Best credit card for daily UPI transactions - replacement of TATA Neu

[Orio]

Best credit card for daily UPI transactions - replacement of TATA Neu
After GPAY removed BHIM option and this month no neu coins for most of the transactions, need to replace HDFC TATA Neu to any other best UPI CC in terms of rewards.

Please suggest. TIA!!

 

[PANK]

Is UPI spends transactions counts or only Ecom transaction for per quarter transaction requirements

Upi also works

 

[girish3456]

Is UPI spends transactions counts or only Ecom transaction for per quarter transaction requirements

Both are counted

 

[sunit123]

If u r not looking for chiller rewards then indusind rupay CC is good...It is LTF and till date i have not faced any failure

 

[Alexriser]

So finally which was the card that can be used as an alternative to the UPI Payments ?

Yes guys please answer help us Newbies

 

[RAMESH BABU N]

Why not rupay select cc by PNB. It has marginally better rewards(.66% instead of .5% on Platinum) and rupay select benefits as well. You have to pay the joining fee though and annual fee is waived on the same conditions as platinum.

PNB Rupay Platinum CC converted to
PNB Rupay SELECT CC by opring for it
via the PNB Genie App. They asked me
to send self attested ITR which I did. Got
the new Select CC issued within 3-4 days.
Old card cancelled n not visible in the App.
Very very happy.

 

[AM145]

I beleive Payment through any UPI app using tata neu rupay card will get 1.5%. I beleive cap is 500 neu coins per month.

Only with TATA net app will get 1.5% other apps will give only 0.5%

 

[dnp71]

Yes guys please answer help us Newbies

If you use Tata neu app then go for Tata neu + or infinity based your eligibility. It gives upto 500 per month min txn amount around 34 ig not sure

If not
Bob snapdeal 1% min txn 100. Max 125 can be earned pm.
Axis kiwi 1% min txn 50 and max u can earn up to 10% of you cc limit. Many exclusions in this .
And you can try pnb 2 variants are good but % is less than 1.(I didn't used this one)

I say bob snapdeal is upi spends less than 12500.(I'm using it personally)

 

[vine]

If you use Tata neu app then go for Tata neu + or infinity based your eligibility. It gives upto 500 per month min txn amount around 34 ig not sure

If not
Bob snapdeal 1% min txn 100. Max 125 can be earned pm.
Axis kiwi 1% min txn 50 and max u can earn up to 10% of you cc limit. Many exclusions in this .
And you can try pnb 2 variants are good but % is less than 1.(I didn't used this one)

I say bob snapdeal is upi spends less than 12500.(I'm using it personally)

Any rewards redemption charges for these BoB and PNB cards?

Is Bob snapdeal card LTF? From Bob site it shows paid.

Edit: I think PNB cards can be made LTF by making atleast one txn once a quarter

 

[dnp71]

Any rewards redemption charges for these BoB and PNB cards?

Is Bob snapdeal card LTF? From Bob site it shows paid.

Edit: I think PNB cards can be made LTF by making atleast one txn once a quarter

Bob snapdeal ,I got it ltf (virtual card)as addon my primary card is hpcl.

Bob snapdeal no redemption fees. what ever you earned it that month will be credited in cc account at time of statement generation.
I prefer this bcoz no redemption fee and direct statement credit.

PNB.... I think you need to have 1000 rp to redeem and fee if you redeem for vouchers.
I heard above from community about pnb.
I don't have this pnb rn.

Kiwi and Bob snapdeal would be better option for me if you are more in statement credit.
If you are okay with neu coins then you can consider Tata neu plus or infinity

Kiwi you can redeem to bank account.

 

[panu24]

Any views on Indus platinum Rupay CC? Will it be good after Tata Infinity card?

 

[panu24]

Any rewards redemption charges for these BoB and PNB cards?

Is Bob snapdeal card LTF? From Bob site it shows paid.

Edit: I think PNB cards can be made LTF by making atleast one txn once a quarter

PNB Rupay Select reward rate now is 0.33% it was 0.66% before it's devaluation

 

[sunit123]

Any views on Indus platinum Rupay CC? Will it be good after Tata Infinity card?

Yes...reward ratio is 0.7%

 

[007abhishek]

You may go for kiwi credit card (powered by Axis) if you're okay with these exclusion from Reward. 1% instant cashback Directly to account.
View attachment 25678

Is this free of cost? And do I get cashback for even transactions worth 10 20 rupees?

 

[007abhishek]

Yes...reward ratio is 0.7%

Is it applicable for smaller transactions worth 10/20 also, or is there a minimum spend required like 150/200?

 

[Atul24]

I have tata neu Infinity card but it is not rupay variant. Can this be converted to rupay? Only rupay can be used in UPI right

 

[BeingIncog]

Can this be converted to rupay?

yes for sure.

Only rupay can be used in UPI right

true.

 

[dnp71]

Can someone help me with this.

While doing upi transactions through any merchant apps, let's say amazon for example.

I am able to see all upi apps in android,
But in iphone I can only see cred phonepe gpay paytm.

For amazon it's okay I can use upi I'd
But in other apps we have some app related offers and upi id's are not recognized as valid upi I'd for offer and rewards.

I want to pay via kiwi app in some apps But kiwi is not coming up and upi I'd is not recognizing.

TIA!

 

[rockking1994]

Can someone help me with this.

While doing upi transactions through any merchant apps, let's say amazon for example.

I am able to see all upi apps in android,
But in iphone I can only see cred phonepe gpay paytm.

For amazon it's okay I can use upi I'd
But in other apps we have some app related offers and upi id's are not recognized as valid upi I'd for offer and rewards.

I want to pay via kiwi app in some apps But kiwi is not coming up and upi I'd is not recognizing.

TIA!

The problem is you thought you have free will
But you are basically on mercy of apple and the developers

 

[dnp71]

The problem is you thought you have free will
But you are basically on mercy of apple and the developers

Now I understand how big the decision of moving from android to ios.

 

[rockking1994]

Now I understand how big the decision of moving from android to ios.

I bought a basic android phone just to avoid the pain of ios