Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[anantnitish]

I donated the Cashback Amount to Axis 😈

Donation ke baad bhi devaluation kiye Jaa rhe hai

 

[Deleted member 2540]

Donation ke baad bhi devaluation kiye Jaa rhe hai

Ek ke donation se kya hoga.

Aap sab ko bhi karna padega na🤣

 

[anantnitish]

Ek ke donation se kya hoga.

Aap sab ko bhi karna padega na🤣

Mera toh grabdeals ka kabhi track nhi hua hai

 

[SSV]

If I shop on Flipkart over weekend using grab deals and Liberty debit card, will it count towards both 10% cashback on grab deals and 5% weekend cashback on Liberty debit card?

Yes, it will .. but this grabdeal 10% offer only works initially, for a period of 6 months or so.

5% weekend offer will track automatically

You need to follow all the protocol like maintaining same browser session etc stringently.

All the best

 

[shivamk]

Yes, it will .. but this grabdeal 10% offer only works initially, for a period of 6 months or so.

Didn't know that, any TnCs etc where this is mentioned?

 

[SSV]

Didn't know that, any TnCs etc where this is mentioned?

No TnC found. Speaking from experience..
Anyway, how can you expect 15% off for a lifetime...
That is how these banks especially AXES carefully draft their product description pages to make us feel that the benefits are eternal

 

[shivamk]

No TnC found. Speaking from experience..
Anyway, how can you expect 15% off for a lifetime

Not expecting anything lifetime sir. Just want better clarity on offer validity.

 

[SSV]

Not expecting anything lifetime sir. Just want better clarity on offer validity.

Understood.. please read my above updated post..it's the way banks like axes promote their products , very sad state of affairs

 

[shivamk]

Understood.. please read my above updated post..it's the way banks like axes promote their products , very sad state of affairs

Yeah, didn't expect anything better from Axes. They are habitual of keeping everything under their "Internal Norms".

 

[BhaiyaJi]

Quarterly benefits/voucher ka discussion kabse karna hai 🤣 ?

 

[varun__goel_]

Quarterly benefits/voucher ka discussion kabse karna hai 🤣 ?

15th April ....🥸

 

[BhaiyaJi]

15th April ....🥸

Got it, milte hai 15th ke baad

 

[DimeEarner]

Hdfc millennia ka RPs nhi credit hua last month kisi ka hua kya?

 

[Anil_SinghAnil_Singh is verified member.]

Hdfc millennia ka RPs nhi credit hua last month kisi ka hua kya?

Credit card? Mere aaj credit hue. Debit card ke itna jaldi credit nahi hote points.

 

[varun__goel_]

Hdfc millennia ka RPs nhi credit hua last month kisi ka hua kya?

Nope, IG Feb m 2 times credit huye the to march mein nhi aaye

 

[BePositive]

N o .

Ye to work karta hai na?

 

[BePositive]

Axis . .

How did you do it?

 

[varun__goel_]

How did you do it?

Axis did multiple enquiries for one cc. Just mailed them and were removed. Have to attach cibil report with mail

 

[vasanth_ece]

Will buying Amazon Gift card using Liberty Debit card will fetch 5% cashback.If so, what's the limit of buying Amazon Pay Gift card in grabdeals?

 

[Anil_SinghAnil_Singh is verified member.]

Koi batayega kya karna hai is baar? Don't want to take any risk by loading money into p2p lending apps or groww app.