Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link*

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link**

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[SSV]

431731

So this is the card for those 200/ monthCB applies , right??.







Not the one that was given free for the Liberty holders...

 

[4uziaul]

So this is the card for those 200/ monthCB applies , right??.
View attachment 24665

Yes

Our E-Debit card is eligible for nothing

 

[SSV]

Yes

Our E-Debit card is eligible for nothing

Hopefully I get Rs200 for my first ever transaction as per CC guy... GOod to know this on my first day guys.. I will confirm with CC guys and try to get the right paid one and close this crap..

Just now confirmed with AXIS CC,
For this Liberty Virtual debit Card the first transaction is eligible for 200 CB after 90 days.. This is what he confirmed.. This doesn't apply for monthly , it seems.

 

[4uziaul]

But Vishesh is right they are indeed misrepresenting and twisting the facts. We may not be able to fight for the BMS offer, but the ₹200 CB and 2000 ER Points is worth giving Bamboo for.

 

[SSV]

My next question,
Will this virtual DC, eligible for 10% offers occssionally they run. If so it is worth to keep as there will be per cards caps applicable on those offers..

 

[ashwinkashwink is verified member.]

My next question,
Will this virtual DC, eleigble for 10% offers occssionally they run. If so it is worth to keep as there will be per cards caps applicable on those offers..

Yes it's applicable for offers

 

[4uziaul]

My next question,
Will this virtual DC, eleigble for 10% offers occssionally they run. If so it is worth to keep as there will be per cards caps applicable on those offers..

Yes, it will be eligible.

 

[SSV]

Yes it's applicable for offers

Yes it's applicable for offers

Then no harm in keep this little baby as well, as it doesn't even occupy space in the wallet and no fees... I will keep it then..

 

[VISHESH_BANSAL]

But Vishesh is right they are indeed misrepresenting and twisting the facts. We may not be able to fight for the BMS offer, but the ₹200 CB and 2000 ER Points is worth giving Bamboo for.

I will give reference number of Operation done by RBI on my behalf.

So that RBI gets an Idea, ki last Operation m kon si nerves dabaani rha gayi thii jo Axis waapis apni pe aagaya

 

[Trust Me]

BTW, this AX*S guys are very cunning, it looks like... All the bonus rewards/CB they say they post after 90 days or 120 days.. so that everyone loses track of them...

HDFC also have similar policy of delayed rewards. But in my experience they have been much more honorable than Axis. They never miss the reward credits, and usually do it much sooner.

Axis are in a different league altogether. After they have missed credits a few times, I've learnt to completely ignore such delayed rewards from them, and usually use their cards only for instant discounts. I don't like having to beg for my rightful entitlements.

 

[SSV]

HDFC also have similar policy of delayed rewards. But in my experience they have been much more honorable than Axis. They never miss the reward credits, and usually do it much sooner.

Axis are in a different league altogether. After they have missed credits a few times, I've learnt to completely ignore such delayed rewards from them, and usually use their cards only for instant discounts. I don't like having to beg for my rightful entitlements.

Very Aptly said
They should honor their words

 

[AritraSaha]

HDFC also have similar policy of delayed rewards. But in my experience they have been much more honorable than Axis. They never miss the reward credits, and usually do it much sooner.

Axis are in a different league altogether. After they have missed credits a few times, I've learnt to completely ignore such delayed rewards from them, and usually use their cards only for instant discounts. I don't like having to beg for my rightful entitlements.

Yeah, today i got a email from hdfc saying that they have reverse my account non maintainance charges.

Funny thing is i never got charged.

 

[Deleted member 16965]

Itna deep discussion chal raha hai ki TF ka server bhi ab hang kar raha hai

 

[Anil_Singh]

Yeah, today i got a email from hdfc saying that they have reverse my account non maintainance charges.

Funny thing is i never got charged.

Free money

 

[SSV]

Very Aptly said
They should honor their words

But have to say, they haven't missed anything for me as of now.. but NY relationship with them is only 10 months old

 

[SSV]

Itna deep discussion chal raha hai ki TF ka server bhi ab hang kar raha hai

Ask them to scale up.

BTW it's all Axis fault

 

[Anil_Singh]

Hopefully I get Rs200 for my first ever transaction as per CC guy... GOod to know this on my first day guys.. I will confirm with CC guys and try to get the right paid one and close this crap..

What 200 offer? Its not applicable for free e-debit card.

 

[ashwinkashwink is verified member.]

What 200 offer? Its not applicable for free e-debit card.

Nope

 

[SSV]

What 200 offer? Its not applicable for free e-debit card.

As per CC, for first ever transaction on Virtual dc it is eligible @1% upto 200..
Only for first ever ...

 

[Anil_Singh]

Nope

I never got any. Don't blindly follow call center guys. Only take confirmation on email.