Bank of India: Better Rewards on All Debit cards (0.46%)

[hender]

Dhan rashi mil jaye to TF Community ke support me laga dunga

 

[kjs]

1) SBI RuPay Platinum Physical DC - only apply through branch. use Card Code: IRP (Indianoil RuPay Platinum DC) or Card Code: RPJ (RuPay JCB Platinum DC)

2) yes, use - SBI Billdesk website, freecharge app, phonepe app, SBI Yono website or Canara Setu website etc

3) No. SBI Virtual RuPay Global DC is Classic variant (Virtual is lifetime free). Your both card will coexist (Virtual + Physical).

Okay Thank you for response.
1) SBI RuPay Platinum Physical DC - only apply through branch. use Card Code: IRP (Indianoil RuPay Platinum DC) or Card Code: RPJ (RuPay JCB Platinum DC) - For this do they issue on account opening or I need to request later once account is opened?

 

[Abhishek012]

Okay Thank you for response.
1) SBI RuPay Platinum Physical DC - only apply through branch. use Card Code: IRP (Indianoil RuPay Platinum DC) or Card Code: RPJ (RuPay JCB Platinum DC) - For this do they issue on account opening or I need to request later once account is opened?

you need to request manually.

Note - all SBI branch live in different Universe.

Some SBI branches will give a zero-balance account.

Some will ask for ₹50K as the Minimum Average Balance (MAB).

Some will say you need to keep ₹1 lakh or ₹2 lakh to get it.

Some may even ask for ₹5–10 lakh.

Officially, the MAB should be ₹50K, but they still provide it with zero balance in some branches.

In some branches, you can deposit ₹50K while applying, get the card delivered and then transfer the extra balance later.

 

[Sahil_07]

Has anyone applied rupay select Debit card of BOI?
Please confirm the ott benefits.
This 0.5% looks good on cc bill payment.
Can't relay on sbi. Almost every one is using sbi virtual card now. I don't think it will survive after this FY.
Thinking of opening BOI acc and applying rupay select debit card if there is ott benefit

 

[desiviru]

Has anyone applied rupay select Debit card of BOI?
Please confirm the ott benefits.
This 0.5% looks good on cc bill payment.
Can't relay on sbi. Almost every one is using sbi virtual card now. I don't think it will survive after this FY.
Thinking of opening BOI acc and applying rupay select debit card if there is ott benefit

BoI will not give pts on 6012 MCC. So where will you use that is main question? What if Phonepe also moves to 6012 in few days?

 

[Kumar93196]

BoI will not give pts on 6012 MCC. So where will you use that is main question? What if Phonepe also moves to 6012 in few days?

Should i open boi account or complete the kyc of existing sbi account

 

[desiviru]

Should i open boi account or complete the kyc of existing sbi account

It's on you. Use both till it lasts. 🙂

 

[Abhishek012]

BoI will not give pts on 6012 MCC. So where will you use that is main question? What if Phonepe also moves to 6012 in few days?

Uske baad freecharge use karenge, freecharge bhi utility mcc code hai and no extra charge for RuPay.

 

[Anindya98]

Uske baad freecharge use karenge, freecharge bhi utility mcc code hai and no extra charge for RuPay.

Phir IDFC FirsTap DC should also give RPs via Freecharge as it is Utility MCC?

 

[Abhishek012]

Phir IDFC FirsTap DC should also give RPs via Freecharge as it is Utility MCC?

Ya.

Verified Freecharge cc bill payment using IDFC first tap card (no extra charges on RuPay)

Customer care mentioned MCC CODE as 4900

Merchant name: freechutil

 

[kjs]

Should i open boi account or complete the kyc of existing sbi account

Which did you open ? if you opened BOI then how is the app experience ?

 

[Ekavya]

Hola TFians,

Today I came across Bank of India Debit card rewards which are much better compared to other bank's debit card and shared the same in Profile Post. Although as compared with premium cards but still better for those who don't have costly DCs with them.

Key Points:

1. Rewards Applicable on all kind of payment i.e online/offline incl. CC Bill Pay.​

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2. Rewards Earning is as follows: Spending (in multiples of 100): ​

​

Rs. 100-5000: 1 Reward Point per 100.​

Rs. 5000-1000: 1.5 Reward Points per 100.​

Rs. 10000 and above: 2 Reward Points per 100.​

​

1 RP Value = Rs. 0.25.​

​

Example: You spend Rs.50000 in one single (or mutiple) transaction, Your will get 50 pts (upto first Rs.5000), 75 pts next Rs.5000, 800 pts next 40000= 925 points or 0.4625%.​

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3. Maximum Reward Points that can be accured in a month is 10000 points.​

​

4. All categories of debit card including RuPay Platinum is eligible for reward points.​

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5. Validity of Reward Points is 3 Years from date of earning/credit.​

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Attention: Bank of India offer free RuPay classic debit card to all account holders. There are no Annual Charges too on this variant.​

​

Enjoy!!​

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Reward Points Received for payment of CC on SBI Unipay and JioFin App in 3 days. Maximum time is 7 days after txn.​

BOI Star Rewardz | Welcome to the World of exclusive benefits with the Bank of India Bank loyalty program.

www.boistarrewardz.com

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Tags: Bank of India, BoI Cards, Cards, BoI Debit Card, Boi Cashback, BoI Reward, Bank of India Rewards​

How to get free rupay classic debit card?

 

[Kumar93196]

Which did you open ? if you opened BOI then how is the app experience ?

None as of now

 

[the.avhishek]

Dekh Bhai RuPay Hai to Life hai 🫡

 

[hender]

How to get free rupay classic debit card?

I got mine after expiry of previous card.😉

 

[Kumar93196]

Dekh Bhai RuPay Hai to Life hai 🫡

View attachment 86603

Konsa card h?

 

[the.avhishek]

Konsa card h?

RuPay Select ✅

 

[Ekavya]

I got mine after expiry of previous card.😉

I decided to not apply for New Debit card after the expiry of the previous one to cut the annual charges. Shit!

 

[hender]

I decided to not apply for New Debit card after the expiry of the previous one to cut the annual charges. Shit!

Apply carefully looking at the limit... I got shocked 😳 seeing BOI Rupay NCMC cash withdrawal limit is 15K, after paying 295 AMC PA.

 

[350modena]

RuPay Select ✅

By which bank ?