Best upi app

[yobro]

How would you rate payzapp in comparison to Gpay/phonepe?
I just used payzapp to make my 1st payment and interface was awesome.
What is ur review of the same?

 

[cardio_guy]

What are the uses of payzapp if I have other UPI apps (Google pay, Tata Neu) and use Amazon for utilities, bill payments etc? Can someone help pls? Trying to understand should I switch to Payzapp as a single app for all payment related uses from other 3-4 apps. ?

 

[deep@vie]

What are the uses of payzapp if I have other UPI apps (Google pay, Tata Neu) and use Amazon for utilities, bill payments etc? Can someone help pls? Trying to understand should I switch to Payzapp as a single app for all payment related uses from other 3-4 apps. ?

You've to question yourself why are you using that particular app.
Gpay for utilities if you've axis ace & not axis airtel.
Amazon is good for 2% on utilities.
Tata neu has lag so no point in wasting time there.
Payzapp is no better.sometines they run campaign for CashPoints for transactions but wallet UPI is only available for merchants that too very few.
If you want to rotate using sbi cashback then can load in payzapp wallet via zingoy or some other wallet & can transfer to bank or use snapay to pay credit card bill.(noone knows how long it's going to work & payzapp is increasing wallet load cahrges from 1.5%+gst to 2.5%+gst from 6th of Jan.

 

[cardio_guy]

You've to question yourself why are you using that particular app.
Gpay for utilities if you've axis ace & not axis airtel.
Amazon is good for 2% on utilities.
Tata neu has lag so no point in wasting time there.
Payzapp is no better.sometines they run campaign for CashPoints for transactions but wallet UPI is only available for merchants that too very few.
If you want to rotate using sbi cashback then can load in payzapp wallet via zingoy or some other wallet & can transfer to bank or use snapay to pay credit card bill.(noone knows how long it's going to work & payzapp is increasing wallet load cahrges from 1.5%+gst to 2.5%+gst from 6th of Jan.

Thanks. After coming to this forum, i got to know a lot about cards and now exploring UPI/Rupay related topics.

Earlier I was using Paytm for almost everything but then last year uninstalled it.
(Not sure if I should go back to Paytm again)

Then, I have been using only Google pay for all UPI payments from bank or Rupay cards.

Also been using Amazon pay for utilities and UPI payments.

Then there came Tata Neu but yea the app is too buggy.

Last week I came to know about payzapp, installed and did kyc. But not linked any bank account yet. I'm thinking if this is good I could move all transactions here.

 

[sourpai]

Thanks. After coming to this forum, i got to know a lot about cards and now exploring UPI/Rupay related topics.

Earlier I was using Paytm for almost everything but then last year uninstalled it.
(Not sure if I should go back to Paytm again)

Then, I have been using only Google pay for all UPI payments from bank or Rupay cards.

Also been using Amazon pay for utilities and UPI payments.

Then there came Tata Neu but yea the app is too buggy.

Last week I came to know about payzapp, installed and did kyc. But not linked any bank account yet. I'm thinking if this is good I could move all transactions here.

Payzap was quite good until very recently. You are coming in too late now. Party is almost getting over by this month end

Payzap wallet load was free earlier. It was good for RG rental bill payment. Also good for BoB card holders who got 4.75% reward rate on scan and pay offline transactions.

Then they had wallet UPI since last 2-3 months, which is working good as of now, but only till Jan 6th and BoB eterna devaluation.

From Jan onwards, there is no much use of Payzap. Apay wallet is better

 

[HumorSimpson]

Thanks. After coming to this forum, i got to know a lot about cards and now exploring UPI/Rupay related topics.

Earlier I was using Paytm for almost everything but then last year uninstalled it.
(Not sure if I should go back to Paytm again)

Then, I have been using only Google pay for all UPI payments from bank or Rupay cards.

Also been using Amazon pay for utilities and UPI payments.

Then there came Tata Neu but yea the app is too buggy.

Last week I came to know about payzapp, installed and did kyc. But not linked any bank account yet. I'm thinking if this is good I could move all transactions here.

get kiwi cc for cc over upi.

