Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Daunt]

can i do 2 txn om same day on park+ without charges?

Yes

Also in how any days it get's settled, my bill is due in 8th april, will it be done by then?

For BBPS, it's instant. For other cards, it usually take 5-7 working days.

 

[anandkk]

Axis burgundy mc was getting the points. Can't say about indusind

 

[Daunt]

Indusind world select mc dc

Cheq no longer fetch points for MC. Big hit or miss. Go for park+ with MC.

Can anyone confirm if they are getting rp on Mastercard dc via cheq?

Please read last 3-4 pages of thread before asking same questions.

 

[liza10o]

Yes

For BBPS, it's instant. For other cards, it usually take 5-7 working days.

Apologize for my ignorance, but what's bbps?

I have 6 days till 8th, so it should be fine right?

 

[MangoRush]

Use cheq for 50k+ amount. Cheq now support one card but MC RP is hit or miss.

How can it be hit or miss ? when did you make last payment ?
I got it last month for 112k

 

[Daunt]

How can it be hit or miss ? when did you make last payment ?
I got it last month for 112k

For you, it was hit then 😛
Done payment on 20 March. Usually we get points within 3 days in MC. It happened once before also.

 

[sousnake]

I have a hdfc cc bill of 45k, but i can overpay to make it 50k, n i have a indusind world select mastercard dc, which app should i use for max rewards? Can i make the payment in 1 go or do i need to split it up? Also is there any coupon code i can apply for extra rewards like fullpay in mobiqwik?







This is the summary i got so far:



Mobiqwik: charges fee for dc



Cheq, cred can pay min 50k without charges but no usable reward



Park+ can pay upto 30k using dc without charges, then how to pay rest? not sure about rewards



Paytm: charges 3-4 rs for dc, cant use for mastercard dc



Payzapp: 11 cashpoints, cant use mc dc







So best option is cheq/cred?







Did i get it correct?

Payzapp gives you 25 cashpoints for 10k. You can check once.

 

[liza10o]

Payzapp gives you 25 cashpoints for 10k. You can check once.

So can do multiple txn on same day to get 25 cp each?

 

[sousnake]

So can do multiple txn on same day to get 25 cp each?

I think only one per month allowed.

 

[liza10o]

How can it be hit or miss ? when did you make last payment ?
I got it last month for 112k

What's 112k? Your bill amount?

 

[liza10o]

instant for BBPS enabled . how many days does HDFC bank takes in park+ to credit ?

What's bbps? N how to enable?

 

[MangoRush]

For you, it was hit then 😛
Done payment on 20 March. Usually we get points within 3 days in MC. It happened once before also.

Who told 3 days lol. It takes 15 days sometimes

 

[liza10o]

Today at 8 am, I made a transaction using two IndusInd Visa cards to pay a bill of 2 lakhs through the Cheq application. Let's see if the rewards are not credited within one week, which would mean not receiving rewards in the Cheq application.

Please post here if you recieve points from cheq

 

[tempmirzaa]

Please post here if you recieve points from cheq

Now iam confirm there is no rewards in cheq application when u paid MasterCard variant or visa

 

[Vineet_]

Recently paid early morning Axis card bill payment via millennia dc it says payment successful by BBPS but not reflected any where in the axis will it come or refund.

Kindly confirm anyone will millennia dc cashback still eligible from hdfc bill pay for credit card bill payment? anyone recieved

 

[Vineet_]

Amazon/phone pe should work. Or alternatively indus account load. I have rbl. Not sure about millenia

How below will work i am aware about amazon .

indus account load ?

 

[liza10o]

Now iam confirm there is no rewards in cheq application when u paid MasterCard variant or visa

How are you sure? How many days it has been?

 

[Anil_SinghAnil_Singh is verified member.]

Onecard ka bill kis se Pay Kiya Jaye. Paytm se to ho nai rha bhut time se.

Mera bill 25k hai. Can't use cheq. Paytm no longer works. Phonepe has debit card option but not sure if any Indus select DC will give points. Only option left for us now is to pay OneCard bill using onecard/phonepe and sbi dc for 0.25% reward rate.

 

[sumitlehri]

Mera bill 25k hai. Can't use cheq. Paytm no longer works. Phonepe has debit card option but not sure if any Indus select DC will give points. Only option left for us now is to pay OneCard bill using onecard/phonepe and sbi dc for 0.25% reward rate.

paid hdfc cc through hdfc platinum cc via payzapp.will i get cashback?

 

[federer.reddevil]

Cred+Visa only

Mentioned Combinations are also working.

Which combination works in Bajaj Finserv? MC or VISA?

Does MC work anywhere for free since Cheq is not there and Mobikwik asking for charges?