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Axis Bank Privilege Credit Card (LTF) – Worth the Upgrade?

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Deepak_9155

TF Select
Hey everyone,


I just got an upgrade offer for the Axis Bank Privilege Credit Card (Visa) with Lifetime Free (LTF) benefits. I'm wondering if it's worth taking.

1741417335013.webp

Currently, I hold:
  • Airtel Axis Bank Mastercard
  • MyZone Axis Bank Visa
  • Combined limit: ₹1.3L
A few questions:

  1. Is this card beneficial in terms of rewards and perks?
  2. If I accept the upgrade, will my existing card be closed, or will I retain it?
  3. Will getting this card increase my chances of getting a higher variant Axis credit card in the future?

Would love to hear your thoughts and experiences! 🙌
 
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BVC said:
View attachment 87500

Even Axis is promoting LTF offer with ER. Credits : @Anindya98
Click to expand...
This is just the banner that they have for every other product.
Conditions are written explicitly for LTF not getting any such benefits.

FYF / LTF do not get welcome benefits. (FYF is for priority customers, a real account devaluation for these guys)

This condition is same for other cards and they mention it as well, like for Select LTF, welcome benefits are not applicable , etc.
 
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Interestingly Privilege being LTF is not a big change here rather silent devaluation of the Priority account which is being ignored.

Priority account AMB is 2L savings/15L FD/1L salary and people with this account used to get Privilege FYF ( not even LTF).

Suddenly Privilege being LTF might be Axis humiliating Priority account customers as they did not knew that their account is suddenly devalued.

Axis Bank keeps reminding about its personality from time to time.
 
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PANK said:
Is axis privilege credit card ltf is useless
Does it have visa signature offer
Click to expand...
It has been mentioned that it works:

captaintorchtm

Thread 'Free Timesprime annual plan for Visa Signature cards'

TimesPrime Membership Free for Visa Signature Credit Card Holders
https://visaoffers.poshvine.com/visa.../offers/times-prime

- site is working sometimes and sometimes not, keep trying your luck.

Timesprime gives multiple memberships like :
Sonyliv 6mnths
Hotstar 6months
Discovery plus 3mnths
Google one 6mnths
Lenskart gold 1year
Erosnow 3mnth
Cricbuzz plus 6mnths
Urban company 6mnths
Pharmeasy 6mnths
Etprime 3mnths
Audible 2mnths
Natgeo 6mnths
Amar chitra katha 6mnths
Tinke 6mnths
Hbr 2mnths
Healthify 3mnths
and Many more discount coupons.


just select 1 year plan on the...
  • Like
  • Lovely
  • Sad

So yeah, atleast one advantage assuming the offers remain worthwhile till they work.
 
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Have already rewards card and neo.
Couldn't apply privilege ltf through app as i closed privilege previously.

So applied through website, got privilege ltf and applied. Got couple of msgs and declined msg by evening.
No vkyc/ any call from agent.

Anything can be done here?
 
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Ram1 said:
Have already rewards card and neo.
Couldn't apply privilege ltf through app as i closed privilege previously.

So applied through website, got privilege ltf and applied. Got couple of msgs and declined msg by evening.
No vkyc/ any call from agent.

Anything can be done here?
Click to expand...
I guess No. Cool down period of 3 months needed AFAIK.
 
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Ram1 said:
I'm not asking to reapply man. Can we do anything to the present application? How can they decline without doing any process?
Click to expand...
Because they must have checked you closed it recently. When did you close Privilege?
 
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Ram1 said:
Have already rewards card and neo.
Couldn't apply privilege ltf through app as i closed privilege previously.

So applied through website, got privilege ltf and applied. Got couple of msgs and declined msg by evening.
No vkyc/ any call from agent.

Anything can be done here?
Click to expand...
why do u want this card?
 
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