Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Anil_Singh]

Received reward points today, for Credit card bil payment of ₹15k on paytm using indusind select visa signature debit card done on 22nd Jan. Many are saying they didnt get points. I think (as someone mentioned previously) it could be due to minimum balance issue.

I maintain >2L. Still no points for 11th Jan txn.

 

[Survivor35]

Hmm,the pointer of maintaing MAB in indus bank account to get RP credited is sounding plausible.After joining this forum i have opened 4 accounts in indus and funnelled CC payments to these accounts but havent got optimized earning initially due to Mobikwik mcc code issues followed by platinum dc rp nt credited for payments done via paytm.
I have tried park+ few times and ended up having amount failed & transferred back as refund,similar fiasco happened with paytm to😵fflate im not able to maintain
MAB(grande) .

Looks like i should try upcoming month via union signature dc and see how it goes.While Axis Burgundy seems a good bet i cant maintain 10L MAB.
Should i open idfc wealth bank acc.

 

[SonyTom]

I maintain >2L. Still no points for 11th Jan txn.

What was the name of vendor in the otp sms and what is the name shown in indusind account statement?

 

[Anil_Singh]

What was the name of vendor in the otp sms and what is the name shown in indusind account statement?

Sms - didn't remember.
Statement - VISA POS TXN AT IN/Paytm Noida

 

[SonyTom]

Sms - didn't remember.
Statement - VISA POS TXN AT IN/Paytm Noida

For me too, in statement its same. Sms I think there was no mention of the vendor or it was just PAYTM. Tried searching in sms, but couldn’t find the otp sms

 

[Anil_Singh]

For me too, in statement its same. Sms I think there was no mention of the vendor or it was just PAYTM. Tried searching in sms, but couldn’t find the otp sms

Points limit is per calender month right? Or its per statement date?

 

[MrJJ]

Points limit is per calender month right? Or its per statement date?

It's Calender month.

 

[Anil_Singh]

It's Calender month.

Then points not received for txn on 11th Jan using Visa on Paytm.

 

[anisharya16]

Will the cashback work on hdfc easyshop Preferred (preferred programme) debit card?

 

[sm9811911]

Will the cashback work on hdfc easyshop Preferred (preferred programme) debit card?

Y e s

 

[anisharya16]

Y e s

Thanks bro, I recently changed my company and my current company accepts only axis Bank salary accounts so I had to create a new one. And I didn't wanted to close my hdfc account, it would automatically convert to basic savings account and debit card charges would levy. And i have account upgrade offer to preferred where there would be no debit card charges. So I was planning to upgrade it.

 

[sm9811911]

Thanks bro, I recently changed my company and my current company accepts only axis Bank salary accounts so I had to create a new one. And I didn't wanted to close my hdfc account, it would automatically convert to basic savings account and debit card charges would levy. And i have account upgrade offer to preferred where there would be no debit card charges. So I was planning to upgrade it.

good approach .

 

[mojo_jojo123]

Received RP on Indus MC paid through cheq. Payment done on 18th Jan.

Statement shows CHEQ DIGITAL PRIVATE LGurgaon

how many days it took to credit points?

 

[Pankhuri]

update got rp on park+ with mc

idk why but i got rp after 8-10 days

otherwise with mc we get rp quite fast as compare to visa cards, but this time even with mc it took almost 10 days.

park+ 🟢

how much convenience fee was charged on park+?

 

[Ram1]

Have indus exclusive account with world mc, visa signature, visa platinum cards.
I want delights debit card as 4th card. Is it possible?
@4uziaul @D₹V

 

[ccdc]

there are high chances that you will each get 750 cashback.
it sometimes takes a bit longer, wait till 5 working days.

still no credit....looks like i'll have to call cc and enquire

 

[Iam₹K$]

how much convenience fee was charged on park+?

No convenience charge upto 30k amount cc bill payment
Above that 1.5%.

 

[4uziaul]

Have indus exclusive account with world mc, visa signature, visa platinum cards.
I want delights debit card as 4th card. Is it possible?
@4uziaul @D₹V

Yes, it's possible, but then again, it will be chargeable.

 

[pinki]

Visa signature with park+ is giving points or not ?? Plz confirm someone!!
Need to pay a 50k bill

Mine MC limit is over for this month!
@sm9811911 @4uziaul

 

[sm9811911]

Suggest Use visa On Paytm.

I never tried this option. Someone who tried can confirm this.

Visa signature with park+ is giving points or not ?? Plz confirm someone!!
Need to pay a 50k bill

Mine MC limit is over for this month!
@sm9811911 @4uziaul