Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link*

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link**

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[vasanth_ece]

@VISHESH_BANSAL Paytm Merchant account trick will work after Feb 29, for Debit card 5% cashback?,since they may close nodal account too.If so, Any other options for Debit card cashback?

 

[Juganta]

I am getting charged 600+ GST even after merchant spend of 25k in Dec23.

 

[Tejo]

I am getting charged 600+ GST even after merchant spend of 25k in Dec23.

@RBI_BO Bamboo ...

 

[Juganta]

@RBI_BO Bamboo ...

Raised complained to pno@axisbank.com now waiting for 30 days to move my complaint to RBI Bamboo

 

[VISHESH_BANSAL]

I am getting charged 600+ GST even after merchant spend of 25k in Dec23.

What kind of spends you made ?

You did Bank Account Funding like Indus or Kotak ?

 

[varun__goel_]

I am getting charged 600+ GST even after merchant spend of 25k in Dec23.

Make sure it wasn't some kind of rotation

 

[VISHESH_BANSAL]

@VISHESH_BANSAL Paytm Merchant account trick will work after Feb 29, for Debit card 5% cashback?,since they may close nodal account too.If so, Any other options for Debit card cashback?

Depends if Paytm is able to make changes at Backend or not before 29th Feb.

Technically they are required to change the QR code too from @paytm handle to their Partner's Bank Handle.

Time will tell , Fresh QR with New Bank may Require KYC and Verification again.

This time Fake Merchant Accounts may get Close

 

[Juganta]

Make sure it wasn't some kind of rotation

It was CC bill payment on Mobikwik

 

[varun__goel_]

It was CC bill payment on Mobikwik

Then raise the complaint

 

[telescope]

I am getting charged 600+ GST even after merchant spend of 25k in Dec23.

Mode of payment netbanking, dc or UPI?

 

[Amit_]

It was CC bill payment on Mobikwik

Mobikwiks MCC is not stable. Once i paid credit card bill in mobikwik with idfc debit card when idfc was running 1% CB campaign on dc spends. I didn't receive 1% CB. When i called IDFC customer care they told me that it is showing funds transfer through debit card. so i didn't receive 1% CB.

 

[Juganta]

Mode of payment netbanking, dc or UPI?

Dc

Mode of payment netbanking, dc or UPI?

i used dc

 

[Raj_019]

I have recently upgraded my digital easy access account to regular Liberty savings account through my home branch. Can I get new Liberty debit card and cheque book along with welcome kit for upgrading or I have to apply these through branch/cc ???

 

[Amit_]

I have recently upgraded my digital easy access account to regular Liberty savings account through my home branch. Can I get new Liberty debit card and cheque book along with welcome kit for upgrading or I have to apply these through branch/cc ???

I think Liberty Debit Card will be dispatched through Blue Dart Courier. You can confirm it by calling to customer care.

 

[varun__goel_]

I have recently upgraded my digital easy access account to regular Liberty savings account through my home branch. Can I get new Liberty debit card and cheque book along with welcome kit for upgrading or I have to apply these through branch/cc ???

Upgrade the debit card from app. If by any chance liberty card does not appear in the option then call cc

There's no need of new cheque book if you already have one. Nothing special (branding) on it.

 

[Raj_019]

I think Liberty Debit Card will be dispatched through Blue Dart Courier. You can confirm it by calling to customer care.

Thank you

Upgrade the debit card from app. If by any chance liberty card does not appear in the option then call cc

There's no need of new cheque book if you already have one. Nothing special (branding) on it.

Yes in app it's not showing. I will have to call cc for upgrading Liberty debit card by blocking online rewards Debit card

 

[samm255]

Yes in app it's not showing. I will have to call cc for upgrading Liberty debit card by blocking online rewards Debit card

Wait one week and if you still didn't receive card then request from CC.

 

[anantnitish]

Did anyone received 500 cashback for transection done last month (5% weekend cashback) ?

 

[#aniket]

They don't give that 5% weekend.... Multiple people have confirmed here on this forum.... But yes they do give quaterly spend benefits...

U can also fulfill the criteria by transferring money to your own paytm/phone merchant account... Or by adding money in paytm wallet using liberty debit card... Or by adding money uaing axis netbanking /debit card in kotak 811/indusind bank

@Batmanbaba Steps or Procedures? How to add money in Kotak 811 from Debit Card?

I am not seeing any option under Service Request (Debit Card).

 

[Iam₹K$]

@Batmanbaba Steps or Procedures? How to add money in Kotak 811 from Debit Card?

In kotak app, click on 811 section, you will be able to see "add money" option, upon clicking ,three modes of payment will be given, select dc, enter your liberty dc details and add money