Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link*

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link**

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[VISHESH_BANSAL]

So for that weekend 5% cashback, if i pay cc bill on MobiKwik, will that give cashback?

No

 

[irohitpragya]

No

Btw which is better, axis Liberty or kotak everyday. Bcz both have spend based features.

 

[iamabhisekagar]

Btw which is better, axis Liberty or kotak everyday. Bcz both have spend based features.

Axis Liberty

 

[Tejo]

Fees and Charges

application.axisbank.co.in

Any Merchant Spend via Netbanking/UPI/Linked DC

does paytm reloads will be considered for 60k ms

 

[VISHESH_BANSAL]

Y

does paytm reloads will be considered for 60k ms

Yes.
As of now no Exclusions.
Any Merchant Spend means Any Merchant Spend

 

[Tejo]

Y

Yes.
As of now no Exclusions.
Any Merchant Spend means Any Merchant Spend

i was trying to convert my neo card to iocl rupay, 4 upi cc

but the pathetic axis ccare, upgraded it keeping currrent card.

the agent confirmed the current card will be cancelled within x days, also confirmed no account no. change in cibil (when i ask )

what to do ? i have already mailed no, got response from pno just they created SR.

iocl dispatched, its not ltf, as i requested on june 14.

even i dont activate it, will they report in cibil?

 

[4uziaul]

i was trying to convert my neo card to iocl rupay, 4 upi cc

but the pathetic axis ccare, upgraded it keeping currrent card.

the agent confirmed the current card will be cancelled within x days, also confirmed no account no. change in cibil (when i ask )

what to do ? i have already mailed no, got response from pno just they created SR.

iocl dispatched, its not ltf, as i requested on june 14.

even i dont activate it, will they report in cibil?

I mean, since this is Axis and you are not a new forum member, if I were to say they won't report, it would actually be the opposite, and they will report to CIBIL. However, CIBIL is not a major concern here because your old card will simply be replaced with the new one on CIBIL's records. Additionally, they might charge the joining fees despite it not being necessary unless your card is activated. Lastly, if you don't activate your card, be prepared for a potentially lengthy dispute.

 

[iamabhisekagar]

Haa Bhai
Axis itna bhi hutiya nhi hai jo Extra 500 dega bina baat ke.

Ye 1000 pta hai kispe mile ???

Amazon Wallet load 20k
Jab Amazon Wallet Load Shopping MCC tag kar raha thha

Ab kaam nhi krega kya?...koi alternative hai?

 

[VISHESH_BANSAL]

Ab kaam nhi krega kya?...koi alternative hai?

April m MCC change kar diya Amazon ne
No alternative.

Right now Grabdeals pe 10% CashBack offer chal raha hai.
Toh 10% ko liberty ke 5% se Combine kar lo

 

[Tejo]

I mean, since this is Axis and you are not a new forum member, if I were to say they won't report, it would actually be the opposite, and they will report to CIBIL. However, CIBIL is not a major concern here because your old card will simply be replaced with the new one on CIBIL's records. Additionally, they might charge the joining fees despite it not being necessary unless your card is activated. Lastly, if you don't activate your card, be prepared for a potentially lengthy dispute.

i'm ready.

*asked conversion, but axis pathetic did add on card type upgrade, will add another credit card*.

prepared for all, as its axis.

i have not just have call recording.

first asked via chat, as airtel charges. but no response.

mailed no for status, zero response, simply said contact customer care via 1860 numbers

finally called, asked for status of conversion request, but request approved but opposite to my request. "your previous card will remain active."

 

[4uziaul]

i'm ready.

*asked conversion, but axis pathetic did add on card type upgrade, will add another credit card*.

prepared for all, as its axis.

i have not just have call recording.

first asked via chat, as airtel charges. but no response.

mailed no for status, zero response, simply said contact customer care via 1860 numbers

finally called, asked for status of conversion request, but request approved but opposite to my request. "your previous card will remain active."

Good luck

 

[Tejo]

Merchant transaction me count hoga na?

for gift v, will be counted.

 

[RkrRkr is verified member.]

hey bro, how many bank accounts do you have?

Bhai ab ye mat puch lena...How much money do you have in your Each account in different banks ?

 

[sums]

hey, if we paid extra credit card dues for axis bank flipkart credit card like 50-60k extra can we get that money in bank account without charges and if yes then how?

 

[Tejo]

hey, if we paid extra credit card dues for axis bank flipkart credit card like 50-60k extra can we get that money in bank account without charges and if yes then how?

yes need to mail nodal officer, they might ask transaction statement details

 

[RkrRkr is verified member.]

hey, if we paid extra credit card dues for axis bank flipkart credit card like 50-60k extra can we get that money in bank account without charges and if yes then how?

Yes you will get it back ....Call customare to raise requets for Refund of excess credit on card account..

 

[iamabhisekagar]

hey, if we paid extra credit card dues for axis bank flipkart credit card like 50-60k extra can we get that money in bank account without charges and if yes then how?

 

[moonsmart]

Yes you will get it back ....Call customare to raise requets for Refund of excess credit on card account..

I’ve raised a excess credit issue and through customer care, they asked for cancelled cheque, bill payment receipt, bank statement showing debit of that amount.
I sent them all if them on 4th June, they closed the query without doing anything.
Raised to PNO on 13th June, they called me next day and the lady said your issue will be resolved in 3 day.
Lets see what happens.

 

[RkrRkr is verified member.]

I’ve raised a excess credit issue and through customer care, they asked for cancelled cheque, bill payment receipt, bank statement showing debit of that amount.
I sent them all if them on 4th June, they closed the query without doing anything.
Raised to PNO on 13th June, they called me next day and the lady said your issue will be resolved in 3 day.
Lets see what happens.

Axis s*la hamesha chutiyapa karti hai...Give them bamboo if you get next call on the same...
Now issue is raised with PNO ,Hopefully it will get resolved in prescribed time..

 

[VISHESH_BANSAL]

Bhai ab ye mat puch lena...How much money do you have in your Each account in different banks ?

Woh bhi bta deta hu

Axis- Zero.
Indus- Zero.
Kotak- Zero
AU- Zero
HDFC- Zero
RBL- Liquid Funds for day to day expenses and AMB Requirements