Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[mojo_jojo123]

Visa varient stopped giving on cheq like in February or something. Only mastercard varient used to give. Now that stopped as well?

thats bad

 

[mojo_jojo123]

thats bad

is indiusind slelect visa variant giving points now in paytm ?

 

[vijaypathak077]

Not able to use visa variant on paytm

 

[leonneel]

is indiusind slelect visa variant giving points now in paytm ?

Yes. Visa varient gives point on Paytm, mobikwik,cred

 

[kshitij_0]

Bhai, I paid on CheQ using MC card on 29th and still haven't received the points. Before this, I was getting points every 2nd day. CheQ with MC is still working right?

Please confirm. Did you receive points for payments through Cheq on MC?
Anyone else facing the similar issue?

 

[kshitij_0]

I did 1 transaction on Indus Visa Sign DC on 01/07/2023 at 00:50 and in the app, they are showing that transaction is done on 30th.
So points will be calculated according to current month or old month?
@VISHESH_BANSAL @Wealth is my birth right! @Chaitanya-a

 

[VISHESH_BANSAL]

I did 1 transaction on Indus Visa Sign DC on 01/07/2023 at 00:50 and in the app, they are showing that transaction is done on 30th.
So points will be calculated according to current month or old month?
@VISHESH_BANSAL @Wealth is my birth right! @Chaitanya-a

Jab Credit hoge tab pta chal jaayega.

Why you did at 00:50, Pandit ji ne koi murhat nikala thha kya?

 

[Wealth is my birth right!]

I did 1 transaction on Indus Visa Sign DC on 01/07/2023 at 00:50 and in the app, they are showing that transaction is done on 30th.
So points will be calculated according to current month or old month?
@VISHESH_BANSAL @Wealth is my birth right! @Chaitanya-a

Old month only
Try to avoid last date of a month midnight transactions
Always it’s a cat on the wall

 

[leonneel]

Old month only
Try to avoid last date of a month midnight transactions
Always it’s a cat on the wall

That why I do on 2nd of every month if I have time.

 

[hakunamatata]

Old month only
Try to avoid last date of a month midnight transactions
Always it’s a cat on the wall

No, it'll be calculated in new month. Already tested

 

[kshitij_0]

No, it'll be calculated in new month. Already tested

So in the app it was showing on 30th but it was counted as 1st of new month?

 

[kshitij_0]

Please confirm. Did you receive points for payments through Cheq on MC?
Anyone else facing the similar issue?

@VISHESH_BANSAL @Wealth is my birth right! iska bhi koi confirm karo malik
Cheq main use nahi karta lekin Mobikwik aur Visa ka limit khatam ho gaya mera.
Mobikwik ka limit hota hai kya kuchh?

 

[hakunamatata]

So in the app it was showing on 30th but it was counted as 1st of new month?

What I've seen is the month is calculated on the basis of the day points are credited.

Suppose you did tranx on 29/30th of a month, now surely the points would be credited on 1-3 of next month, so fresh calculation will be applied i.e. 2 points per 200 till Rs. 5000 and so on.

 

[Wealth is my birth right!]

@VISHESH_BANSAL @Wealth is my birth right! iska bhi koi confirm karo malik
Cheq main use nahi karta lekin Mobikwik aur Visa ka limit khatam ho gaya mera.
Mobikwik ka limit hota hai kya kuchh?

Bhai not used cheq so far
Paytm and MobiKwik only I used with indus dc
I hold both visa and mc

 

[VISHESH_BANSAL]

What I've seen is the month is calculated on the basis of the day points are credited.

Suppose you did tranx on 29/30th of a month, now surely the points would be credited on 1-3 of next month, so fresh calculation will be applied i.e. 2 points per 200 till Rs. 5000 and so on.

You are right I also did txn on 30th june but points recived as per first Slab of
0-5k on 2nd or 3rd July

 

[VISHESH_BANSAL]

@VISHESH_BANSAL @Wealth is my birth right! iska bhi koi confirm karo malik
Cheq main use nahi karta lekin Mobikwik aur Visa ka limit khatam ho gaya mera.
Mobikwik ka limit hota hai kya kuchh?

Mobikwik ka limit khatam ho gaya se kya mtlab ?

 

[kshitij_0]

What I've seen is the month is calculated on the basis of the day points are credited.

Suppose you did tranx on 29/30th of a month, now surely the points would be credited on 1-3 of next month, so fresh calculation will be applied i.e. 2 points per 200 till Rs. 5000 and so on.

You are right I also did txn on 30th june but points recived as per first Slab of
0-5k on 2nd or 3rd July

So basically the learning is we shouldn't wait for doing the last set of transactions in the last days of the month otherwise it will be counted for next month as a fresh new block.
Jo bhi karna hai 26-27 tak khatam karo. 25 is the safe date.
Also that means I am safe. I did Rs 26500 on 1st Jul(which is showing as 30 Jun) and remaining Rs 86000 on 7th Jul. So in total I'll be receiving full Rs 1050 worth of points, right?

 

[hakunamatata]

So basically the learning is we shouldn't wait for doing the last set of transactions in the last days of the month otherwise it will be counted for next month as a fresh new block.
Jo bhi karna hai 26-27 tak khatam karo. 25 is the safe date.
Also that means I am safe. I did Rs 26500 on 1st Jul(which is showing as 30 Jun) and remaining Rs 86000 on 7th Jul. So in total I'll be receiving full Rs 1050 worth of points, right?

Yup 🙂

 

[kshitij_0]

Mobikwik ka limit khatam ho gaya se kya mtlab ?

yaar usme transaction kar rahe hain to bol raha hai daily limit khatam ho gaya.
Baaki maine kahi padha tha ki mahine me 2L tak hi Mobikwik se ho sakta hai isliye tumse punchha ki aisa koi limit hai kya Mobikwik me?

 

[VISHESH_BANSAL]

yaar usme transaction kar rahe hain to bol raha hai daily limit khatam ho gaya.
Baaki maine kahi padha tha ki mahine me 2L tak hi Mobikwik se ho sakta hai isliye tumse punchha ki aisa koi limit hai kya Mobikwik me?

🤦‍♂️
Aare toh bhai Visa Card ko paytm m use karna thha.

Master ko Mobikwik m