Bank of India: Better Rewards on All Debit cards (0.46%)

[hender]

Dhan rashi mil jaye to TF Community ke support me laga dunga

 

[kjs]

1) SBI RuPay Platinum Physical DC - only apply through branch. use Card Code: IRP (Indianoil RuPay Platinum DC) or Card Code: RPJ (RuPay JCB Platinum DC)

2) yes, use - SBI Billdesk website, freecharge app, phonepe app, SBI Yono website or Canara Setu website etc

3) No. SBI Virtual RuPay Global DC is Classic variant (Virtual is lifetime free). Your both card will coexist (Virtual + Physical).

Okay Thank you for response.
1) SBI RuPay Platinum Physical DC - only apply through branch. use Card Code: IRP (Indianoil RuPay Platinum DC) or Card Code: RPJ (RuPay JCB Platinum DC) - For this do they issue on account opening or I need to request later once account is opened?

 

[Abhishek012]

Okay Thank you for response.
1) SBI RuPay Platinum Physical DC - only apply through branch. use Card Code: IRP (Indianoil RuPay Platinum DC) or Card Code: RPJ (RuPay JCB Platinum DC) - For this do they issue on account opening or I need to request later once account is opened?

you need to request manually.

Note - all SBI branch live in different Universe.

Some SBI branches will give a zero-balance account.

Some will ask for ₹50K as the Minimum Average Balance (MAB).

Some will say you need to keep ₹1 lakh or ₹2 lakh to get it.

Some may even ask for ₹5–10 lakh.

Officially, the MAB should be ₹50K, but they still provide it with zero balance in some branches.

In some branches, you can deposit ₹50K while applying, get the card delivered and then transfer the extra balance later.