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Axis Bank Privilege Credit Card (LTF) – Worth the Upgrade?

Hey everyone,


I just got an upgrade offer for the Axis Bank Privilege Credit Card (Visa) with Lifetime Free (LTF) benefits. I'm wondering if it's worth taking.

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Currently, I hold:
  • Airtel Axis Bank Mastercard
  • MyZone Axis Bank Visa
  • Combined limit: ₹1.3L
A few questions:

  1. Is this card beneficial in terms of rewards and perks?
  2. If I accept the upgrade, will my existing card be closed, or will I retain it?
  3. Will getting this card increase my chances of getting a higher variant Axis credit card in the future?

Would love to hear your thoughts and experiences! 🙌
 
Where
View attachment 87500

Even Axis is promoting LTF offer with ER. Credits : @Anindya98
This is just the banner that they have for every other product.
Conditions are written explicitly for LTF not getting any such benefits.

FYF / LTF do not get welcome benefits. (FYF is for priority customers, a real account devaluation for these guys)

This condition is same for other cards and they mention it as well, like for Select LTF, welcome benefits are not applicable , etc.
 
Interestingly Privilege being LTF is not a big change here rather silent devaluation of the Priority account which is being ignored.

Priority account AMB is 2L savings/15L FD/1L salary and people with this account used to get Privilege FYF ( not even LTF).

Suddenly Privilege being LTF might be Axis humiliating Priority account customers as they did not knew that their account is suddenly devalued.

Axis Bank keeps reminding about its personality from time to time.
 
Is axis privilege credit card ltf is useless
Does it have visa signature offer
It has been mentioned that it works:


So yeah, atleast one advantage assuming the offers remain worthwhile till they work.
 
Have already rewards card and neo.
Couldn't apply privilege ltf through app as i closed privilege previously.

So applied through website, got privilege ltf and applied. Got couple of msgs and declined msg by evening.
No vkyc/ any call from agent.

Anything can be done here?
 
Have already rewards card and neo.
Couldn't apply privilege ltf through app as i closed privilege previously.

So applied through website, got privilege ltf and applied. Got couple of msgs and declined msg by evening.
No vkyc/ any call from agent.

Anything can be done here?
I guess No. Cool down period of 3 months needed AFAIK.
 
Have already rewards card and neo.
Couldn't apply privilege ltf through app as i closed privilege previously.

So applied through website, got privilege ltf and applied. Got couple of msgs and declined msg by evening.
No vkyc/ any call from agent.

Anything can be done here?
why do u want this card?
 
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