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Best credit card for daily UPI transactions - replacement of TATA Neu
- Thread starter Orio
- Start date
SarPanch
TF Buzz
No capping on wallet loads
SarPanch
TF Buzz
It is there in the MITC document
RAMESH BABU N
TF Legend
I pay to PNB CARD and 1CARD using CRED (linked to SB Account in RBL). Usually, less than 1K-2K per cycle.
For all other cards, I use HDFC DC.
SarPanch
TF Buzz
Nice.
I am not sure if the tnc has changed for bob looks like it has not changed
The rewards are like this for every 100 rs upi you get 4 rp which is 1 rupee and it’s unlimited
For online shopping groceries and department stores its 10 rp for every 100 which is 2.5 rupees which is capped at 500 rupee that is 20000 of spends
And for purchase made on snapdeal you get unlimited 5%
The rewards are like this for every 100 rs upi you get 4 rp which is 1 rupee and it’s unlimited
For online shopping groceries and department stores its 10 rp for every 100 which is 2.5 rupees which is capped at 500 rupee that is 20000 of spends
And for purchase made on snapdeal you get unlimited 5%
Nahi bhai its 1% unlimited hai for every 100 on upi
SarPanch
TF Buzz
Did you try that personally ?
Yes a few months ago i had the card but had upgraded it to bob premier for higher limit and for my journey towards etarna
SarPanch
TF Buzz
Is eterna that good ?
I have now 3 card from BOB.
BOB PREMIER
BOB HPCL
BOB SNAPDEAL
Still waiting if one day the offer of LTF eterna comes back.
It’s basically great for 3.75% rewards with almost no exceptions even wallet loads give 3.75 coupled with unlimited lounge access and movie benefits its a very good card for 2500 fees
SarPanch
TF Buzz
I actually already have those similar benefits through other cards but going back to the topic
Overall Snapdeal BOB card is a good alternative to tata neu for UPI payment
How did you got snapdeal i am only getting pre approved offers for hpcl card
ya just 250 fees that to get snapdeal voucher of 500 though it has no renewal benefits I don’t know how but i got snapdeal voucher multiple times redeem them for myntra voucher on snap deal 🤣
How did you apply the card? Through snapdeal app? This card is not showing in additional card section on BoB Financial.
steiner03
TF Select
I tried paying PNB bill in CRED but the transaction won't go through. I tried Cheq as well. Same result.
VISHESH_BANSAL
TF Pioneer
It is not unlimited.
It is 1% upto 125.
@pprakash11 also verified it.
He got only Max 500 RP on Snapdeal UPI txns
Ye card apply kaise Karu Bhai?
VISHESH_BANSAL
TF Pioneer
Mujhe toh Additional Card ka offer aya thha.
Otherwise Apply it via Website or get redirected from Snapdeal app
Additional card me show nehi karta matlab Normal process se karunga to reject ho jayega lag raha 😂
When did you get this card? I got this in Mar-Apr (first statement 16 Apr - so I'll ask enhancement after 16 Sep, because I now have AY2023-24 ITR). I didn't like the Select because of - the looks! The Statue of Liberty's image on it is quite off-putting. Platinum looks so classy!
Apparently Kotak gives (fractional) rewards even on very small transactions, unlike PNB Platinum or pretty much any other UPI card (not sure about Neu, though). So I think Kotak's cards are perhaps among the best.
I have a special attachment to PNB Platinum because I got it as my first RuPay credit card -- my previous two cards are from 2014 and 2015! And after that I got many more cards. I've been wanting to have a RuPay credit card since perhaps 2012! They delayed it so much ... and that kinda also stalled my credit card collection, because I kept waiting for RuPay cards to be available. It's kinda stunted my credit score a bit, but I'm 800+ (at least I was, before ICICI repored my cards).
RAMESH BABU N
TF Legend
Do the credit card payments ONLY during the 10am-5pm on any working day. It will be butter smooth.
Beyond that time window or on holidays - you might face some inconsistency or delays or blackouts.
