Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 15th November, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 15th November, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[6ix9ine]

Axis could have advanced this voucher for this quarter considering diwali

That's FASAK for us 🤣

 

[cooldude74]

According to the terms and conditions, these ₹750 quarterly vouchers are intended to be issued twice a year, with a cap of ₹1500 annually. However, we have been enjoying these benefits four times a year, totaling ₹3000.

Given that we have received the vouchers for the quarter of April-June and expect to receive those for July-September (somewhere in this month), should we anticipate an additional ₹750 voucher for spends accumulated until November 15th (assuming they have woken up from slumber)?

 

[6ix9ine]

View attachment 112795
According to the terms and conditions, these ₹750 quarterly vouchers are intended to be issued twice a year, with a cap of ₹1500 annually. However, we have been enjoying these benefits four times a year, totaling ₹3000.

Given that we have received the vouchers for the quarter of April-June and expect to receive those for July-September (somewhere in this month), should we anticipate an additional ₹750 voucher for spends accumulated until November 15th (assuming they have woken up from slumber)?

Nobody can say for sure. You have 24 days from now to complete 60K. Rest is on Axis.

 

[tharun]

You have 24 days from now to complete 60K

Why 24?
For quarterly gv we can spend on anyday only for cashback we need to spend on weekend

 

[6ix9ine]

Why 24?
For quarterly gv we can spend on anyday only for cashback we need to spend on weekend

Today is 22nd. For the October - November - December quarter. You have till 15th November to complete it.

22nd to 31st October = 9 days
1st to 15th November = 15 Days

9 + 15 = 24 Days.

Hope this is clear, it can't get more easier than this.

 

[Donald J. Trump]

View attachment 112795
According to the terms and conditions, these ₹750 quarterly vouchers are intended to be issued twice a year, with a cap of ₹1500 annually. However, we have been enjoying these benefits four times a year, totaling ₹3000.

Given that we have received the vouchers for the quarter of April-June and expect to receive those for July-September (somewhere in this month), should we anticipate an additional ₹750 voucher for spends accumulated until November 15th (assuming they have woken up from slumber)?

"Assuming" likha hai bhai, padhai likhai karlo thora.

It's assuming ki ek customer ne year mein 2 hi quarter mein target meet kiya toh kya hoga

 

[guest_123]

View attachment 112795
According to the terms and conditions, these ₹750 quarterly vouchers are intended to be issued twice a year, with a cap of ₹1500 annually. However, we have been enjoying these benefits four times a year, totaling ₹3000.

Given that we have received the vouchers for the quarter of April-June and expect to receive those for July-September (somewhere in this month), should we anticipate an additional ₹750 voucher for spends accumulated until November 15th (assuming they have woken up from slumber)?

Unless axis bank is expecting their customers to be PhD in English, the simple understanding of wording here means axis "assuming" customer gets 2 gift vouchers in a year when the customer can theoretically get 4 vouchers in a year because axis "assumed" customer was not able to spend 60k in 2 quarters.

 

[Wealth is my birth right!]

View attachment 112795
According to the terms and conditions, these ₹750 quarterly vouchers are intended to be issued twice a year, with a cap of ₹1500 annually. However, we have been enjoying these benefits four times a year, totaling ₹3000.

Given that we have received the vouchers for the quarter of April-June and expect to receive those for July-September (somewhere in this month), should we anticipate an additional ₹750 voucher for spends accumulated until November 15th (assuming they have woken up from slumber)?

Bhai
Don’t give tips to axis

 

[ujjwal2024]

If I pay credit card bill using the Bill Pay tab inside the axis mobile app using Bank account...
Will I be eligible for 750 voucher (for last time)

 

[ujjwal2024]

If I pay credit card bill using the Bill Pay tab inside the axis mobile app using Bank account...
Will I be eligible for 750 voucher (for last time)

answer instead of laughing pls

 

[saber.mbt]

View attachment 112795
According to the terms and conditions, these ₹750 quarterly vouchers are intended to be issued twice a year, with a cap of ₹1500 annually. However, we have been enjoying these benefits four times a year, totaling ₹3000.

Given that we have received the vouchers for the quarter of April-June and expect to receive those for July-September (somewhere in this month), should we anticipate an additional ₹750 voucher for spends accumulated until November 15th (assuming they have woken up from slumber)?

It is clearly mentioned assuming, it just an assumption as per bank. It is quarterly, going to be discontinued from Nov 15th

 

[Manishg]

answer instead of laughing pls

Don't know never tested that

 

[Anil_SinghAnil_Singh is verified member.]

If I pay credit card bill using the Bill Pay tab inside the axis mobile app using Bank account...
Will I be eligible for 750 voucher (for last time)

No. Use UPI/DC in 3rd party apps/websites.

 

[vasanth_ece]

Anybody received the voucher for previous quarter (Jul-Sep '25)?

 

[456]

Anybody received the voucher for previous quarter (Jul-Sep '25)?

No . .

 

[Donald J. Trump]

Anybody received the voucher for previous quarter (Jul-Sep '25)?

Not yet 🥲

 

[Rohith-2009]

Did anyone receive the quarterly pension for the last quarter?

 

[Rohith-2009]

View attachment 112795
According to the terms and conditions, these ₹750 quarterly vouchers are intended to be issued twice a year, with a cap of ₹1500 annually. However, we have been enjoying these benefits four times a year, totaling ₹3000.

Given that we have received the vouchers for the quarter of April-June and expect to receive those for July-September (somewhere in this month), should we anticipate an additional ₹750 voucher for spends accumulated until November 15th (assuming they have woken up from slumber)?

Oh no, now we're going to loss this benefit 🫠

 

[456]

Did anyone receive the quarterly pension for the last quarter?

Not yet .

 

[456]