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Best card for NPS Contribution

Apply For Lifetime Free IDFC First Credit Card
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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Waynoway

Waynoway

TF Buzz
Last update: 28-11-24
  • HDFC : Milestone benefits only ✅
  • HSBC Cashback: 0% ✅
  • AMEX Gold Charge: 1 MR/50 + Milestone benefits ✅
  • AMEX SmartEarn/ MRCC: Milestone benefits only ✅
  • AU Zenith: Milestone benefits only ✅
  • AU Zenith+: 1% + Milestone benefits ✅
  • SC Smart: 2% ✅
  • SC Ultimate: 2% (Govt. transaction) ✅
  • ICICI AmazonPay: 1%
Note: Mostly other cards from same bank works with varied reward rate and similar rule of exclusion.

For NPS payments MCC: 9399 (Govt. Services)

Do check both payment gateways Razorpay and Billdesk (above values are according to Billdesk gateway).

Also, do share missing cards rewards that you tried, will update accordingly.

PG Charges (with GST) on NPS website/app:
  • VISA, Mastercard & AMEX = 0.885% (0.75% + GST)
Note: Above are for TIER 1. TIER 2 disabled credit card payments (based on latest available options).

If in doubt, always try test transaction and confirm with support. Things may chage any time, proceed with caution.
 
Last edited by helloworld:
Apply For LTF AU LIT Credit Card
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sousnake said:
I like it. Have to pay 50 for me and my wife. 1L spend I get half reversal and 20k paid in 5 month both milestone completed. 10k points.
Thoda sa optimize kr leta hum sometimes 6k only per month.
Click to expand...
shutapdiya said:
Mai to wohi use karne wala hu

2 mahine ke 6k aur 20k wale milestone meet ho jayege

Baki 10k gold charge pe 2 mahine ke liye to wo 2 milestone
Click to expand...
Thanks both of you for info

I want this card but

Location problem 😭😭😡😡😒😒
 
Upvote 0 Downvote
Shubham Yadav said:
Dekhata hu AU se baat krke

Vaise bhi Altura ko close krna h
Click to expand...
Yes AU LIT offers rewards on nps payments currently promotional campaign till 31st jan
In spite of this, I feel AU LIT is an underrated card and it is a must have in cc collection, i would even rate it higher than au zenith.
Its all about using that card strategically to generate very high returns
 
Apply For LTF HDFC Swiggy Credit Card
Upvote 0 Downvote
Can anyone suggest me from below for NPS payment:

Credit Cards:
  • One Card
  • IDFC Select
  • Kotak League
  • ICICI HPCL Coral
  • ICICI Rupay Coral
  • ICICI Makemytrip
  • ICICI Amazonpay
  • Yes Edge Prosperity
  • Canara Rupay Platinum
  • PNB Rupay Platinum
  • HDFC Tata Infinity Neu
  • HDFC Millenia
  • IndusInd Platinum
  • Standard Chartered Rewards Platinum
  • RBL Shoprite
  • HSBC Cashback
  • HSBC Platinum
  • SBI Simply Save
  • Axis Indian Oil
  • Axis Flipkart
  • BOB Premier
  • SBM Step Up

Debit Cards:
  • Axis Priority
  • ICICI Platinum
  • HDFC Millenia
  • Canara Rupay Debit + Prepaid
  • SBI Rupay Debit + Prepaid
 
Last edited:
Upvote 0 Downvote
Bhanu Agarwal said:
Can anyone suggest me from below for NPS payment:

Credit Cards:
  • One Card
  • IDFC Select
  • Kotak League
  • ICICI HPCL Coral
  • ICICI Rupay Coral
  • ICICI Makemytrip
  • ICICI Amazonpay
  • Yes Edge Prosperity
  • Canara Rupay Platinum
  • PNB Rupay Platinum
  • HDFC Tata Infinity Neu
  • HDFC Millenia
  • IndusInd Platinum
  • Standard Chartered Rewards Platinum
  • RBL Shoprite
  • HSBC Cashback
  • HSBC Platinum
  • SBI Simply Save
  • Axis Indian Oil
  • Axis Flipkart
  • BOB Premier
  • SBM Step Up

Debit Cards:
  • Axis Priority
  • ICICI Platinum
  • HDFC Millenia
  • Canara Rupay Debit + Prepaid
  • SBI Rupay Debit + Prepaid
Click to expand...
IDFC select should work, but I would recommend getting AU card (ltf Xcite Ultra using swipe up via idfc select) or get AMEX MRCC.
I use these two for NPS as they have offers & good milestone.
 
Upvote 0 Downvote
Bhanu Agarwal said:
This AU bank is Chut... they're rejecting the card because they're expecting me to be in office for office verification. I have permanent WFH who will go for this thing???
Click to expand...
I am also working from home and I got is last week bro

They called and said distance between your office and home is more than 1000kms so are you working from home
I said yes, then they asked for consent from official email id and card approved after 2 days

No home or office verification (may be bcoz i had account with them)
 
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