Millennia Best approach to get a upgrade from Moneyback?

[Xposed]

Hello, as the title suggests, I want to pick your brains on how to get an upgrade from Money back to any other card from HDFC

First of all, I would like to apologise everyone for opting for This cursed product, please cut me some slack considering the fact that it was my first credit card ever and I was over the moon on getting it

It has been using since April 2022. I hold this card and have never been offered any kind of upgrade or limit enhancement on the same.

I would like to invite suggestions on what could be the best approach for getting an upgrade or limit enhancement from this product

Inviting the usual culprits here @Shubham Yadav @AritraSaha @S S V @Quantum @Walter White @4uziaul

 

[Akashn]

I am student, will they get it done with no income proof?

Apply c2c if you have other card with good limit 1L+

 

[Akashn]

Mine is a 5K MAB ,will 70k work as balance

Yeah. Should be fine.. @AritraSaha how much balance you were maintaining when you got 1L limit?

 

[Xposed]

I closed my card last month.. I'll tell my story 5 months later 😂

Jokes aside, can you please share as it will be very helpful in my battle with HDFC 🤣

 

[Xposed]

Apply c2c if you have other card with good limit 1L+

Yeah but they will do office verification, how to workaround that?

 

[Akashn]

Jokes aside, can you please share as it will be very helpful in my battle with HDFC 🤣

Arey trust me i closed my card last month only.. i have no story to tell 😂😂

Just dont apply for tata neu card as your first hdfc card if you decide to close mb

 

[SSV]

I am student, will they get it done with no income proof?

See , this is what happens..
You disclose very limited info at the beginning and want a complete road map….
You didn’t answer all the questions I asked in my previous post…
Now you are telling you are a student and can’t produce income certificate…

If you don’t have income certificate, all your bargaining power gone down the drain…

Now the entire plans have changed and
Keep the card what ever they gave you…

Keep using their different products , not just MB CC and keep doing Surya Namaskarams every day facing the East…
Best wishes

 

[Akashn]

Yeah but they will do office verification, how to workaround that?

I don't think they'll do any verification as you have savings account..

 

[Xposed]

Arey trust me i closed my card last month only.. i have no story to tell 😂😂

Just dont apply for tata neu card as your first hdfc card if you decide to close mb

I know that thing with co-branded cards but I should have mentioned that I have HDFC UPI RUPAY VIRTUAL CC , should I close that too?

 

[Akashn]

I know that thing with co-branded cards but I should have mentioned that I have HDFC UPI RUPAY VIRTUAL CC , should I close that too?

Unfortunately yes.. 😕

 

[Xposed]

See , this is what happens..
You disclose very limited info at the beginning and want a complete road map….
You didn’t answer all the questions I asked in my previous post…
Now you are telling you are a student and can’t produce income certificate…

If you don’t have income certificate, all your bargaining power gone down the drain…

Now the entire plans have changed and
Keep the card what ever they gave you…

Keep using their different products , not just MB CC and keep doing Surya Namaskarams every day facing the East…
Best wishes

Sorry bhai, really fed up with this trash

 

[Akashn]

I'd suggest you to close both cards and wait patiently for pre approved offer. As you have other CC's I don't think you will miss HDFC card except for bank offer.

 

[Akashn]

Guys, most likely I may have some story to tell you , may be next week or so…

You deserve it 💪

 

[Xposed]

Unfortunately yes.. 😕

Alright, will get rid of my entire HDFC portfolio

 

[SSV]

Sorry bhai, really fed up with this trash

Thank you and good luck…

 

[NShah]

Yeah. Should be fine.. @AritraSaha how much balance you were maintaining when you got 1L limit?

maintain around 70 to 80k for 6 months got Millenia ltf with 1L limit
Axis ka kuch hai formula pre approved cc ke liye ?😐

 

[Xposed]

You deserve it 💪

Eagerly waiting for your story @S S V bro

 

[Xposed]

can’t I just use my axis credit card statement like @Walter White bro did to get LE and then take it from there @Akashn and @S S V bro what say? 🤣

 

[Akashn]

can’t I just use my axis credit card statement like @Walter White bro did to get LE and then take it from there @Akashn and @S S V bro what say? 🤣

You can try.. chances are low 🤏

 

[Xposed]

RBI bamboo might work 😂

 

[varun__goel_]

can’t I just use my axis credit card statement like @Walter White bro did to get LE and then take it from there @Akashn and @S S V bro what say? 🤣

Limit on axis?