Axis My Zone Credit Card (Also Indian Oil Rupay Card) Lifetime Free Offer Currently Live

[suhasa010]

Apply Here

Fees and Charges - https://www.axisbank.com/retail/cards/credit-card/my-zone-credit-card/fees-charges

Confirm before applying
As not available on all channels

Get Lifetime Free Axis My Zone Credit Card

The value chart for My Zone Credit Card lists the cashback and points earned based on your transactions. You can avail benefits worth Rs.15500 using your MYZONE Credit Card annually.

Details Monthly Benefit (Rs.) Annual Benefit (Rs.)
SonyLiv Activation Benefit* 999
Movie spends at Paytm 200 2400
Food ordering at Swiggy 480 5760
Online shopping at AJIO2 2400
Fuel Spends3 30 360
Domestic Airport Lounge Access4 2000
SonyLiv Renewal Benefit3 999
EDGE Rewards 150 1800
Total Benefits (Year1) 15719
Total Benefit (Year2 onwards) 15719
Annual benefits as a percentage of spends 10.5%
*Applicable for first year only

Source: "shubhzzz" from DD.

Screenshot after I entered all the details and it showed ₹0 for My Zone and Indian Oil cards:

 

[Rohith_Kumar_Sp]

apr i'm dead. 🫣

I didn't understand you, what's apr?

 

[vaibhav111vaibhav111 is verified member.]

I already have a lifetime free 'Flipkart Axis Bank' credit card. Can I get another lifetime free credit card from Axis Bank? Because they are asking ₹500 for 'My Zone' and 'Indian Oil' credit cards in my 'Axis Mobile' account.

Yes you can apply for another axis ltf card either myzone or Indian oil due remember there are barrier it not that easy though but for individual who hold one Axis card for 6 to 1 yr then it become easy and they approve application but isn't 💯 though success.

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

I didn't understand you, what's apr?

Interest Rate vs. APR: What’s the Difference?

Comparing the annual percentage rate (APR) and the interest rate on competing loans helps you understand the true cost of a loan.

www.investopedia.com

 

[Rohith_Kumar_Sp]

Applied Ace for first time : Rejected
Applied Ace for the second time today : Rejected
😂😂

Damn, how many months difference between these two applications? Might be due to cooldown

Applied my first Axis cads with Gpay axis Feb 28th, got approved within few hours, got 500 reward in gpay the next day, got the card on March 8th

Applied for axis IOCL rupay today, hoping it gets approved.

 

[Rohith_Kumar_Sp]

Interest Rate vs. APR: What’s the Difference?

Comparing the annual percentage rate (APR) and the interest rate on competing loans helps you understand the true cost of a loan.

www.investopedia.com

Wait it's that good thing or bad? The card is LTF, I'll only be using it for fuel and upi as this is my first Rupay card.

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Wait it's that good thing or bad? The card is LTF, I'll only be using it for fuel and upi as this is my first Rupay card.

it's interest and late payment related.

 

[Rohith_Kumar_Sp]

it's interest and late payment related.

Yeah, I think it won't affect that much if you pay everything on time. Thanks.

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Yeah, I think it won't affect that much if you pay everything on time. Thanks.

yeap.

 

[4uziaul]

I already have a lifetime free 'Flipkart Axis Bank' credit card. Can I get another lifetime free credit card from Axis Bank? Because they are asking ₹500 for 'My Zone' and 'Indian Oil' credit cards in my 'Axis Mobile' account.

Apply through their website on their app it will show with joining and annual fees.

 

[Dr-green69]

Was it offline or online?

first time i applied online other two times applied offline

 

[John123]

Damn, how many months difference between these two applications? Might be due to cooldown

More than 6 months.

Weird thing is Google pay is sending repeated notifications to apply.

So, I tried my luck and its rejected.

Looks like Axis just wants to improve card applications and anyway rejecting them to meet quarter targets

 

[4uziaul]

first time i applied online other two times applied offline

The information you provided is incorrect because you applied offline, which allowed you to apply frequently. If you had tried applying online again, they would have rejected your application immediately. When applying online, there is a cooling-off period, but this rule does not apply to offline applications. You can apply for the same card as many times as you want offline. However, if your card application is rejected, you cannot apply for the same card online, and the cooling-off period varies depending on the card. For instance, it's 60 days for Airtel and up to 6 months for other cards. During this cooling-off period, you are free to apply for any other card except the one that was rejected. On the other hand, if your card application is approved, you won't be able to apply for another card within a short time; you'll have to wait for another 3 months.

In summary, if you want to bypass all these restrictions, it's better to apply offline. If you don't care about the impact on your CIBIL score, you can continue applying either offline or online. However, if you do care, it's important to keep the cooling-off period in mind.

You might be wondering how I know so much about Axis's credit card application process, well, let me tell you it's from personal experience 🤣 I have been rejected 7 times. I applied 8 times and got approved only once for the Magnus card, and that too I applied through Vimal, just like other forum members on a C2C basis. I never even wanted the Magnus card, but I ended up getting it out of sheer frustration because they kept rejecting my applications. All I wanted was the Airtel Axis card, and even after holding the Magnus card, they are still rejecting my application. 🤣 What's the point of holding any card from Axis if they treat every application as a new one? It's not like they provide a separate credit limit; it's shared with my existing card. Understanding their logic is quite difficult 🤣.

 

[Rohith_Kumar_Sp]

If I try to track the application status with the one I did kyc. It says no details.. The only confirmation I got was the one I did after completing the kyc

 

[4uziaul]

If I try to track the application status with the one I did kyc. It says no details.. The only confirmation I got was the one I did after completing the kyc

View attachment 20816

It will start showing the status after a day or two.

 

[jr001]

It will start showing the status after a day or two.

If I try to track the application status with the one I did kyc. It says no details.. The only confirmation I got was the one I did after completing the kyc

View attachment 20816

If I try to track the application status with the one I did kyc. It says no details.. The only confirmation I got was the one I did after completing the kyc

View attachment 20816

Video kyc ?

 

[Dr-green69]

If I try to track the application status with the one I did kyc. It says no details.. The only confirmation I got was the one I did after completing the kyc

View attachment 20816

Bro dont use this tracker it always shows outdated information.

 

[Rohith_Kumar_Sp]

Video kyc ?

Yes I did video kyc. Why?

Bro dont use this tracker it always shows outdated information.

How do I track if my card got approved or rejected?

 

[panu24]

Yes I did video kyc. Why?

How do I track if my card got approved or rejected?

Check email and sms only. Axis tracker is always late by 1 or 2 days to update status.

 

[Dr-green69]

Yes I did video kyc. Why?

How do I track if my card got approved or rejected?

if u already have any axis credit card then ur new card will appear in ur app if approved and if decline then u will get sms n email of rejection.

 

[Deepak_Shetty]

if u already have any axis credit card then ur new card will appear in ur app if approved and if decline then u will get sms n email of rejection.

Same here. My new card is visible in Axis app but I didn't receive any confirmation message of approval.