Axis Pre approved section has changed

[EINSTEIN]

Was checking for pre approved cards yesterday and came across this. It is not showing pre approved limit anymore. This screenshot is from iPhone of a savings account only user. Please check and confirm if the same thing is happening to you as well.

 

[sidsonn]

I meant account age bro not your age.😂😂

Haha lol...account must be 7 years old

 

[Rahul Gupta]

Haha lol...account must be 7 years old

So, axis gave you magnus after 7 years of account opening and this is your first axis card as well, right? You must have rejected alot of pre-approved card in those 7 years to reach magnus.

 

[yolofino]

Was checking for pre approved cards yesterday and came across this. It is not showing pre approved limit anymore. This screenshot is from iPhone of a savings account only user. Please check and confirm if the same thing is happening to you as well.View attachment 12127

Why did you felt the need to quote "iphone" in your post?

 

[EINSTEIN]

Why did you felt the need to quote "iphone" in your post?

Sometimes interface is different for different operating systems or updates arrive earlier in one or the other.

 

[sidsonn]

So, axis gave you magnus after 7 years of account opening and this is your first axis card as well, right? You must have rejected alot of pre-approved card in those 7 years to reach magnus.

Nope, this is my second axis card. I also have their Vistara Platinum card which I applied for using their online portal (not pre-approved)

 

[Rahul Gupta]

Nope, this is my second axis card. I also have their Vistara Platinum card which I applied for using their online portal (not pre-approved)

Okay.

One last question- How much do you pay axis every year as charges on regular account? Including your debit card variant and fees?

 

[0xfallup]

Okay.

One last question- How much do you pay axis every year as charges on regular account? Including your debit card variant and fees?

me around 300-350

 

[anirbanm]

limit is absurdly low and even not considering to apply at that limits..... better to go for c2c...but just get to know about how pre approved works
I am bit of a online person haven't visited branch in last 7 years for any of 8 bank accs, one home loan, 5 credit card,1 personal loan, 1vehicle loan and many investment across demat,Mutualfund & axis account was opened only by visiting branch.... and I don't want to go through that to visit branch or go through physical verification etc....

You're right about C2C
I got pre approved FYF Privilege via Axis, submitted good ITR yet got only 50000 limit
Later on applied for separate Axis CC C2C and now my limit is more than 4x

So yeah fastest way for Axis limit enhancement is via C2C

 

[sidsonn]

Okay.

One last question- How much do you pay axis every year as charges on regular account? Including your debit card variant and fees?

Nothing on regular account. I keep a little more than the bare minimum amount and nothing for the debit card. It's the normal debit card that comes free when opening the account

 

[Rahul Gupta]

Nothing on regular account. I keep a little more than the bare minimum amount and nothing for the debit card. It's the normal debit card that comes free when opening the account

bro nothing is free in axis. They charge 500+gst for regular debit card issuance and 150+gst as annual fees.

 

[Rahul Gupta]

You're right about C2C
I got pre approved FYF Privilege via Axis, submitted good ITR yet got only 50000 limit
Later on applied for separate Axis CC C2C and now my limit is more than 4x

So yeah fastest way for Axis limit enhancement is via C2C

Did you say you submitted ITR for pre-approved offer?

 

[sidsonn]

bro nothing is free in axis. They charge 500+gst for regular debit card issuance and 150+gst as annual fees.

Can be. My point is that I've not opted for any "premium" debit card with higher rewards or fees. It's the standard one that one gets when they open a savings account

 

[cyan11]

If it was pre-approved then it would have been approved instantly? If yes, then it was not pre-approved for me. No idea if pre-approved cards can also take 2-3 days for final approval.

Pre-approved axis bank cards can also take a day or two to get approval, speaking from personal experience.

 

[cyan11]

Axis bank made an enquiry yesterday. So, those may not be pre-approved cards. Or, they might have made enquiry to check what limits my other cards have. No idea.

View attachment 12475

Which app's screenshot is this?

 

[Anil_Singh]

Which app's screenshot is this?

Freecharge Cibil

 

[cyan11]

Freecharge Cibil

alright thanks!

 

[Anil_Singh]

My Axis app was showing LTF. Took the risk and just applied. Thank god, no instant rejection. Got application submitted message stating My Zone and 0 joining & annual fees. Lets see if they will approve my card.

Card approved today. After 30 days of application. No KYC, nothing. Applied in the March end, got a verification call after a few days of application. That's it. No update for about 25 days. No idea about credit limit.