axis received a Bamboo in its A** from RBI BO
and
Now Axis made the Voucher and Weekend 5% CashBack Redemption Process Automated

 

[kochiro]

Yes. Already shared by many in this thread. Check this thread from starting.

OwO thank you

 

[tryabp]

Use Amazon and Pay via Axis Netbanking.

Mobikwik is hit and miss, Mobikwik change MCC frequently sometimes MCC belongs to Utility and Sometimes MCC belongs to Wallet Load. I do test txn using HDFC Miillennia PREPAID Card of Rs. 1 whenever possible because HDFC Millennia PREPAID Card shows MCC of the Merchant in txn details and then I decide best debit or credit card for that MCC.

Good idea! Does this work on all HDFC Prepaid Cards ?

 

[sums]

has anyone tried to block sms and physical debit card inorder to save charges (around 400+ per year) and still reaping 750 GV(per quarter) benefit using virtual debit card and upi?

 

[krishc]

has anyone tried to block sms and physical debit card inorder to save charges (around 400+ per year) and still reaping 750 GV(per quarter) benefit using virtual debit card and upi?

Why would anyone block Liberty debit card ?
It has great features of its own

 

[VISHESH_BANSAL]

Why would anyone block Liberty debit card ?
It has great features of its own

Woh great features lene ke liye Great Bamboo bhi lgta hai.

Abhi netbanking m option toh aagaya hai
Par cashback ki abhi bhi koi kabhar nhi hai.

 

[jack333]

Time to make your great bamboo dirty again has come

 

[VISHESH_BANSAL]

Time to make your great bamboo dirty again has come

Iron Road use karne ka soch raha hu.

Bamboo ka effect jada din nhi chlta

 

[irohitpragya]

Woh great features lene ke liye Great Bamboo bhi lgta hai.

Abhi netbanking m option toh aagaya hai
Par cashback ki abhi bhi koi kabhar nhi hai.

hey bro, how many bank accounts do you have?

 

[VISHESH_BANSAL]

hey bro, how many bank accounts do you have?

Axis
Indusind
Kotak
RBL
HDFC
AU

Ab count karle total kitne ho gaaye

 

[irohitpragya]

Axis
Indusind
Kotak
RBL
HDFC

Ab count karle total kitne ho gaaye

not more than mine. haha

 

[VISHESH_BANSAL]

Iron Road use karne ka soch raha hu.

Bamboo ka effect jada din nhi chlta

Axis IRON ROD se daar gaya
Either it's coincidence or Axis Rats are Present in the forum.

First time without any Complaint automatic Cashback E-Mailer aaya hai

Woh great features lene ke liye Great Bamboo bhi lgta hai.

Abhi netbanking m option toh aagaya hai
Par cashback ki abhi bhi koi kabhar nhi hai.

 

[jack333]

March is your birthday month?