Was checking for pre approved cards yesterday and came across this. It is not showing pre approved limit anymore. This screenshot is from iPhone of a savings account only user. Please check and confirm if the same thing is happening to you as well.
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Axis Pre approved section has changed
- Thread starter EINSTEIN
- Start date
Anil_Singh
TF Legend
You also got redirected to 'Exclusive cards, only for you' page after clicking on 'Apply' link on credit cards page? And your application approved instantly?
Anil_Singh
TF Legend
I already got a call from customer care 3-4 days ago seeking for Axis services feedback, and if I need anything else like loan or credit card. I said I will get one when I feel like. He said, currently Myzone and Flipkart cards were showing LTF for me. But now only Myzone and Indian Oil CC are showing LTF. Guess, I can take risk this time and go for Myzone or Neo. Which one do you suggest?
Anon1
TF Premier
I also got call they said Flipkart and myzone are LTF But when I tried to apply it didn't have any LTF card.
So don't believe their words.
If u want to apply any axis card from these exclusive offers mostly will have fees. So apply with caution.
Anil_Singh
TF Legend
My Axis app was showing LTF. Took the risk and just applied. Thank god, no instant rejection. Got application submitted message stating My Zone and 0 joining & annual fees. Lets see if they will approve my card.
Anil_Singh
TF Legend
If it was pre-approved then it would have been approved instantly? If yes, then it was not pre-approved for me. No idea if pre-approved cards can also take 2-3 days for final approval.
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Anil_Singh
TF Legend
Anon1
TF Premier
After applying the card in axis app, what did showing? Can u post the screenshot by hiding your information.
Anil_Singh
TF Legend
Axis bank made an enquiry yesterday. So, those may not be pre-approved cards. Or, they might have made enquiry to check what limits my other cards have. No idea.
Anon1
TF Premier
Ofc axis will do hard enquiry. Even for pre-approved also axis will do hard enquiry sometimes.
Anil_Singh
TF Legend
I read somewhere in this forum that no enquiry for pre-approved offers. That means I have 50-50 (approval-rejection) chances now, not 10-90.
Yes for my LE also axis did a hard fetch in cibil
Strange
TF Legend
Did you get reply from HDFC to convert your NEU card to LTF?
Service request still open
They said it will take time till 29th
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Anil_Singh
TF Legend
Update:
Today afternoon, got a verification call from Axis Bank credit card department. The guy asked me if I applied for Myzone, asked me to confirm my full residential address and enquired about whether the house I am living in is owned or rented. No update on vkyc or physical kyc.
Today afternoon, got a verification call from Axis Bank credit card department. The guy asked me if I applied for Myzone, asked me to confirm my full residential address and enquired about whether the house I am living in is owned or rented. No update on vkyc or physical kyc.
May be direct kyc that’s why confirmed address but account holders kyc not required I guess
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