Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

---

★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

---

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

---

1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 15th November, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 15th November, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[Harsha896]

Someone revert pls thank you
Also Airtel app cc bill

For now pay with SBI unipay, you should be good.
If possible use 10k for 5 % weekend cashback and rest 15k on unipay for maximum value.

 

[Aniket Sharma]

@Vasuki @SSV @RAMESH BABU N @vaibhav111 Can you please help.....

I got my 16k balance scammed in same way, ringed the bell everywhere but no resolution till now its been 3 years

Atlast sbi card told me the otp was entered and the transaction was completed in secure manner so they can't help.

The complaint with cyber portal came to my nearest police station after a year and you know what they do.

 

[kuchbhikuchbhi is verified member.]

I got my 16k balance scammed in same way, ringed the bell everywhere but no resolution till now its been 3 years

Atlast sbi card told me the otp was entered and the transaction was completed in secure manner so they can't help.

The complaint with cyber portal came to my nearest police station after a year and you know what they do.

So unfortunate to hear

 

[Wealth is my birth right!]

For now pay with SBI unipay, you should be good.
If possible use 10k for 5 % weekend cashback and rest 15k on unipay for maximum value.

Thankz for the double dip
Additional 500/- 😜

 

[Sanskar]

Thankz for the double dip
Additional 500/- 😜

If I am understanding, correct, so if you use SBI Uni pay for credit card bill payment

We will get 750 quarterly and 500 monthly

Correct?

 

[6ix9ine]

If I am understanding, correct, so if you use SBI Uni pay for credit card bill payment

We will get 750 quarterly and 500 monthly

Correct?

I n c o r r e c t

Explanation: Refer the first post, match the mcc with the specific transaction.

 

[GizaPyramid]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.

View attachment 42002

Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking 👇

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

Is this worth to open?
Rewards mentioned in the first post look tempting. I saw some earlier posts of users getting rewards in 3 4 accounts. Is it possible to open more than one? And how are they able to do that? Any secret trick?

 

[vaibhav111vaibhav111 is verified member.]

@Vasuki @SSV @RAMESH BABU N @vaibhav111 Can you please help.....

What was the cousin thinking here installing some random app plus sharing sensitive information over video call.. why just why so he could get Amex card? Now you Have mentioned on Facebook it was used so it can track easily and the amount would been loaded in someone Facebook account to run ads. Dispute the trnx asking sbi to share trnx id and share with Facebook email support. You need find that though. Not sure why did you post in these thread though.

 

[hellobois]

Jinko voucher ni Mila wo account close kar den.
Simple process hai bhai.
Painless procedure.

 

[soccer]

From what I'm reading on this thread, is it borderline impossible to get your money back in fraud cases where the OTP was taken to complete the transaction? (say by a SMS forwarder or trojan)

In such cases, saying it's fraud to the bank (even within 24 hours) won't work, and even disputing won't work either?

 

[Deleted member 2540]

Is this worth to open?

If you can utilze the benifts without asking here to share some trick then go ahead

Rewards mentioned in the first post look tempting. I saw some earlier posts of users getting rewards in 3 4 accounts. Is it possible to open more than one? And how are they able to do that? Any secret trick?

You can opt for Family Banking and Avail same benifits in 4 Accounts.

 

[IndieCorner:)]

If you can utilze the benifts without asking here to share some trick then go ahead

You can opt for Family Banking and Avail same benifits in 4 Accounts.

for that do we need to normally open ac and then go about the linking process ? or it can be done online directly?

 

[Deleted member 2540]

for that do we need to normally open ac and then go about the linking process ? or it can be done online directly?

First open Four Accounts and Then choose One as Primary. Login to Axis Mobile App of Primary Account and add all other Account under Family Banking using Service Request Option.

 

[Sanskar]

First open Four Accounts and Then choose One as Primary. Login to Axis Mobile App of Primary Account and add all other Account under Family Banking using Service Request Option.

My family member already have account in Axis, which is not liberty account

So first should I upgrade it through branch to liberty account, then should I add that family member through Axis mobile app

Or

I can directly add them through Axis Mobile app, and that particular family member account will get upgraded?

 

[Deleted member 2540]

My family member already have account in Axis, which is not liberty account

So first should I upgrade it through branch to liberty account, then should I add that family member through Axis mobile app

Or

I can directly add them through Axis Mobile app, and that particular family member account will get upgraded?

First Upgrade All Accounts to Liberty Scheme Code by Giving Seperate Request.

 

[GizaPyramid]

If you can utilze the benifts without asking here to share some trick then go ahead

You can opt for Family Banking and Avail same benifits in 4 Accounts.

Thank you for responding.
All accounts other than primary will be eligible for 5% cashback and voucher like this 👇 or not?

🥳🥳🥳🥳

View attachment 68897

 

[Deleted member 2540]

Thank you for responding.
All accounts other than primary will be eligible for 5% cashback and voucher like this 👇 or not?

Ha, Yes, Bilkul, 💯💯

 

[6ix9ine]

Ha, Yes, Bilkul, 💯💯

Aaj lagrha Id hacked ho gayi hai bahut answers diye jaa rhe hai

 

[varun__goel_]

Aaj lagrha Id hacked ho gayi hai bahut answers diye jaa rhe hai

Vo apna band karwake ab dusro ko Axis experience karwana chah rhe hai🤣🤣

 

[BhaiyaJi]

Vo apna band karwake ab dusro ko Axis experience karwana chah rhe hai🤣🤣

Truly "dil se open" Vishesh bhai