Millennia Best approach to get a upgrade from Moneyback?

[Xposed]

Hello, as the title suggests, I want to pick your brains on how to get an upgrade from Money back to any other card from HDFC

First of all, I would like to apologise everyone for opting for This cursed product, please cut me some slack considering the fact that it was my first credit card ever and I was over the moon on getting it

It has been using since April 2022. I hold this card and have never been offered any kind of upgrade or limit enhancement on the same.

I would like to invite suggestions on what could be the best approach for getting an upgrade or limit enhancement from this product

Inviting the usual culprits here @Shubham Yadav @AritraSaha @S S V @Quantum @Walter White @4uziaul

 

[Xposed]

1.5L now .

 

[Akashn]

RBI bamboo might work 😂

RBI won't do anything in this case

 

[4uziaul]

maintain around 70 to 80k for 6 months got Millenia ltf with 1L limit
Axis ka kuch hai formula pre approved cc ke liye ?😐

Mongoose le lo C2C baki sare cards mil jayenge 🤣

 

[Xposed]

RBI won't do anything in this case

@Walter White bro has a screenshot of an email of them saying UTI and few other banks credit cards can be considered for a c2c LE , can claim discrimination against me or at least threaten them 😂

 

[Akashn]

@Walter White bro has a screenshot of an email of them saying UTI and few other banks credit cards can be considered for a c2c LE , can claim discrimination against me or at least threaten them 😂

Then try and see 😄

 

[AritraSaha]

Yeah. Should be fine.. @AritraSaha how much balance you were maintaining when you got 1L limit?

30-40k with regular Transaction..

Now only for cc bill payment 😁

 

[AritraSaha]

Arey trust me i closed my card last month only.. i have no story to tell 😂😂

Just dont apply for tata neu card as your first hdfc card if you decide to close mb

I still holding tata nue 😁

 

[NShah]

Mongoose

Ke rate bahut high hai 😂

 

[Shubham Yadav]

I'd suggest you to close both cards and wait patiently for pre approved offer. As you have other CC's I don't think you will miss HDFC card except for bank offer.

If we close current card MB+

Can we get preapproved offer again ?

 

[Akashn]

If we close current card MB+

Can we get preapproved offer again ?

Y E S

 

[Lightron]

Have a similar concern, got moneyback card in june due to an emergency purchase, but now regret it, I have a savings max account and a salary account with hdfc with classic banking. Wanted a millenia ltf, should I shut down the moneyback crap or just apply of a new millenia?

 

[Xposed]

Have a similar concern, got moneyback card in june due to an emergency purchase, but now regret it, I have a savings max account and a salary account with hdfc with classic banking. Wanted a millenia ltf, should I shut down the moneyback crap or just apply of a new millenia?

Push your BM to get it upgraded

 

[prashu]

Hello, as the title suggests, I want to pick your brains on how to get an upgrade from Money back to any other card from HDFC

First of all, I would like to apologise everyone for opting for This cursed product, please cut me some slack considering the fact that it was my first credit card ever and I was over the moon on getting it

It has been using since April 2022. I hold this card and have never been offered any kind of upgrade or limit enhancement on the same.

I would like to invite suggestions on what could be the best approach for getting an upgrade or limit enhancement from this product

Inviting the usual culprits here @Shubham Yadav @AritraSaha @S S V @Quantum @Walter White @4uziaul

I got mb+ ltf on mar 2022 with 46k limit. I am using it regularly but haven't got single LE/upgrade offers.I requested a lot of times for LE but no luck.
In Nov 2023 I sent a mail to Grievance.Redressalcc@hdfcbank.com for LE and Upgrade offer. They asked me to share payslips/ITR but i refused as it is confidential.
They offered me only 19k enhancement (with Cibil hit) but no upgradation as it doesn't meet eligibilty of 1L for Millenia upgradation.
So I accepted the offer now my limit is 65k.I will repeat same after 6months till i reach 1L and Millenia.

Before closing the cards try this method and update here 🙂

 

[DaDarkkNight]

Sorry bhai, really fed up with this trash

 

[Shubham Yadav]

@S S V What are you doing ?

What Happend ?

 

[SSV]

@S S V What are you doing ?

What Happend ?

Nothing happened .. I am here.. I just can't see 'My ignore list" members' messages..
WHat happened??

 

[SSV]

Nothing happened .. I am here.. I just can't see 'My ignore list" members' messages..
WHat happened??

Welcome @Rocky Bhai !! .. these days it seems you are busy else where?
Howdy??

 

[Rocky Bhai]

Welcome @Rocky Bhai !! .. these days it seems you are busy else where?
Howdy??

Namste 🙏 @S S V
Hello brother, everything is good, tell me how are you?

 

[SSV]

Namste 🙏 @S S V
Hello brother, everything is good, tell me how are you?

I am great .. and life is going on... its bit cold here in Hyd.. I think you might also be experiencing cold weather there...
I like winter though rather than summer ..

 

[Rocky Bhai]

I am great .. and life is going on... its bit cold here in Hyd.. I think you might also be experiencing cold weather there...
I like winter though rather than summer ..

It's quite cold here too. 😊
It's a different pleasure to stay warm in the cold.