 

[mukku.bel]

If you want best UI and don't care kuch about the rewards, Slice UPI is the best. Supports banks as well as rupay credit cards and failures are minimal.

 

[insomniac911]

Supermoney is good for smaller spends. You almost get 1% back regularly on small spends. I pair it with my AU Lit which already has 5% monthly on my spending to get appr. 6% on my spends.

 

[deep@vie]

Payzap was quite good until very recently. You are coming in too late now. Party is almost getting over by this month end

Payzap wallet load was free earlier. It was good for RG rental bill payment. Also good for BoB card holders who got 4.75% reward rate on scan and pay offline transactions.

Then they had wallet UPI since last 2-3 months, which is working good as of now, but only till Jan 6th and BoB eterna devaluation.

From Jan onwards, there is no much use of Payzap. Apay wallet is better

Use the one you like the most as per your requirement be it UI or anything.
All are same, reward time is almost over

 

[rimtesh]

If you want best UI and don't care kuch about the rewards, Slice UPI is the best. Supports banks as well as rupay credit cards and failures are minimal.

slice is one of the best for now but their qr scan could have been lot faster(payment after clicking on pay is indeed very quick) and there should be an option to turn off screen lock

 

[deep@vie]

slice is one of the best for now but their qr scan could have been lot faster(payment after clicking on pay is indeed very quick) and there should be an option to turn off screen lock

I do use paytm for this purpose,as it shows payment upto 2k from CCUPI is permitted for this QR.
Others in most cases,don't show CCUPI option for such payments.
So,yeah as per me,Paytm is superior in that case.

 

[rimtesh]

I do use paytm for this purpose,as it shows payment upto 2k from CCUPI is permitted for this QR.
Others in most cases,don't show CCUPI option for such payments.
So,yeah as per me,Paytm is superior in that case.

did you indent to reply to some other message?

 

[djrocky]

Supermoney is good for smaller spends. You almost get 1% back regularly on small spends. I pair it with my AU Lit which already has 5% monthly on my spending to get appr. 6% on my spends.

Can you explain how does this work ?

 

[insomniac911]

Can you explain how does this work ?

AU Lit credit card offers a subscription for 500 cashback if you spend 10K a month. You can get a Rupay CC and use this in UPI apps (Kiwi, Supermoney etc.) to get further CB as well on top of this 5%

 

[TechnoFi]

AU Lit credit card offers a subscription for 500 cashback if you spend 10K a month. You can get a Rupay CC and use this in UPI apps (Kiwi, Supermoney etc.) to get further CB as well on top of this 5%

kindly elaborate how to switchover the network of AU LIT card from visa to rupay ?

 

[insomniac911]

kindly elaborate how to switchover the network of AU LIT card from visa to rupay ?

I believe you have option while applying for card, afterwards i am not sure. Try reaching out to them. Customer care is useless as i haven't got a reply for the query i raised 45 days ago but they do pick up calls. You can find the number in the app.

 

[HumorSimpson]

AU Lit credit card offers a subscription for 500 cashback if you spend 10K a month. You can get a Rupay CC and use this in UPI apps (Kiwi, Supermoney etc.) to get further CB as well on top of this 5%

What subscriptions are needed?

 

[insomniac911]

What subscriptions are needed?

Its a feature of the card. Pay 199 for 3 months and you get 500 CB if you cross spends 10K per month. Read about the card AU Lit.

 

[sunit123]

I do use paytm for this purpose,as it shows payment upto 2k from CCUPI is permitted for this QR.
Others in most cases,don't show CCUPI option for such payments.
So,yeah as per me,Paytm is superior in that case.

Paytm does not recognize 80% merchant code correctly

 

[panchabhut]

Can you explain how does this work ?

Just create UPI, link your bank acct (must) and rupay credit card (optional) to it and then pay normally. You will get small cashbacks for each txn as (rewards) that can be withdrawn to linked bank as 1:1 cash once rewards reach min 10.

 

[cardio_guy]

Use the one you like the most as per your requirement be it UI or anything.
All are same, reward time is almost over

Thanks. Understood that there are a lot of UPI apps and bill payment apps. Just stick to one or two which I am convenient with.
It's not worth searching for the best app.