Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Akash Topder]

It works for any number of transactions in the same month, not for singles, the rewards are calculated on total monthly spends not individual transactions.
I have Mastercard world Select Debit Card, Mobikwik only allows transactions upto 20,000. But you can do multiple transactions of 20,000 each or less.
I always get reward for this card

Is there any workaround to this 20k limit? I mean this DC is not an entry level one. It's a midranger. Having this kinda limit on Mobikwik is weird.

 

[rishav05]

I am already using these products from a long time so I am quite familiar with them.

One more thing Now most of the Banks giving Cashback based on MCC.

It might be possible, suddenly any merchant which is giving cashback earlier becomes ineligible and Vice-Versa

Bhai, I paid on CheQ using MC card on 29th and still haven't received the points. Before this, I was getting points every 2nd day. CheQ with MC is still working right?

 

[pprakash11]

Can take a week also.

Learning: Patience when you deal with Indus!!

Bhai, I paid on CheQ using MC card on 29th and still haven't received the points. Before this, I was getting points every 2nd day. CheQ with MC is still working right?

 

[hakunamatata]

Bhai, I paid on CheQ using MC card on 29th and still haven't received the points. Before this, I was getting points every 2nd day. CheQ with MC is still working right?

Weekends don't count

 

[Oscar]

Can take a week also.

Learning: Patience when you deal with Indus!!

The prerequisite to start a relation with Indus is to have a mastery in patience

 

[aniruddhaadhe]

Bhai, I paid on CheQ using MC card on 29th and still haven't received the points. Before this, I was getting points every 2nd day. CheQ with MC is still working right?

Same here.
I have not received points for my visa variant as well.

Afterall its Indinind. Call CUstCare twice and your patience level can go above monk level.

 

[leonneel]

Same here.
I have not received points for my visa variant as well.

Afterall its Indinind. Call CUstCare twice and your patience level can go above monk level.

Visa varient stopped giving on cheq like in February or something. Only mastercard varient used to give. Now that stopped as well?

 

[mojo_jojo123]

Visa varient stopped giving on cheq like in February or something. Only mastercard varient used to give. Now that stopped as well?

thats bad

 

[mojo_jojo123]

thats bad

is indiusind slelect visa variant giving points now in paytm ?

 

[vijaypathak077]

Not able to use visa variant on paytm

 

[leonneel]

is indiusind slelect visa variant giving points now in paytm ?

Yes. Visa varient gives point on Paytm, mobikwik,cred

 

[kshitij_0]

Bhai, I paid on CheQ using MC card on 29th and still haven't received the points. Before this, I was getting points every 2nd day. CheQ with MC is still working right?

Please confirm. Did you receive points for payments through Cheq on MC?
Anyone else facing the similar issue?

 

[kshitij_0]

I did 1 transaction on Indus Visa Sign DC on 01/07/2023 at 00:50 and in the app, they are showing that transaction is done on 30th.
So points will be calculated according to current month or old month?
@VISHESH_BANSAL @Wealth is my birth right! @Chaitanya-a

 

[VISHESH_BANSAL]

I did 1 transaction on Indus Visa Sign DC on 01/07/2023 at 00:50 and in the app, they are showing that transaction is done on 30th.
So points will be calculated according to current month or old month?
@VISHESH_BANSAL @Wealth is my birth right! @Chaitanya-a

Jab Credit hoge tab pta chal jaayega.

Why you did at 00:50, Pandit ji ne koi murhat nikala thha kya?

 

[Wealth is my birth right!]

I did 1 transaction on Indus Visa Sign DC on 01/07/2023 at 00:50 and in the app, they are showing that transaction is done on 30th.
So points will be calculated according to current month or old month?
@VISHESH_BANSAL @Wealth is my birth right! @Chaitanya-a

Old month only
Try to avoid last date of a month midnight transactions
Always it’s a cat on the wall

 

[leonneel]

Old month only
Try to avoid last date of a month midnight transactions
Always it’s a cat on the wall

That why I do on 2nd of every month if I have time.

 

[hakunamatata]

Old month only
Try to avoid last date of a month midnight transactions
Always it’s a cat on the wall

No, it'll be calculated in new month. Already tested

 

[kshitij_0]

No, it'll be calculated in new month. Already tested

So in the app it was showing on 30th but it was counted as 1st of new month?

 

[kshitij_0]

Please confirm. Did you receive points for payments through Cheq on MC?
Anyone else facing the similar issue?

@VISHESH_BANSAL @Wealth is my birth right! iska bhi koi confirm karo malik
Cheq main use nahi karta lekin Mobikwik aur Visa ka limit khatam ho gaya mera.
Mobikwik ka limit hota hai kya kuchh?

 

[hakunamatata]

So in the app it was showing on 30th but it was counted as 1st of new month?

What I've seen is the month is calculated on the basis of the day points are credited.

Suppose you did tranx on 29/30th of a month, now surely the points would be credited on 1-3 of next month, so fresh calculation will be applied i.e. 2 points per 200 till Rs. 5000 and so on.