Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 15th November, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 15th November, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[Donald J. Trump]

Guys who raised query for Liberty voucher with axis what's The latest response?

I raised on October 13th. No response yet

 

[soccer]

I raised on October 13th. No response yet

That was a generic e-mail query na? Not one specifically asking why Jul-Sep voucher hadn't been issued till date.

 

[Donald J. Trump]

That was a generic e-mail query na? Not one specifically asking why Jul-Sep voucher hadn't been issued till date.

nah bro it was a proper attack on them with nasty words curtailed by professionalism.

And yes i did ask when shall I receive the voucher. No response yet 🌚

 

[Dr.AMAN]

Damn.... I was planning to upgrade my Eazy access Savings account to Liberty just for that quarterly voucher. Looks like I was late to the party🥲

 

[BhaiyaJi]

Damn.... I was planning to upgrade my Eazy access Savings account to Liberty just for that quarterly voucher. Looks like I was late to the party🥲

Still one quarter left

 

[6ix9ine]

Still one quarter left

Usme bhi 15 din bache hai, jab tak yeh nhi aata tab tak skipping that quarter also.

 

[Donald J. Trump]

If they don't send the voucher by today EOD. Please you all fellow members also escalate via e-mail. My query is in pending since 13 October

 

[Indian]

If they don't send the voucher by today EOD. Please you all fellow members also escalate via e-mail. My query is in pending since 13 October

I think some issues in gyftr side because I used to receive amex reserve monthly milestone voucher between 15th to 20th every month but this month till now not received I guess fault in gyftr ,so we should wait couple of days

 

[RichieRich]

Important communication with respect to quarterly gift voucher benefit:

• Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be

discontinued from 15th November, 2025 for all existing as well as new customers.

• Customers who qualify for this benefit basis the transactions done till 15th

November, 2025 shall be considered eligible and awarded voucher as applicable
View attachment 113418

mtlb ab quarterly voucher nhi milega kya ?

 

[soccer]

I think some issues in gyftr side because I used to receive amex reserve monthly milestone voucher between 15th to 20th every month but this month till now not received I guess fault in gyftr ,so we should wait couple of days

Btw, did you try to check with Amex why it hadn't been given? (did they say it was a Gyftr issue?)

 

[Divyansh01]

mtlb ab quarterly voucher nhi milega kya ?

Nahi milega bhai..mujhe abhi bhi yakeen nahi ho raha ki itne din kaise tik gaya...abb too axis sb account bhi devalue karne laga.

 

[6ix9ine]

mtlb ab quarterly voucher nhi milega kya ?

First post padho na bhai, ACE hoke bhi neo/buzz wali harkate kar rhe ho

 

[SSquad]

Please update the main post or title as discontinued.

 

[6ix9ine]

Please update the main post or title as discontinued.

Account discontinued kaha hua hai? What's the point of changing title? And main post is already updated.

 

[SSquad]

Account discontinued kaha hua hai? What's the point of changing title? And main post is already updated.

USP of this account is quarterly voucher, if the title is updated to Axis liberty account benefits (quarterly voucher discontinued wef 15 Nov 2025).
It will be easy to understand for both new and old users.

 

[6ix9ine]

USP of this account is quarterly voucher, if the title is updated to Axis liberty account benefits (quarterly voucher discontinued wef 15 Nov 2025).
It will be easy to understand for both new and old users.

USP can be anything, for some this 5% cb, for some this is the quarterly voucher. If anyone new is opening the account, I at least expect them to read the first post. That's the bare minimum they should be doing.

In my opinion, USP is you don't have to maintain 25K for this account, it's purely spend based account.

The older members will eventually learn as they continue reading through the thread.

 

[Indian]

Btw, did you try to check with Amex why it hadn't been given? (did they say it was a Gyftr issue?)

They told me to wait till today that is 31st , if not received raise concern regarding voucher

 

[messypenguin]

Raised service request regarding qtrly voucher. Savings account closure request submitted and processed.

 

[Rahul098]

Raised service request regarding qtrly voucher. Savings account closure request submitted and processed.

Account closure can be done online?

 

[Dr.AMAN]

Raised service request regarding qtrly voucher. Savings account closure request submitted and processed.

Can u tell the reason for account closure? Due to the voucher discontinuation or some other issue with Axis?