Beginner in credit card journey facing issues

[varun__goel_]

In which banks,she has an account?

Only sbi.🤣. Thinking of getting hdfc today

 

[deep@vie]

Only sbi.🤣. Thinking of getting hdfc today

Can go withkotak/AU as well. They give pre-approved easily

 

[simplegarv]

Need help,
I am trying to get a card for my mother, she does not hold a card as of now, had 9-10yrs back a credit card from ICICI. Her itr is around 5L. Tried today for kotak and sbi both rejected, they didn't even asked for itr, straight away rejected. I checked her cibil today, it is 726.. What cards can I apply for her? Need sugg. TIA. And which bank can provide pre approved card quickly?

Firstly, get HDFC Account and get a 25K MAB Account and Maintain 30K or more and in 6-9 months she will get an offer. This is how i got my mother her very first CC and now she has many CC's.

If you go for ICICI Bank account then after 6 months you can apply card with ITR. The minimum requirement is 3.8L ITR otherwise they need 4.8L ITR (If you don't have a account). Note : ICICI CC are not good for C2C.

Get a secured CC in PSU Bank of 30K. Don't open in Private Sector Banks as they won't give you offer in future then.