Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link*

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link**

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[SSV]

I want to change the liberty debit card to rupay platinum debit card, because I am not doing any transaction by debit card on Saturday and Sunday. So will be eligible for getting 750rs gift voucher quarterly

yes you are eligible..

750 per quarter is for SBLBR account . not for DC..

 

[VISHESH_BANSAL]

I want to change the liberty debit card to rupay platinum debit card, because I am not doing any transaction by debit card on Saturday and Sunday. So will be eligible for getting 750rs gift voucher quarterly

You can not do this.

Rupay Platinum DC is only for selected Scheme Codes

 

[varun__goel_]

I have opened liberty savings account on existing customer id with cashback only credit cards and the same is activated today & I have few issues.
1. E-Debit card details are not reflected on internet banking even though physical card details are shown.
2. Unable to login to edge rewards portal
3. Mobile app still shows credit card UI and the savings account details are not reflected.

Do I have to raise a request or will these resolve by themselves. Do I have to re-install the app ? Any expected timelines ?

E debit card details shall be available in PDF received via welcome e-mail

Reinstall the app once, then account shall be visible in there as well

 

[CHOCOPANDA]

E debit card details shall be available in PDF received via welcome e-mail

Reinstall the app once, then account shall be visible in there as well

Can I keep the virtual debit card, I hope it does not have any charges. And I would cancel the liberty debit card

 

[SSV]

Can I keep the virtual debit card, I hope it does not have any charges. And I would cancel the liberty debit card

This is exactly my current position.
And yes, no charges on VDC

 

[CHOCOPANDA]

This is exactly my current position.
And yes no charges on VDC

You can not do this.

Rupay Platinum DC is only for selected Scheme Codes

I will try to get it and inform you if successful

 

[Sanskar]

6012 MCC is excluded from axis quarter gift card benifits???

6012 for what?

 

[itzmycard]

Another thing, it showed "PRIME" (discontinued savings account variant) in the header in internet banking even before opening saving account. Now even after opening liberty account it still shows as "PRIME"...



Also, they have given option for zero initial funding with only debit card joining fees paid during account opening and the same were refunded after account activation.

 

[varun__goel_]

Another thing, it showed "PRIME" (discontinued savings account variant) in the header in internet banking even before opening saving account. Now even after opening liberty account it still shows as "PRIME"...

View attachment 55712View attachment 55713

Also, they have given option for zero initial funding with only debit card joining fees paid during account opening and the same were refunded after account activation.

As per them prime and liberty are same. All of us have that prime logo in NB

Refunded as in credited to Axis account or to the source from which you made payment?

 

[itzmycard]

As per them prime and liberty are same. All of us have that prime logo in NB

Refunded as in credited to Axis account or to the source from which you made payment?

They have credited to the account

 

[varun__goel_]

They have credited to the account

View attachment 55721

Yeah it is normal

Charges will be deducted a few days after activating DC

 

[itzmycard]

Axis CC is as expected. I raised the issue regarding missing e-debit/virtual card details in internet banking over live chat and got a callback. The guy insists that my internet banking id is disabled due to inactivity. Immediately after the call the virtual card details automagically appear on both app & internet banking. I assume it was mere coincidence or did the guy unintentionally resolved the issue...

 

[anantnitish]

Axis CC is as expected. I raised the issue regarding missing e-debit/virtual card details in internet banking over live chat and got a callback. The guy insists that my internet banking id is disabled due to inactivity. Immediately after the call the virtual card details automagically appear on both app & internet banking. I assume it was mere coincidence or did the guy unintentionally resolved the issue...

It must be unintentional

 

[rockyBalboa]

Can someone please confirm that all UPI merchant transactions done from Liberty account are eligible towards monthly 25k spend criteria and also towards quarterly 750 voucher. Also kindly inform if there are any exceptions.

 

[CHOCOPANDA]

Can someone please confirm that all UPI merchant transactions done from Liberty account are eligible towards monthly 25k spend criteria and also towards quarterly 750 voucher. Also kindly inform if there are any exceptions.

Yes bro yes

 

[Sanskar]

Yes bro yes

Even for Credit Card bill payment through GPay?

 

[CHOCOPANDA]

Even for Credit Card bill payment through GPay?

Yes bhai milega

 

[Raj_019]

Maine 18 May 5800 rs transaction kiya tha through Liberty Debit card Amazon gift card liya tha uske baad bhi kahi bar transaction kiya tha lekin ek bhi reward points nhi credit hua hai edge reward section pe usme show kr raha hai last updated poins 30 April in debit card section. Pehle agar eligible transaction nhi bhi hota toh history me transaction amount and merchant name show hota tha wo bhi nhi ho rha hai. Kisiko ye problem aaraha hai kya?

 

[Rohith-2009]

Now kotak 811 is accepting upi payments not from DC. Merchant name is Kotak Mahindra bank. Will it counted for quarterly voucher? @VISHESH_BANSAL

 

[VISHESH_BANSAL]

Now kotak 811 is accepting upi payments not from DC. Merchant name is Kotak Mahindra bank. Will it counted for quarterly voucher? @VISHESH_BANSAL

It should be.

UPI P2M Payments on Excluded MCCs Chali toh Chand tak nhi toh shaam tak