Banks Which Provide Virtual Debit Card

[ashwinkashwink is verified member.]

Bank	Card Type	Free/Paid Status
Kotak 811	Visa Classic	Free
Indusind Bank	Visa Gold	Free
SBI	Mastercard/Visa Global	Free
BOB	Visa Platinum/Classic, RuPay Platinum	Free
Fincare Small Finance Bank	Mastercard Classic	Free
Paytm Payments Bank	Visa Classic	Free
Airtel Payments Bank	Mastercard Classic	Free
Union Bank of India	RuPay Classic/Platinum/Select	*Free
Axis Bank	Visa E-debit(Paid)/Virtual DC(Free)	*Only for Digitally Opened Accounts
Canara Bank	RuPay Classic	Free
NSDL Payments Bank	RuPay Platinum	Indirect charges applicable
IDFC FIRST	RUPAY PLATINUM	99+ GST ONE TIME

 

[TheMentalist]

Is VISA GOLD virtual DC free?

Can I enable VISA Gold Virtual DC in Indus DELITE account and block block DELITE DC which has 590 AMC?

Delite DC, if its a Platinum/Platinum Plus one, does give RP on almost every tnx, which can be redeemed for cb in account
So 590 AMC can be easily recovered

 

[anirbanm]

I have from BOB, PNB also offered me, will take soon, hoping.

Currently, there is the least possible information about Virtual Debit Cards that are issued by different banks so can we have a thread on Virtual Debit Cards issued by all likely banks?

 

[anonymuos]

How did you get IndusInd virtual CC?
They charge 590 AMC for their zero balance online accounts right?

Wait can someone clarify exactly what the 590 AMC is on? I have Indus Exclusive recently opened as 0-balance via recent offer and LTF debit cards. I generated Visa Gold Virtual. Will any of the cards be charged if I don't keep balance ?

 

[Wealth is my birth right!]

SBI, Paytm Payments Bank, NSDL Payments Bank: With No Issuance & Annual Charges

NSDL monthly charges 5 rupees with gst but Virtually rupay platinum card free

 

[Wealth is my birth right!]

Delite DC, if its a Platinum/Platinum Plus one, does give RP on almost every tnx, which can be redeemed for cb in account
So 590 AMC can be easily recovered

Is there anything possible for rupay platinum virtual in IndusMobile
I hold exclusive account

 

[cardgeek]

Kotak, Yes Bank, BOB, NSDL which I hold.

 

[Wealth is my birth right!]

I hold IPPB digital postal account which has virtual rupay classic card with yly charges 25+gst

 

[TheMentalist]

Is there anything possible for rupay platinum virtual in IndusMobile
I hold exclusive account

I have no idea about this, but @Abhishek012 will be the best man to answer such queries

 

[Parag]

Kotak 811, Fenderal Bank Fi

 

[Abhishek012]

I have no idea about this, but @Abhishek012 will be the best man to answer such queries

Only Classic variant RuPay card available on IndusIND bank.

If any new card launch this year then i have no idea.

@Wealth is my birth right!

 

[Wealth is my birth right!]

Only Classic variant RuPay card available on IndusIND bank.

If any new card launch this year then i have no idea.

@Wealth is my birth right!

enquired my RM about rupay platinum he laughed by saying 'sir u already hold exclusive card' haha
Branch is unaware of multi card concept lol

 

[ashwinkashwink is verified member.]

It has BOGO BMS ticket at 200₹. My other CCs offer only Paytm tickets.

I have axis virtual Debit Card for free 😁

 

[ashwinkashwink is verified member.]

Kotak 811, Fenderal Bank Fi

Fi also offer free physical card where as Jupiter virtual card is free but for physical you have to pay one time issuence fee and no amc

 

[blacktiger]

Read somewhere on Reddit that HDFC also issues Netsafe Virtual Debit card, do you have any clue on that?

i tried, but didnt work. there will be some server errors on the page where you create virtual card

 

[Wealth is my birth right!]

i tried, but didnt work. there will be some server errors on the page where you create virtual card

but it will be a clone of ur existing credit card which is valid for online usage for 48 hrs after which disabled automatically.
While generating virtual no option for rupay/visa/mc there

 

[Abhishek012]

i tried, but didnt work. there will be some server errors on the page where you create virtual card

HDFC bank offer Netsafe Virtual Prepaid card not debit card.

You can't use for any HDFC bank offers and this is prepaid card that's why you can't use everywhere.

@lostwords
@Wealth is my birth right!

 

[Wealth is my birth right!]

HDFC bank offer Netsafe Virtual Prepaid card not debit card.

You can't use for any HDFC bank offers and this is prepaid card that's why you can't use everywhere.

@lostwords
@Wealth is my birth right!

oh ok so the equivalent amount gets blocked from our SB account while card generation?

 

[Abhishek012]

oh ok so the equivalent amount gets blocked from our SB account while card generation?

Yo

 

[TheMentalist]

oh ok so the equivalent amount gets blocked from our SB account while card generation?

Yo

Its generated from credit card, not bank account

 

[blacktiger]

Its generated from credit card, not bank account

were you able to generate recently? for me it never worked, i tried with both credit and debit card