Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[kshitij_0]

🤦‍♂️
Aare toh bhai Visa Card ko paytm m use karna thha.

Master ko Mobikwik m

Yaar kuchh aisi condition ban gayi thi ki kya bataye.
Ye idea aaya tha pahle mujhe.

 

[VISHESH_BANSAL]

View attachment 21928
Yaar kuchh aisi condition ban gayi thi ki kya bataye.
Ye idea aaya tha pahle mujhe.

Cheq pe use kar abb aur kya

 

[mojo_jojo123]

any way to double dip using Indusind Visa Signature ?

 

[mojo_jojo123]

any way to double dip using Indusind Visa Signature ?

?

 

[pprakash11]

yaar usme transaction kar rahe hain to bol raha hai daily limit khatam ho gaya.
Baaki maine kahi padha tha ki mahine me 2L tak hi Mobikwik se ho sakta hai isliye tumse punchha ki aisa koi limit hai kya Mobikwik me?

Haan I faced this today.
Have Paid 20,000 x 5 times on Mobikwik using Indus Select MC DC.
After that it's not making me to pay saying daily limit of this card is over

 

[mojo_jojo123]

Haan I faced this today.
Have Paid 20,000 x 5 times on Mobikwik using Indus Select MC DC.
After that it's not making me to pay saying daily limit of this card is over

is Mobikwik giving any extra benefit when paying via Indus Select Visa DC .. apart from Indusind points ?

 

[pprakash11]

is Mobikwik giving any extra benefit when paying via Indus Select Visa DC .. apart from Indusind points ?

FULLPAY and GRAB1CCBP
Only these coupon codes are of use in Mobikwik.
Everything except these are crap.

 

[mojo_jojo123]

can someone confirm that paytm is giving points for Visa Indisind select debit card now as well ?

 

[pprakash11]

Haan I faced this today.
Have Paid 20,000 x 5 times on Mobikwik using Indus Select MC DC.
After that it's not making me to pay saying daily limit of this card is over

Tried just now, was able to do again., Bcz the date has change most prolly. Completed IndusInd MC Select 112.5K.

On VISA now 🤣

 

[mojo_jojo123]

Can any one please confirm if we are getting Indusind VISA Select Signature DC points when paying CC bills on Paytm / Cheq / PostPe

 

[brightknight]

Can any one please confirm if we are getting Indusind VISA Select Signature DC points when paying CC bills on Paytm / Cheq / PostPe

Visa on paytm ✅

 

[mojo_jojo123]

Visa on paytm ✅

Thank you so much .. paying bills now

 

[gamersgzb]

From the thread I understand that we can use HDFC platinum card either on HDFC Bank app bill pay or on mobikwik or on payzapp to get the cashback...
Please let me know if my understanding is correct...

Thanks

 

[kshitij_0]

From the thread I understand that we can use HDFC platinum card either on HDFC Bank app bill pay or on mobikwik or on payzapp to get the cashback...
Please let me know if my understanding is correct...

Thanks

Right.

Through Payzapp you can't pay the bill directly, first load wallet(either by DC or CC, people usually use CC) and then you pay the bill that too only for Kotak and BOB CC.

Mobikwik is the most versatile one. You can go ahead just with one problem of 20k cap per transaction.

HDFC Bill Pay is also pretty good with one problem that you have to add the biller and wait for some time and another problem is you can't pay IDFC and HDFC CC Bill and may be some other banks as well.

My suggestion would be to start from HDFC Bill Pay then go to Mobikwik and then you can try Payzapp as last option.

 

[gamersgzb]

Right.

Through Payzapp you can't pay the bill directly, first load wallet(either by DC or CC, people usually use CC) and then you pay the bill that too only for Kotak and BOB CC.

Mobikwik is the most versatile one. You can go ahead just with one problem of 20k cap per transaction.

HDFC Bill Pay is also pretty good with one problem that you have to add the biller and wait for some time and another problem is you can't pay IDFC and HDFC CC Bill and may be some other banks as well.

My suggestion would be to start from HDFC Bill Pay then go to Mobikwik and then you can try Payzapp as last option.

Thanks 👍

 

[AritraSaha]

HDFC:
Most of us know that the best way to pay Bills for the Credit Card is the HDFC Bill Pay Portal, it allows us 1% reward rate for max 750 per month.
A person has to use the HDFC Bill pay portal via Netbanking/Mobile Banking for the same. (Using Easyshop Platinum Debit Card)

IndusInd:
The second best way is premium Indusind Debit Cards, i.e., Select/Exclusive Debit Card, it offers upto 0.93% reward rate and could be beneficial for those who frequently exhaust the HDFC limit,
Note: Paytm does not accept the mastercard variant of these cards, so in my experience Mobikwik does and gives the reward. For Visa Variant, paytm would work.
Unlike HDFC, Indusind offers incremental rewards for Credit Card payment, the rewards you get are (Brackets for total monthly spend):

Spend 5k - 0.35% - Rs 17
Spend 10k - 0.43% - Rs 43
Spend 20k - 0.56% - Rs 112
Spend 30k - 0.67% - Rs 201
Spend 40k - 0.72% - Rs 288
Spend 50k - 0.78% - Rs 390
Spend 60k - 0.83% - Rs 500
Spend 80k - 0.88% - Rs 704
Spend 100k - 0.92% - Rs 920
Spend 112.5k (Max) - 0.93% - Rs 1050
Here the max limit for Cashback is Rs 1050 a month as a person can get max 3000 reward points (1 RP= Rs 0.35)

And what is the best option for hdfc credit card? Mobikwik or paytm?

 

[palen]

And what is the best option for hdfc credit card? Mobikwik or paytm?

Mobikwik with platinum dc.

 

[AritraSaha]

Mobikwik with platinum dc.

Ok , and i guess millennia dc should also work?

 

[palen]

Ok , and i guess millennia dc should also work?

Yes, but the cap is 400.

 

[SamPtnk]

Mobikwik via plat dc is not fetching any points , 5 days have already gone

Usually start of the week points would be credited