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Axis Bank Privilege Credit Card (LTF) – Worth the Upgrade?

Hey everyone,


I just got an upgrade offer for the Axis Bank Privilege Credit Card (Visa) with Lifetime Free (LTF) benefits. I'm wondering if it's worth taking.

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Currently, I hold:
  • Airtel Axis Bank Mastercard
  • MyZone Axis Bank Visa
  • Combined limit: ₹1.3L
A few questions:

  1. Is this card beneficial in terms of rewards and perks?
  2. If I accept the upgrade, will my existing card be closed, or will I retain it?
  3. Will getting this card increase my chances of getting a higher variant Axis credit card in the future?

Would love to hear your thoughts and experiences! 🙌
 
Today I closed my LTF Axis my zone credit card in afternoon, now I can 10 credit card preapproved. This options arrived after closing my zone. I already hold flipkart LTF and airtel paid. Told cc in order to get some good card plz close my zone card she was ready to give 2500 points to avoid closure. Axis seems to be fast within 8 hours offers started in Axis app for preapproved credit card.
 
Today I closed my LTF Axis my zone credit card in afternoon, now I can 10 credit card preapproved. This options arrived after closing my zone. I already hold flipkart LTF and airtel paid. Told cc in order to get some good card plz close my zone card she was ready to give 2500 points to avoid closure. Axis seems to be fast within 8 hours offers started in Axis app for preapproved credit card.
Mine and @Anindya98 pre-approved offers shown within seconds of closure
 
Just a simple question will axis Bank close my previous axis cards if I apply for new one through app >>> apply now >>> pre approved.

Today got a call telling me to apply on call. I told let me check and convince myself first. She was like... sir aapko code nehi pata hoga. Main callback arrange krta hun. Is their any additional benifits for us if we apply through call? Like more LTF option and all?

Idfc same situation, but took their code as I was happy with them at the moment.

So privilege thik hay na guys! Issue high wale saare paid hay.
 
Just a simple question will axis Bank close my previous axis cards if I apply for new one through app >>> apply now >>> pre approved.

Today got a call telling me to apply on call. I told let me check and convince myself first. She was like... sir aapko code nehi pata hoga. Main callback arrange krta hun. Is their any additional benifits for us if we apply through call? Like more LTF option and all?

Idfc same situation, but took their code as I was happy with them at the moment.

So privilege thik hay na guys! Issue high wale saare paid hay.
Nobody responded. :man-shrugging:

Chalo koi na. Took it too. (Sath mein lekar ghumna compulsory thoda hi hay. Kanhi kona pakad k pada rahega.)
Target: timesprime. First core card. So I guess limit increase offer would be quicker now.
 
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Just a simple question will axis Bank close my previous axis cards if I apply for new one through app >>> apply now >>> pre approved.
No Axis will not close your card as it is not an upgrade, Once you get the new card, you can close your existing card if you want otherwise CL will be shared between both the cards
 
Today got a call telling me to apply on call. I told let me check and convince myself first. She was like... sir aapko code nehi pata hoga. Main callback arrange krta hun. Is their any additional benifits for us if we apply through call? Like more LTF option and all?
There is no additional benefit for you to apply the card on call, you received the call because you went to the apply now section and did not complete the flow, such incidents where customers have showed interest are picked up tele agents and they get incentive for any customer they convert that is why they insist you to apply on call with them enter their Code which will make sure they get the incentive, you may get multiple calls till the time there is an incomplete application on the system and everyone insisting to add their code to your application
 
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