Best card for offline transactions

[Darthvader]

My wife goes on a Mall shopping spree sometimes once in a quarter, Any card which can yield me better cashback or Rp on shoppers stop, west side etc basically offline transactions

I am using Axis FK as of now which gives 1.5% cashback. Have SC Ultimate in my mind, will apply this week.
Any noteworthy cards to think when it comes specific to offline spends ?

 

[anonymuos]

SBI SimplySave? Shoppers Stop First Citizen Citi Credit Card?

 

[ltf4ever]

hdfc dcb/infinia. 3.33% reward rate.

 

[Darthvader]

SBI SimplySave? Shoppers Stop First Citizen Citi Credit Card?

Okay i will check it, but its always never guaranteed it will be shoppers stop

hdfc dcb/infinia. 3.33% reward rate.

Oh not eligible yet for this.

Two options:

- If it is Westside, Shoppers Stop, LifeStyle kind of big stores you can use Online cards in Gyftr/Wohoo to get those vouchers.

(Vouchers always available at 3% - 12% discount on these sites + Card feature like Cashback 5% / Amazon Pay 2% / Smartbuy 5% etc.)

- Stan.C Manhattan (5% on all departmental stores).

Condition: Bill should be 1K-3K range (multiple bills no issues but each bill should be in that range to get 5%).

This sounds good. Let me try the voucher way, i will update soon.

 

[Wealth is my birth right!]

My wife goes on a Mall shopping spree sometimes once in a quarter, Any card which can yield me better cashback or Rp on shoppers stop, west side etc basically offline transactions

I am using Axis FK as of now which gives 1.5% cashback. Have SC Ultimate in my mind, will apply this week.
Any noteworthy cards to think when it comes specific to offline spends ?

Sc ultimate will be best choice since flat 3.3% across all spends.
GV option best but lot of hassles for a non techie person like buying GV by CC on gyftr portal then to get the codes on mail/sms and top of all explaining this to biller and make use of it during checkout.

 

[Darthvader]

Sc ultimate will be best choice since flat 3.3% across all spends.
GV option best but lot of hassles for a non techie person like buying GV by CC on gyftr portal then to get the codes on mail/sms and top of all explaining this to biller and make use of it during checkout.

yeah the process is not smooth though. 😕

 

[Slayer]

SBI SimplySave? Shoppers Stop First Citizen Citi Credit Card?

SimplySave is not even a good card

 

[Slayer]

You can get Vistara Infinite >3% reward rate in CV points

 

[anish1516]

Two options:

- If it is Westside, Shoppers Stop, LifeStyle kind of big stores you can use Online cards in Gyftr/Wohoo to get those vouchers.

(Vouchers always available at 3% - 12% discount on these sites + Card feature like Cashback 5% / Amazon Pay 2% / Smartbuy 5% etc.)

- Stan.C Manhattan (5% on all departmental stores).

Condition: Bill should be 1K-3K range (multiple bills no issues but each bill should be in that range to get 5%).

Gyftr is more painful than rewarding. I bought KFC coupons twice at some discount. The coupon was worth Rs. 1000. Now the condition is you have to use the full amount in the same bill. Online you cant order something worth even 1001 with a 1000 coupon. In store the staff will say the coupon can be reused for the remaining amount which logically should be the case. But once you use it for even rupee 10 your 1000 rs is gone. Just to save 4-5% doing such jugglery doesn't make any sense for me atleast.

 

[Wealth is my birth right!]

Gyftr is more painful than rewarding. I bought KFC coupons twice at some discount. The coupon was worth Rs. 1000. Now the condition is you have to use the full amount in the same bill. Online you cant order something worth even 1001 with a 1000 coupon. In store the staff will say the coupon can be reused for the remaining amount which logically should be the case. But once you use it for even rupee 10 your 1000 rs is gone. Just to save 4-5% doing such jugglery doesn't make any sense for me atleast.

yes GVs when used during family purchase it creates unnecessary delay in checkout which my wife says can u do all these cost calculations and savings when u shop alone lol

 

[anish1516]

yes GVs when used during family purchase it creates unnecessary delay in checkout which my wife says can u do all these cost calculations and savings when u shop alone lol

+1

 

[Slayer]

+1

Family man issues can't relate 😎

 

[Wealth is my birth right!]

Family man issues can't relate 😎

real fact😳

 

[Wealth is my birth right!]

Even still today when I took my Manhattan card for that 5% grocery, they still think that after all you're saving 500 Rs. I just smile and swipe that card by taking time with multiple bills and say myself "I need that 500Rs".

Our version always different than theirs.

earner and spender perspectives always differ😉

 

[halogodx]

Check out sc ultimate? 3.3% everywhere regardless