Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Wealth is my birth right!]

@VISHESH_BANSAL @Wealth is my birth right! iska bhi koi confirm karo malik
Cheq main use nahi karta lekin Mobikwik aur Visa ka limit khatam ho gaya mera.
Mobikwik ka limit hota hai kya kuchh?

Bhai not used cheq so far
Paytm and MobiKwik only I used with indus dc
I hold both visa and mc

 

[VISHESH_BANSAL]

What I've seen is the month is calculated on the basis of the day points are credited.

Suppose you did tranx on 29/30th of a month, now surely the points would be credited on 1-3 of next month, so fresh calculation will be applied i.e. 2 points per 200 till Rs. 5000 and so on.

You are right I also did txn on 30th june but points recived as per first Slab of
0-5k on 2nd or 3rd July

 

[VISHESH_BANSAL]

@VISHESH_BANSAL @Wealth is my birth right! iska bhi koi confirm karo malik
Cheq main use nahi karta lekin Mobikwik aur Visa ka limit khatam ho gaya mera.
Mobikwik ka limit hota hai kya kuchh?

Mobikwik ka limit khatam ho gaya se kya mtlab ?

 

[kshitij_0]

What I've seen is the month is calculated on the basis of the day points are credited.

Suppose you did tranx on 29/30th of a month, now surely the points would be credited on 1-3 of next month, so fresh calculation will be applied i.e. 2 points per 200 till Rs. 5000 and so on.

You are right I also did txn on 30th june but points recived as per first Slab of
0-5k on 2nd or 3rd July

So basically the learning is we shouldn't wait for doing the last set of transactions in the last days of the month otherwise it will be counted for next month as a fresh new block.
Jo bhi karna hai 26-27 tak khatam karo. 25 is the safe date.
Also that means I am safe. I did Rs 26500 on 1st Jul(which is showing as 30 Jun) and remaining Rs 86000 on 7th Jul. So in total I'll be receiving full Rs 1050 worth of points, right?

 

[hakunamatata]

So basically the learning is we shouldn't wait for doing the last set of transactions in the last days of the month otherwise it will be counted for next month as a fresh new block.
Jo bhi karna hai 26-27 tak khatam karo. 25 is the safe date.
Also that means I am safe. I did Rs 26500 on 1st Jul(which is showing as 30 Jun) and remaining Rs 86000 on 7th Jul. So in total I'll be receiving full Rs 1050 worth of points, right?

Yup 🙂

 

[kshitij_0]

Mobikwik ka limit khatam ho gaya se kya mtlab ?

yaar usme transaction kar rahe hain to bol raha hai daily limit khatam ho gaya.
Baaki maine kahi padha tha ki mahine me 2L tak hi Mobikwik se ho sakta hai isliye tumse punchha ki aisa koi limit hai kya Mobikwik me?

 

[VISHESH_BANSAL]

yaar usme transaction kar rahe hain to bol raha hai daily limit khatam ho gaya.
Baaki maine kahi padha tha ki mahine me 2L tak hi Mobikwik se ho sakta hai isliye tumse punchha ki aisa koi limit hai kya Mobikwik me?

🤦‍♂️
Aare toh bhai Visa Card ko paytm m use karna thha.

Master ko Mobikwik m

 

[kshitij_0]

🤦‍♂️
Aare toh bhai Visa Card ko paytm m use karna thha.

Master ko Mobikwik m

Yaar kuchh aisi condition ban gayi thi ki kya bataye.
Ye idea aaya tha pahle mujhe.

 

[VISHESH_BANSAL]

View attachment 21928
Yaar kuchh aisi condition ban gayi thi ki kya bataye.
Ye idea aaya tha pahle mujhe.

Cheq pe use kar abb aur kya

 

[mojo_jojo123]

any way to double dip using Indusind Visa Signature ?

 

[mojo_jojo123]

any way to double dip using Indusind Visa Signature ?

?

 

[pprakash11]

yaar usme transaction kar rahe hain to bol raha hai daily limit khatam ho gaya.
Baaki maine kahi padha tha ki mahine me 2L tak hi Mobikwik se ho sakta hai isliye tumse punchha ki aisa koi limit hai kya Mobikwik me?

Haan I faced this today.
Have Paid 20,000 x 5 times on Mobikwik using Indus Select MC DC.
After that it's not making me to pay saying daily limit of this card is over

 

[mojo_jojo123]

Haan I faced this today.
Have Paid 20,000 x 5 times on Mobikwik using Indus Select MC DC.
After that it's not making me to pay saying daily limit of this card is over

is Mobikwik giving any extra benefit when paying via Indus Select Visa DC .. apart from Indusind points ?

 

[pprakash11]

is Mobikwik giving any extra benefit when paying via Indus Select Visa DC .. apart from Indusind points ?

FULLPAY and GRAB1CCBP
Only these coupon codes are of use in Mobikwik.
Everything except these are crap.

 

[mojo_jojo123]

can someone confirm that paytm is giving points for Visa Indisind select debit card now as well ?

 

[pprakash11]

Haan I faced this today.
Have Paid 20,000 x 5 times on Mobikwik using Indus Select MC DC.
After that it's not making me to pay saying daily limit of this card is over

Tried just now, was able to do again., Bcz the date has change most prolly. Completed IndusInd MC Select 112.5K.

On VISA now 🤣

 

[mojo_jojo123]

Can any one please confirm if we are getting Indusind VISA Select Signature DC points when paying CC bills on Paytm / Cheq / PostPe

 

[brightknight]

Can any one please confirm if we are getting Indusind VISA Select Signature DC points when paying CC bills on Paytm / Cheq / PostPe

Visa on paytm ✅

 

[mojo_jojo123]

Visa on paytm ✅

Thank you so much .. paying bills now

 

[gamersgzb]

From the thread I understand that we can use HDFC platinum card either on HDFC Bank app bill pay or on mobikwik or on payzapp to get the cashback...
Please let me know if my understanding is correct...

Thanks